The stablecoin are better than fiat currencies for payments

Today, Foresight Ventures released its latest report on stablecoin providing insights for a wide range of users, from general investors to developers.

The report analyzes and highlights the key factors driving corporate adoption of stablecoin and particularly explores how non-crypto users can integrate these digital assets into daily transactions.

The discoveries of Foresight Ventures on stablecoin

The in-depth analysis of the current digital payments landscape presents a comprehensive picture that details the multi-layered approach to the adoption of stablecoin, from the application level to the processes of issuance and settlement of activities.

Thanks to this analysis, Foresight Ventures has discovered many interesting things regarding the current global landscape related to the use of stablecoin.

The most interesting discovery is that payments via stablecoin offer faster settlement times and lower fees compared to traditional methods.

Although this was already known to the users of stablecoin, it has now been certified with this report so that it becomes known even to those who have never used stablecoin.

In other terms, stablecoin risk being better than fiat currencies when it comes to making payments, especially in the case of international payments.

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The other discoveries shared in the report

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Foresight Ventures however has discovered many other things as well.

First of all, it revealed that the technology stack is divided into four levels, namely application, payment processors, asset issuers, and settlement.

The report highlights how the main payment gateways are already integrating with the most popular financial services, thus allowing the adoption of stablecoin by both developers and consumers.

In particular, the giant of US payment services Stripe already integrates USDC for global transactions, and MetaMask allows fiat-to-crypto on/off ramps through third-party services.

For example, the crypto payment platform Helio already supports 450,000 active wallets and 6,000 merchants, with the Solana Pay plugin also connecting to Shopify. This would demonstrate large-scale adoption among merchants.

Furthermore, the use of crypto cards, developed in partnership with Visa and Mastercard, is on the rise, as they allow users to make seamless transactions with stablecoin at traditional stores.

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The report also revealed that asset issuers innovate with static models of reserve, yield, and revenue sharing, such as the stablecoin of revenue sharing by Paxos, M⁰, and Agora, which align incentives by distributing transaction fees and interest among ecosystem partners.

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The adoption of stablecoin by companies revolves around efficient treasury management, integrated KYC processes, and on-chain yield opportunities, with users who are not experts in criptovalute managing to benefit from intuitive interfaces and the integration of payment options via stablecoin in the most popular apps.

The report concludes by stating that in the future there could be a change that might lead consumers to hold capital on-chain, as risk management and yield opportunities improve.

The results of the report: stablecoins are more efficient than fiat currencies

The results of the report highlight the transformative potential of stablecoin in transaction processing and corporate treasury management.

In this regard, it has emerged that companies are increasingly leveraging the infrastructure of stablecoin to improve the efficiency of global payments and increase their liquidity, adopting intelligent routing solutions to automate cross-border transactions, minimizing manual intervention and cutting operational costs.

Furthermore, the report identifies that revenue-sharing stablecoin introduce a dynamic incentive model in the market, with an approach that harmonizes the interests of financial institutions, fintech applications, and digital asset platforms, to achieve more efficient financial exchanges.

It also reveals that consumers can benefit from earning on-chain returns through user-friendly interfaces and integrated financial services.

The commentary

The co-founder of Foresight Ventures, Forest Bai, stated:

“Our report on stablecoins broadly captures how the global payments ecosystem is undergoing a massive transformation driven by stablecoins. The integration of USDC by Stripe and Helio’s support for over 450,000 active wallets clearly signal a growing demand for stablecoins in daily transactions. On-chain solutions are simplifying payment flows and enhancing liquidity, paving the way for faster and more efficient digital payments”.

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Foresight Ventures

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Foresight Ventures is a VC crypto company with a research-based approach and offices in the United States and Singapore.

The company is dedicated to supporting innovative projects in the field of cryptocurrencies, contributing to shaping the future of digital finance.

It has a powerful network of connected media, which includes well-known names in the criptovalute sector such as The Block, Foresight News, BlockTempo, and Coinness, and has been recognized as one of the leading venture capital crypto companies globally. It also has a subsidiary, Foresight Ventures VCT Plc, which is a Venture Capital Trust company focused on innovative technology companies.