Ripple Ends SEC Lawsuit, Accepts $125M Penalty

Ripple Labs has opted to settle its legal battle with the U.S. Securities and Exchange Commission (SEC) by paying a $125 million penalty. The settlement was finalized on June 28, 2025.

This decision marks the lawsuit’s conclusion, affirming XRP’s market status as ‘not a security,’ while maintaining a ban on institutional sales.

Ripple’s $125M Settlement Ends SEC Lawsuit

Ripple announced that it has agreed to a settlement with the SEC by accepting the original $125 million penalty. CEO Brad Garlinghouse stated via social media, “We’re closing this chapter once and for all.” Both parties dropped their respective appeals, finalizing the legal proceedings.

Ripple’s acceptance of the penalty dismisses earlier settlement proposals aimed at reducing financial penalties and revoking sales restrictions. The legal verdict allows Ripple to redirect focus to business operations without impending litigation.

XRP Maintains Market Status Post-Lawsuit

Did you know? Ripple’s case has set a precedent for how digital assets are regulated in the U.S.

According to CoinMarketCap, XRP holds a market cap of $129.59 billion as of June 28, 2025. Recent trading volume has decreased, while XRP saw a 4.02% price increase in 24 hours. The lawsuit’s end is acknowledged as a key factor in XRP’s modest rise.

Research from the Coincu team underscores Ripple’s potential to benefit long-term from the lawsuit’s closure. The decision likely fosters more significant regulatory clarity and aligns with trends indicating growth potential in digital asset markets.