Creating a token requires deploying a smart contract which is simplified with modern platforms that enable users to fill in details of their proposed token without coding or technical knowledge.
Traditionally, creating a token would require a creator to outline token properties, including the supply, name, and number of auxiliary functions. This step would be followed by deploying a smart contract, QA testing and blockchain deployment. While users would traditionally require a basic understanding of coding, newer platforms simplify the process to enable anyone to deploy a token of their own.
One of these platforms is Student Coin Terminal which allows users to create a custom ERC-20 token. Users can start the token creation process by connecting their Ethereum wallet (selecting between Wallet Connect or MetaMask) or create one by selecting the “Get wallet” button. They will then need to add enough funds to pay for contract deployment and set up their tokens. With the foundation in place, users can set up their tokens through a simplified format, enabling users to complete a basic form.
With modern platforms like Student Coin, any user can create a token of their own despite having limited or no technical knowledge.
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Source: https://cointelegraph.com/explained/how-to-create-an-erc-token-without-coding-explained