Visa and Yellow Card revolutionize digital payments

The collaboration between Visa and Yellow Card marks a turning point for stablecoin payments in Africa. This partnership aims to facilitate digital transactions in a continent where currency volatility and access to financial services still represent a significant challenge.

Visa and Yellow Card: a strategic agreement for digital payments in Africa

Visa, global leader in digital payments, has entered into an agreement with Yellow Card, a platform specialized in crypto and stablecoin, to introduce stablecoin-based payments in the African market.

This alliance leverages the growing interest in the digital dollar, that is, digital currencies pegged to the value of the US dollar, such as USDC and USDT. Thanks to this innovation, African consumers and businesses will be able to make faster, safer, and lower-cost transfers, overcoming the traditional barriers of international transactions.

Yellow Card🤝Visa

Yellow Card is teaming up with @Visa to enhance stablecoin settlement infrastructure in emerging markets. Together, we’ll make cross-border payments quicker and more efficient through the power of blockchain innovation.

Learn more: https://t.co/b1thwbrqLv pic.twitter.com/uyZAWbdQDj

— Yellow Card (@yellowcard_app) June 18, 2025

Stablecoin and the growing adoption in Africa

In Africa, the demand for criptovalute and stablecoin is growing significantly, driven by an economic context often characterized by currency instability and a limited presence of traditional banking systems. The partnership between Visa and Yellow Card offers a unique opportunity to consolidate this trend, facilitating more efficient and accessible cross-border payments. The use of dollar-pegged stablecoin eliminates the risk of volatility typical of crypto, fostering greater trust in digital transactions.

The advantages of payments with stablecoin for Africa

• Cost reduction: money transfers through stablecoin are cheaper compared to traditional banking operations or international remittance services.
• Speed and security: digital transactions are processed almost in real-time and enjoy a high level of cryptographic protection.
• Access to global markets: African users can participate in international exchanges and payments without having to rely solely on local currencies.
• Liquidity management: companies can use stablecoins to manage cash flows and mitigate the risk of exchange rate fluctuations.

The impact of stablecoins on African economies

The introduction of digital payments based on stablecoin can profoundly transform African economies, which are subject to frequent currency crises and difficulties in accessing financial services. Furthermore, the greater spread of stablecoin promotes financial inclusion, allowing millions of unbanked people to access modern payment methods.

For example, the case of the nigeriano stablecoin illustrates how local digital currencies pegged to the dollar can provide new tools to improve regional economic stability and ensure more efficient international money transfers.

A growing ecosystem

The synergy between Visa and Yellow Card occurs at a time of strong growth in the African market for cryptocurrencies and dollar-pegged stablecoins. Statistics indicate a significant increase in the adoption of stablecoins and cryptocurrencies, marking a trend that could change the way the continent manages its digital economy.

How the payment system with stablecoin by Visa and Yellow Card works

The collaboration combines Visa’s global network with Yellow Card’s technology platform to offer digital payments based on stablecoins pegged to the US dollar, such as USDC and USDT. This system allows transactions with constant liquidity and without the typical fluctuation of cryptocurrencies, ensuring reliability and transparency.

Users can thus move funds with ease, relying on secure and regulated infrastructures, and benefit from international transfers at lower costs compared to traditional channels. Additionally, the platform allows for more effective control of resources, as transactions are immutably tracked on the blockchain.

Outlook for the Future of Digital Payments in Africa

This innovation represents only the beginning of a broader transformation in the way Africa approaches digital finance. The convergence between blockchain technology, stablecoin, and global payment systems like Visa introduces tools that can accelerate financial inclusion, stimulate economic growth, and strengthen international trade ties.

As a result, a significant increase in the use of stablecoins is expected in various sectors, from e-commerce to family remittances, up to digital investments and micropayments. These developments could create a more resilient and dynamic ecosystem, capable of fully exploiting the potential of digital.

Towards a digital and interconnected Africa

Ultimately, the partnership between Visa and Yellow Card lays the foundation for a more connected and financially inclusive African continent, thanks to digital payments with stablecoin. Local and international economic resources can flow more easily, reducing traditional barriers and offering new development opportunities.

We therefore invite users, entrepreneurs, and institutions to consider the potential of stablecoins as key tools to modernize payment systems and embrace a sustainable and shared digital future in Africa.