XRP Price Prediction: XRP Targets $2.50 as ETP Inflows and Stablecoin Growth Drive Bullish Momentum

XRP is once again capturing the spotlight among institutional investors and crypto enthusiasts. New developments around exchange-traded products and cross-border payment infrastructure are fueling hopes of a breakout.

With XRP consolidating near a crucial resistance level, many analysts are now setting their sights on $2.50 as the next big target—assuming bullish momentum continues to build.

Institutional Inflows Signal Renewed Confidence in XRP

While the broader crypto market has been relatively quiet lately, the latest XRP news tells a different story. Data from CoinShares shows that XRP attracted over $10.6 million in ETP inflows in just one week, bringing the total to $219 million for the first half of 2025.

XRP-linked ETPs attracted $10.6 million in weekly inflows, bringing total investments to $219 million in H1 2025. Source: Blog/Coinshares

Though not quite the same as ETFs, these ETPs highlight a growing sense of institutional trust in XRP’s long-term value. Analysts suggest that this steady buying trend points to a thoughtful, strategic accumulation, far from short-term speculation.

This is despite the uncertainties that still assail the crypto space. XRP has stood strong, however, due to its utility in cross-border payments, where Ripple is busily growing its footprint worldwide.

Stablecoin Growth Strengthens Ripple Global Footprint

Ripple’s alliance with OpenPayd, a leading embedded finance company, is also fueling the XRP momentum. The integration brings Ripple Payments together with leading fiat currencies like Euro and Pound Sterling to create ease of transfer between RLUSD stablecoin and mainstream financial systems.

Ripple’s Jack McDonald says RLUSD is subject to stricter regulatory standards than Tether and USDC, placing it higher on the compliance scale. Source: Digital Perspectives via X

Ripple’s SVP of Stablecoins, Jack McDonald, put it this way: “The future of global finance depends on seamless interoperability between traditional infrastructure and digital assets.” OpenPayd’s platform will provide Ripple access to essential multi-currency features, including real-time payment rails, virtual IBANs, and scalable USD liquidity.

OpenPayd CEO Iana Dimitrova further added that the partnership facilitates global money flows and stablecoin-driven treasury management for businesses.

These advancements are central to guiding the XRP price prediction for 2025 because real-world applications like this are what can potentially help XRP gain even more popularity with institutional investors.

Technical Outlook: XRP Nears Key Breakout Point

As of July 4, XRP is trading around $2.28, breaking major resistance levels around $2.27 and testing the $2.30 level. If it breaks, a shift towards the $2.50–$2.58 region might be next on the horizon—the next technical milestone.

A breakout above $2.30 could pave the way for XRP to target the $2.50 and $2.55 resistance levels. Source: Cryptodailyuk on TradingView

XRP has built a firm support level of around $1.95 and $2.00 in recent weeks. It’s currently positioned just below the 50-day and 100-day exponential moving averages (EMAs) at $2.20 and $2.22. Breaking out through these levels could trigger bullishness.

Relative Strength Index (RSI) is currently 50, and that leaves room for one more push upwards before the asset becomes overbought. To add to this, XRP futures open interest is up to $4.16 billion—another sign that traders are still active despite recent consolidation.

Broader Implications: Will XRP Go Up?

Whether XRP breaks above $2.30 and reaches toward $2.50 will depend on several factors: institutional inflows, the stablecoin expansion, and momentum on the technical charts. With investment interest growing and Ripple’s global payment network expanding, the case for an upside move is strengthening.

The ongoing XRP lawsuit update has also helped restore some market confidence. As the legal process with the SEC goes on, sentiment to see a positive result—or at least some regulatory clarity—remains increasingly more optimistic, which would serve XRP only better.

XRP was trading at around $2.28, up 3.73% in the last 24 hours at press time. Source: XRP Liquid Index (XRPLX) via Brave New Coin

Positive XRP outlook for the rest of 2025 is guarded but hopeful. If momentum continues, the XRP coin price might challenge its current resistance and head towards new highs. Targets to watch beyond $2.50 include $2.65 and potentially even a retest of previous multi-year peaks—if the bullish trend holds.

Final Thoughts

Backed by institutional investors, rapid stablecoin integration, and positive technical indicators, XRP is possibly embarking on a new period of market dominance. In spite of its still-divided sentiment across the crypto market, XRP has been silently gaining strength.

Now, the whole world is waiting to see whether XRP can break past the $2.30 resistance and launch a substantial rally to $2.50. If it does, it has the potential to not only determine XRP’s path for the rest of 2025—but also tip overall market sentiment in XRP’s favor.

In the meantime, XRP is one of the most closely watched tokens—buoyed by fundamentals, technicals, and growing institutional interest.