WesBanco (WSBC) Q1 earnings: How key metrics compare to Wall Street estimates

For the quarter ended March 2026, WesBanco (WSBC) reported revenue of $257.23 million, up 32.3% over the same period last year. EPS came in at $0.91, compared to $0.66 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $265.77 million, representing a surprise of -3.21%. The company delivered an EPS surprise of +5.51%, with the consensus EPS estimate being $0.86.

While investors closely watch year-over-year changes in headline numbers — revenue and earnings — and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company’s underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock’s price performance.

Here is how WesBanco performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• Net interest margin: 3.6% versus 3.6% estimated by three analysts on average.
• Efficiency ratio: 52.5% versus 54.7% estimated by three analysts on average.
• Average balance – Total earning assets: $24.64 billion compared to the $24.82 billion average estimate based on three analysts.
• Annualized net loan charge-offs and recoveries /average loans: 0.2% compared to the 0.1% average estimate based on two analysts.
• Total non-performing loans: $145.01 million versus $87.82 million estimated by two analysts on average.
• Total non-interest income: $41.83 million compared to the $42.61 million average estimate based on three analysts.
• Digital banking income: $6.6 million versus $7 million estimated by two analysts on average.
• Bank-owned life insurance: $3.81 million versus $3.78 million estimated by two analysts on average.
• Other income: $4.03 million versus the two-analyst average estimate of $4.05 million.
• Service charges on deposits: $10.96 million versus $11.15 million estimated by two analysts on average.
• Net interest income: $215.4 million versus $222.71 million estimated by two analysts on average.
• Mortgage banking income: $0.92 million versus $1.1 million estimated by two analysts on average.