XDC launches real-world USDC spending as stablecoins cross $307B

The idea is that users will keep funds on-chain until the moment they pay; the transaction itself works like a regular card payment.

This could reduce the need for fiat conversions and third-party off-ramps, which often add cost and delays.

Ritesh Kakkaad, co-founder of XDC Network, argued that this is part of a change to everyday use.

“The real opportunity is when blockchain moves beyond powering finance behind the scenes…”

 OrbitX CEO Ankitt Guar also said in an official statement,

“By keeping users in control of their assets while connecting to global payment networks, we aim to reduce the friction between on-chain value and real-world spending.”

Whether such integrations see meaningful adoption remains an open question.

Stablecoin engine on full power

Stablecoin total market capitalization is holding above $307 billion, with steady growth over the past year.

This matters because payment use cases tend to grow faster when there’s already liquidity and user familiarity in place.

Source: DeFiLlama

User behavior trends also look strong. A recent BVNK research report found that 56% of stablecoin users plan to acquire more over the next 12 months, while more than half increased their holdings over the past year.

Source: BVNK

Among freelancers and sellers who receive payments in stablecoins, about 35% of their income comes through these assets on average!

By eliminating fiat conversions and enabling direct stablecoin spending, the move underscores how digital assets are evolving from speculative instruments into practical payment tools.

Final Summary

• Stablecoin adoption is accelerating, and real-world USDC spending only speeds it up.
• The foundation for everyday crypto payments is already forming.