US Rates Expected to Cut by 58 Points in 2026

Key Points:

  • US employment and retail data influence forecasts for two rate cuts by 2026.
  • Cryptocurrency markets show minimal immediate response to rate cut projections.
  • Historic rate cuts often trigger speculation and volatility in financial markets.

Following the release of U.S. employment and retail sales data on December 16, 2025, interest rate futures suggest two rate cuts in 2026, with a 58 basis point easing expected.

This prediction indicates potential monetary policy adjustments that could affect economic stability, influencing cryptocurrency markets amidst anticipation of Federal Reserve actions.

US Interest Rate Cuts Projected Amid Economic Data Insights

Interest rate futures in the United States hint at two potential cuts by 2026, driven by the latest employment and retail data. The anticipated easing for next year is 58 basis points. These projections emerge as economic analysts assess ongoing trends.

Despite these macroeconomic implications, the cryptocurrency sector shows limited response to the anticipated rate adjustments. Currently, there are no significant asset movements or notable comments from industry leaders, indicating a wait-and-see approach from stakeholders.

“The response from financial markets to interest rate forecasts often acts as a barometer for economic sentiment,” says a finance expert.

Crypto Market Holds Steady Despite Rate Cut Predictions

Did you know? Historical instances of anticipated interest rate cuts often lead to speculative trends in diverse financial sectors. However, current cryptocurrency responses remain muted compared to other market stimuli.

According to CoinMarketCap, Ethereum (ETH) is priced at $2,944.05, with a market cap of around $355.33 billion and a trading volume surge of 50.55% over 24 hours. The recent price movements reflect a 6.14% decrease in the last day and a 34.41% drop over 90 days.

ethereum-daily-chart-2220

Ethereum(ETH), daily chart, screenshot on CoinMarketCap at 13:42 UTC on December 16, 2025. Source: CoinMarketCap

The Coincu research team suggests that prolonged macroeconomic changes could eventually affect investment patterns in cryptocurrencies, especially if interest rate cuts lead to broader fiscal stimuli. Historical trends show that such measures can increase speculation and volatility in digital asset markets.

Source: https://coincu.com/markets/us-interest-rate-cuts-2026/