 
 
XRP has seen a surge in whale activity this summer. Santiment data shows that 47.32 billion XRP are held by crypto wallets holding at least 1 million tokens. Santiment shows that 47.32 billion. This is just one short of the all-time high.
Recent weeks saw even more movement: Santiment highlighted that whales added 150 million XRP in just 48 hours during mid-March—often a bullish precursor on the ledger’s history.
These numbers are more than flash—they signal deep-pocketed actors stacking XRP amid the ongoing price range of $2.98 to $3.41. Their activity suggests confidence in XRP’s next major upward move.
Whale holdings between 1 million and 10 million XRP also tracked upward—expanding to nearly 10% of supply. The number of crypto wallets holding at least 1 million XRP tokens has reached an all-time high, coinciding with a 26% surge in XRP’s price.
Moreover, daily active addresses on the XRP ledger have surged, a seven-fold increase from earlier quarters. The convergence of whale accumulation and user activity often foreshadows a breakout.
 
Despite the turtlesque recovery in price, these on-chain shifts speak volumes. XRP currently trades in the range of $2.98–$3.41, hovering below its previous cycle high of $3.84.
A large whale held billions in XRP as Ripple pursues its banking license, suggesting large-scale accumulation tied to institutional progress — a bullish signal for price trajectory.
This price zone has proven stubborn. The price needs to close above this range to validate a whale-driven buildup.
Exchange inflows. Yet retail interest remains muted, which could leave the rally fragile — a trap if whales reverse positions after topping out.
Whale accumulation has correlated with significant rallies in XRP before. The rally in Q4 2024 followed positive whale flow signals and on-chain momentum, as documented by If history repeats, the current confluence suggests that Q4 2025 is the next window.
However, observers warn that similar past surges have ended in sharp rallies followed by sharp retracements. BeInCrypto recently flagged XRP, noting that rising exchange inflows could signal profit-taking ahead.
XRP is showing signs of deliberate accumulation by institutional-level holders. Key on-chain metrics—whale flows, wallet growth, and daily address use—support this thesis. With coin flows, ETP inflows, and Ripple’s bank license bid all aligning, the stage is set.
But XRP will need to break through $3.93 and sustain volume to turn accumulation into a full-scale rally. Should whales hold and institutions step in, the next all-time high—$3.84 or beyond—may lie ahead.
Source: https://zycrypto.com/xrp-whales-plotting-new-mega-all-time-high-price-as-xrp-army-accumulates-47-32-billion-coins/