After weeks of mixed sentiment across the crypto market, XRP has once again found itself on the losing end of investor confidence. The token has fallen 7.9% weekly, continuing its struggle to hold key support levels as broader market momentum cools.
But while XRP holders are watching red candles, investors in Digitap ($TAP) are celebrating. The project’s presale has already surged 114% from its earliest stage.
Analysts indicate that it could be one of the best cryptocurrencies to invest in right now, due to its market potential, Visa partnership, and live payments app available on Google and Apple stores.
XRP Faces Renewed Selling Pressure
The market’s downturn hit XRP particularly hard this week. After a modest recovery attempt earlier in the month, it has slipped back below key technical levels, reflecting broader fatigue across the altcoin market.
On October 30th, the XRP price dipped all the way down to $2.40, a 7.9% weekly drop, before recovering to $2.50.
On a monthly basis, the XRP price has decreased by 15% and may struggle to breach the $3.0 zone again. Part of the weakness stems from macroeconomic uncertainty. Bitcoin’s latest retracement from $115K has triggered outflows across major altcoins, and XRP is often among the first to feel the pinch.
Traders note that the lack of fresh institutional demand and the slow progress in expanding Ripple’s global payment infrastructure have weighed on sentiment.
Long-term holders point to the ongoing integration of RippleNet with cross-border payment systems as a foundation for future growth. However, in the near term, speculative interest is shifting elsewhere to fintech projects that are showing strong momentum, even in a cooling market.
Digitap’s Presale Surges 114% as Demand Accelerates
While many established altcoins are struggling to recover lost ground, Digitap has exploded with demand. The omni bank offers a full suite of financial services to global clients, including Visa-compatible cards, international IBANs, and low-cost asset swaps.
The presale has raised over $1.2M, selling more than 80M tokens, and marking a 114% price increase since its opening.
At the start of the presale, $TAP was priced at $0.0125, and it has since risen to $0.0268. In the next stage, it is set to jump to $0.0297 — an 11% increase. The final launch price is expected to reach $0.14, giving early-stage buyers an opportunity to secure an 80% discount compared to the public listing.
This price structure earmarks $TAP as one of the best cryptos to invest in for Q4.
Digitap’s success lies in its ability to combine traditional banking functionality with decentralized finance. The project brands itself as the world’s first omni bank, giving users the power to spend, save, and earn through a single app. The platform is now live on both the Apple App Store and Google Play, enabling users to hold both fiat and crypto, spend globally, and earn 124% APY.
Importantly, 50% of platform profits are used to burn $TAP and reward stakers, creating ongoing demand and scarcity. This sustainable feedback loop has made Digitap one of the most discussed fintech tokens of Q4.
Why Investors Are Rotating Out of XRP and Into TAP
The contrast between XRP and Digitap highlights the difference between legacy blockchain networks and next-generation financial platforms. XRP was revolutionary in its early days, pioneering real-time settlement for banks. But it remains heavily tied to institutional integration, which often moves slowly and depends on regulatory developments.
Digitap, on the other hand, is a consumer-first ecosystem built for real-world use today. Its zero-KYC model in eligible markets removes friction for users in regions underserved by traditional banking.
The project targets 1.4 billion unbanked people globally, giving it one of the largest potential addressable markets in crypto. As the app gains users, the $TAP token becomes central to every transaction. This connection between product growth and token value creates a direct link between adoption and price performance, something XRP no longer offers in the same way.
Analysts suggest that Digitap’s growth trajectory mirrors early-stage fintech disruptors like Revolut and PayPal, but within the crypto economy. For early investors, this presents a unique opportunity to hold a token that represents both banking utility and decentralized potential.
A Tale of Two Payment Systems
The divergence between XRP and Digitap sums up where the crypto market stands in late 2025. Legacy players like Ripple remain foundational but grow slowly. Meanwhile, new entrants like Digitap are moving at fintech speed, with the possibility of 100x returns.
XRP may recover if institutional adoption picks up, but Digitap is already building a bridge between DeFi and traditional finance that users can access now. Its live app, integrated payments, and high-yield staking position it uniquely for multi-year growth.
Moreover, Digitap’s 114% presale gain may only be the start of a much larger story, as it could reproduce the impact of fintech unicorns like Revolut, Wise, and PayPal, with added crypto integration. Should current momentum continue, the project could easily become one of 2025’s breakout performers.
Discover the future of crypto cards with Digitap by checking out their live Visa card project here:
Presale https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
Source: https://blockchainreporter.net/xrp-xrp-bleeds-7-9-this-week-while-digitap-tap-presale-rockets-114/