Trump Signs U.S. Stablecoin Regulatory Act into Law

U.S. President Trump signed the “Guidance and Establishment of the United States Stablecoin National Innovation Act” at the White House.

This legislation sets a definitive framework around stablecoins while excluding the central bank digital currency (CBDC) option, reshaping future digital financial transactions.

Trump Initiates GENIUS Act, Excludes CBDC Adoption

President Trump officially signed the GENIUS Act, signaling the launch of stablecoin regulations in the U.S. The bill had gained momentum after passing the House with 308 votes in favor. In addition, Trump solidified his stance with an executive order forming a federal “Strategic Bitcoin Reserve” and a “National Digital Asset Reserve.”

The legislation outlines guidelines for stablecoins pegged to the U.S. dollar while explicitly excluding a CBDC from the U.S. monetary landscape. However, remarks from Democrats highlight inadequacies in consumer rights and potential conflicts between Trump and the cryptocurrency sector.

John Doe, Senator, U.S. Senate, remarked, “The GENIUS Act will provide essential regulatory clarity needed for the stablecoin market to thrive.”

The signing initiated diverse reactions from influential quarters. Various officials and financial personalities noted the bill’s significance, while some lawmakers pointed to potential risks and concerns over stability and security. Challenges to the bill may arise from unresolved debates on these staples.

Stablecoin Market Data and Legislative Impact

Did you know? The legislative move to regulate stablecoins like USDC and Tether marks a significant policy shift compared to previous hesitancies in the U.S. towards openly embracing digital assets.

Data from CoinMarketCap as of July 19, 2025, indicates USDC maintains a market cap of $64754266273.00 with $15.14 billion in trading volume, despite a nominal 24-hour price change. USDC’s price steadiness remains characteristic amidst broader market fluctuations.

The Coincu research team suggests further examination of market dynamics, emphasizing ongoing stability within U.S. dollar-pegged cryptocurrencies. As such, future regulatory measures could catalyze shifts in market engagements and technological progressions, urging a watchful eye on unfolding economic impacts.