- Policy applies to debts not exceeding 10,000 yuan incurred during the pandemic.
- Overdue records removed upon full repayment by specific deadlines.
- Aims to assist individuals financially affected by the COVID-19 pandemic.
The People’s Bank of China announced a one-time credit repair policy on December 22, 2025, to assist individuals with overdue credit records not exceeding 10,000 yuan..
This action aims to ease economic recovery post-pandemic by facilitating individuals’ credit rebuilding efforts, with no direct link or impact on the cryptocurrency market.
Potential for Global Regulatory Influence Amid Pandemic Recovery
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“The People’s Bank of China has not previously implemented such comprehensive credit repair measures directly related to the pandemic’s economic effects.”
Experts note that this decision may pave the way for other financial regulatory bodies to take similar measures in the event of future economic crises. Emphasizing data-driven approaches, the policy could become a model for economic recovery during prolonged financial disruptions.
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