XRP Price Prediction: XRP’s MVRV Golden Cross Signals Potential 630% Surge, Says Ali Martinez

XRP is once again commanding attention in the crypto market following a breakout above its long-standing 2018 high.

Currently trading near $3.50, XRP has not only reclaimed previous resistance levels but also established a bullish structure across technical timeframes.

The surge follows the detection of a rare on-chain signal known as the MVRV golden cross, highlighted by crypto analyst Ali Martinez (@ali_charts). This technical pattern, where the Market Value to Realized Value (MVRV) ratio crosses above its 30-day moving average, has previously preceded a 630% rally in XRP’s history. Martinez’s observation has sparked widespread interest among XRP prediction analysts and traders alike.

XRP Price Prediction 2025: Will XRP Go Up to $22?

As of July 18, 2025, XRP is trading around $3.50, according to Brave New Coin. If history repeats and the 630% surge scenario plays out, XRP could theoretically reach as high as $22—a level that aligns with speculative projections in the community. However, experts caution that while past trends are insightful, they are not definitive forecasts.

XRP’s MVRV ratio has just formed a golden cross—an indicator that previously preceded a 630% price surge. Source: Ali Martinez via X

“There’s no peer-reviewed research validating MVRV golden crosses as reliable predictors across all market conditions,” said a senior market strategist at a crypto fund. Still, with Ripple XRP news pointing to increasingly favorable fundamentals, xrp crypto price prediction sentiment remains bullish.

Technical Analysis: Breakout Confirmed, Eyes on $4.00 and Beyond

On the technical front, XRP coin price broke out from a long-standing consolidation pattern and surged past the $3.40 neckline, confirming a W-pattern breakout. This bullish setup, supported by volume, points to a potential upside toward $4.80 in the coming weeks. Analysts note that the next key resistance levels are situated around $3.85 and the psychological $4.00 mark.

XRP has broken out of a large monthly triangle pattern, pointing to a potential price target of $8.50 in the coming months. Source: BitcoinGalaxy on TradingView

Momentum indicators back the bullish case. The Relative Strength Index (RSI) is in overbought territory but remains consistent with strong uptrends seen in previous XRP rallies. The Average Directional Index (ADX) and On-Balance Volume (OBV) further confirm that buyers are in control.

Should a retracement occur, support zones exist at $3.30–$3.40 and deeper around $2.90–$3.00. These levels align with Fibonacci retracements and EMA confluence zones, offering a cushion for renewed upside movement.

XRP Crypto News: Regulation Tailwinds and Political Support

Aside from on-chain and technical analysis, regulatory clarity has emerged as a major catalyst for the current rally. On July 18, the U.S. House of Representatives passed the GENIUS Act, a bipartisan crypto bill supporting stablecoin regulation, with strong backing from President Trump and financier Scott Bessent. The bill mandates dollar-backed reserves and robust transparency from issuers.

The CLARITY Act progresses through Congress, aiming to define SEC and CFTC roles and bring clearer rules to the digital asset space. Source: @Dr_Pang6 via X

Later that day, the House also approved the Digital Asset Market CLARITY Act, helping define whether crypto tokens like XRP fall under SEC or CFTC oversight. For Ripple Labs, the parent company behind XRP ledger, this shift marks a significant victory after years of battling in the courts.

Furthermore, this new legal framework could pave the way for deeper institutional adoption, something that was previously stifled by the long-running Ripple vs SEC case. The ripple effect (no pun intended) of these bills is expected to be felt across major exchanges, custody services, and payment networks.

XRP Lawsuit Update and Long-Term Price Forecast

Despite the bullish breakout and policy shifts, some analysts urge caution. XRP lawsuit news is still fresh in investor minds, and the SEC vs Ripple case—though largely resolved—continues to have lingering effects. The XRP price remains volatile following the lawsuit, depending on macro sentiment, exchange listings, and liquidity availability.

XRP was trading at around $3.498, up 11.24% in the last 24 hours at press time. Source: XRP Liquid Index (XRPLX) via Brave New Coin

Still, long-term forecasts remain strong. Many XRP prediction 2025 and 2030 models are now adjusting to reflect the renewed momentum. Some conservative models place XRP at $6–$8 in 2025, while more optimistic ones, like Martinez’s scenario, reach toward the $20+ range—especially if utility, regulation, and sentiment align.

Final Thoughts: Is XRP Ready for Its Next Chapter?

With a combination of on-chain metrics, bullish technical setups, and favorable XRP SEC news, the narrative around XRP crypto is undergoing a dramatic shift. The ripple XRP price prediction landscape is being reshaped not just by hype but by measurable changes in market behavior and legal standing.

Whether the MVRV golden cross delivers another historic run remains to be seen. But as things stand, the stage is set—and XRP is once again a major player in the unfolding story of crypto finance.