The crypto market has entered another turning point. Analysts who once saw XRP reaching above $4 this year are now trimming their forecasts to around $3. It seems momentum has slowed as traders wait for clear signs of direction. That pause, however, has opened the door for newer projects like Digitap ($TAP) to rise into view.
Digitap is already running a live app that connects crypto and traditional money under one account. Users can download it on both the Apple App Store and Google Play. This real-world functionality gives Digitap the kind of momentum that XRP had years ago.
As XRP slows down, Digitap is building users, transactions, and revenue right now — the ingredients that could let it outpace XRP in growth and utility in the coming cycle.
From market leader to late mover
XRP has long been one of the most recognized names in digital assets. It was designed to move value quickly across borders and help financial institutions settle payments faster and at lower cost. That performance helped it hold a top position among global cryptocurrencies.
Today, XRP trades near $2.47. It remains one of the largest assets by market capitalization. But compared to newer tokens, it feels mature. The token has already gone through multiple bull and bear cycles. Many investors see it as a stable, regulated asset that still offers exposure to blockchain payments.
Source: TradingView/XRP
XRP price prediction: Analysts lower targets to $3
Recent reports show that analysts are taking a more careful view of XRP. After a strong start earlier in the year, momentum has now cooled. Support is visible around $2.30, and resistance has built up near $2.90.
The chart shows XRP tightening in a narrow range, which is a sign that pressure is building for a bigger move. It’s hard to tell which way it will break. A strong move above $2.90 could lift it toward $3.20 or even $3.60. However, falling under $2.30 might pull it back near $2. For now, most analysts expect the token to stay around $3 until fresh catalysts arrive.
Part of the recent caution comes from delays in the SEC’s review of XRP-related ETF filings. The agency’s decision could reshape institutional participation, yet the process has slowed because of government gridlock. This is why many investors are shifting funds toward smaller projects with faster timelines.
Digitap: A working omnibank for crypto and cash
Digitap has entered that spotlight with a clear idea and a working product. It is the world’s first omni-bank, which brings together fiat money and cryptocurrencies under one account. Users can store funds, make transfers, exchange currencies, and spend directly through the Digitap Visa card.
The app is already live on both major app stores. Users can register, deposit, and spend funds today. The card connects to Apple Pay and Google Pay, which allows people to use crypto anywhere Visa works. That level of readiness is rare among presale tokens.
Beyond that, the platform commits 50% of its profits to token buybacks and burns. Fewer tokens in circulation as the user base grows means stronger price support.
Source: Digitap
$TAP price prediction: Could digitap deliver 100x growth?
The $TAP presale is ongoing, and the current round price stands at $0.0194. The next round will raise it to $0.0268. Analysts see this early stage as one of the most promising entries in the market today.
The reason is simple: Digitap already works. Most presales raise money on future promises, but Digitap has a functioning app and active users. The buyback and burn policy ties token value directly to business performance. As more people use the app and pay fees, the system burns more tokens.
With steady user growth and wider adoption, a 100x rise from current presale levels looks realistic in the upcoming months. That would take the token near $2 once it goes public, which could mean major profits for those who got in early.
What is the best crypto to buy in 2025?
XRP is still a big player in global transactions. However, its growth could rest on how regulators and institutions move forward. Digitap, in contrast, is already live and showing daily usage from ordinary users. Its Visa card, dual fiat-crypto balance, and aggressive token burn plan give it a clear edge in near-term growth potential.
The platform sits at the point where real utility meets early opportunity. For investors who understand asymmetric potential, the current $TAP presale could be one of those rare entries that later define the next big success story in crypto.
Digitap is Live NOW. Learn more about their project here:
Presale https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
Disclaimer: This is a paid post and should not be treated as news/advice.