Crypto whales are moving once again, and this time, their focus is back on Stellar, Hedera, and Remittix(RTX). With accumulation wallets widening across major exchanges, analysts believe the next cycle could favor those projects that are able to mix real-world financial use cases with strong token utility.
The pattern echoes early accumulation seen before the 2021 bull run, fueling optimism that these assets may surpass the $1 mark in 2025 if market conditions align.
XLM Gains Renewed Whale Attention
Whale tracking data shows large holders positioning in Stellar, expecting network expansions to increase inflows. Currently selling at $0.3057, XLM has seen a gradual increase in on-chain activities with new integrations of payment corridors going live. Stellar aims to address the gaps in the global financial system, which is particularly appealing given the increasing regulatory clarity around cross-border payment solutions. Analysts predict that the liquidity and fast settlement features of Stellar will likely enhance the value of XLM, especially as institutional partnerships are expected to grow in the coming quarters. HBAR Shows Strength Amid Consolidation
Meanwhile, Hedera has held firm through wider market ups and downs with a price of $0.1977 and a market capitalization of approximately $8.18 billion. Whale accumulation patterns have been increasingly evident despite the short-term consolidation, especially around addresses holding Hedera Council governance tokens. 
The Hedera blockchain model is enterprise-focused, partnered with the likes of Google and IBM to further position it at the forefront of sustainable, high-throughput blockchains. To many investors, HBAR is a mid-cap contender that could expand further with the growth of decentralized enterprise applications.
Remittix (RTX): The DeFi Challenger with Real-World Utility
While XLM and HBAR might dominate the institutional headlines, Remittix is building the type of financial infrastructure that whales will often look for in a cryptocurrency before a breakout.
Trading at $0.1166 per token, the project has already raised over $27.7 million in private funding and has sold more than 681.8 million tokens, reflecting an increasingly large early adopter base.
Remittix’s PayFi model makes direct crypto-to-bank transfers available to clients in more than 30 countries, providing a needed bridge between digital assets and traditional finance.
Recently expanding the Beta Testing Program of the Remittix Wallet to include iOS users, it invited the top 10 weekly buyers to participate and give feedback.
This phase continues to help refine user experience in advance of the full wallet launch. Backed by a #1 ranking on CertiK among pre-launch tokens, Remittix also runs a 15% referral reward program that fuels its community-driven ecosystem.
Why Analysts Are Watching Closely
XLM: Strengthening global remittance corridors through new financial integrations. HBAR: Build institutional trust through enterprise-grade performance. RTX: Delivering real-world crypto payments with ever-growing user interaction.
With continued accumulation, these three are believed to potentially lead the next wave in crypto growth that would be utility-driven. If momentum in adoption continues, analysts see potential price targets above $1 by 2025, led by platforms that merge speed, trust, and tangible use cases.
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