New Ripple XRP Price Prediction – 5 Reasons Why XRP Breaks Records in 2025

First, some context. Earlier this week, Bitcoin surged to a new all-time high of $109,000 per coin, doubling in value over the past year, and propelling the total cryptocurrency market cap—including Bitcoin, Ethereum, XRP, and Solana—towards an astonishing $4 trillion. 

Bitcoin is down to $104,000 as the market awaits pro-crypto Executive Orders. Source: BNC Bitcoin Liquid Index

This morning, Larry Fink, CEO of BlackRock, made a bold statement at the World Economic Forum in Davos. He suggested that if more funds allocated 2% to 5% of their investments into bitcoin, its price could skyrocket to between $500,000 and $700,000. 

Fink, who once called bitcoin an “index of money laundering,” now views it as a legitimate asset and a hedge against currency debasement and political instability. With BlackRock leading the push for crypto ETFs, and Lary Fink evolving into a cheer leader for Bitcoin, this a hugely bullish signal for the entire markets as Fink is incredibly influential with financial advisors. 

Pro-Crypto Executive Orders Today?

Today, the crypto world is buzzing with expectations of pro-crypto executive orders from President Trump. The first executive order is expected to repeal SAB 121, a regulatory guideline that required companies holding crypto on behalf of customers to classify it as a liability on their balance sheets. The repeal would be a huge win for the industry, as it alleviates the accounting burden and makes it easier for businesses to adopt crypto without fear of damaging their financial statements. This could unlock broader participation from institutional players and drive innovation in custodial services. 

Additionally, speculation swirls around what other executive orders on crypto might emerge, potentially covering areas like regulatory clarity for stablecoins, national crypto reserves for Bitcoin alt coins, frameworks for decentralized finance (DeFi), and federal-level acknowledgment of blockchain’s role in financial infrastructure. Together, these moves will catalyze the next phase of mainstream crypto adoption, fostering a friendlier environment for investment and innovation.

Traders are particularly optimistic about Trump’s proposed U.S. Strategic Bitcoin Reserve, which betting site Polymarket now pegs at a 60% likelihood, up 20% from last week.

The odds of a U.S. Strategic Bitcoin Reserve are up to 60%. Source: Polymarket

As excited as we are about Bitcoin, with Trump preparing to unleash American innovation, it is Ripple’s XRP that has the strongest bull case right now. There are five key reasons for this. If you are looking to build a thesis for an increase in the XRP price in 2025, here is our bullish price prediction for Ripple and the XRP coin. Here are 5 top reasons to be long XRP.

1. XRP to Lead the America-First Crypto Reserve?

Reports suggest the Trump administration might expand its crypto reserve plans to feature U.S.-developed cryptocurrencies such as Ripple’s XRP and Solana. This proposed “America-First Strategic Reserve” would include Solana (an Ethereum rival), USDC (a stablecoin issued by Circle and supported by Coinbase), and XRP (created by Ripple for cross-border payments).

The New York Post, citing anonymous sources, reported that Trump is “receptive” to these ideas after discussions with Ripple CEO Brad Garlinghouse and Coinbase CEO Brian Armstrong. Speculation intensified when Garlinghouse was photographed with Trump at Mar-a-Lago, raising questions about the administration’s crypto strategy.

Ripple’s XRP has soared 500% since Trump’s November election win. Retail investors are flocking to XRP, which briefly surpassed Bitcoin in Google search interest, and has completely overshadowed Ethereum in google searches. There is growing speculation that the total market capitalization of XRP could overtake Ethereum this year. 

XRP Google Searches have overtaken Etherem, Source Google

This week’s news of XRP’s possible inclusion in an American Crypto Reserve sent prices higher, before some profit-taking saw it dip slightly. XRP is down 0.65% in the last 24 hours but up a staggering 498% over the past 90 days.

XRP is setting at 3.170, down slightly overnight, up 498% over 90 days. Source: XRPLX

2. Strong Regulatory Tailwinds for Ripple’s XRP

Crypto markets are anticipating a significant shift in regulation with Trump’s victory. Trump’s pick for SEC Chair, Paul Atkins, is known for his crypto-friendly stance and is expected to push for clear guidelines fostering innovation. This would ease the regulatory pressures that have plagued Ripple and the wider industry under Gary Gensler’s leadership.

Trump’s Bold Crypto Agenda

Highlights of Trump’s pro-crypto plans include:

• Loosening Regulations: Immediate rollbacks of restrictive crypto-focused policies.
• Reversing Biden-Era Rules: Eliminating the requirement for banks to treat digital assets as liabilities.
• Promoting Crypto Freedoms: Reducing compliance burdens to spur entrepreneurial growth.
• Unified Federal Oversight: Establishing a transparent framework to replace fragmented state and federal rules.
• XRP ETF Approval: Spot XRP ETFs could gain approval by 2025, opening new investment channels.
• Bitcoin Strategic Reserve: A national Bitcoin reserve to hedge against fiat instability and position the U.S. as a digital economy leader.

Minutes ago, CME added a XRP and SOL futures page to their staging subdomain. Page says XRP and SOL futures are going live on Feb 10 pending regulatory review. Looks like they are preparing for the official announcement. That means a Ripple XRP ETF is imminent. 

XRP and SOL futures page on the CME staging subdomain Source: X

Yesterday, Bloomberg analyst James Seyffart posted on X a list of the current digital asset ETF filings. Notable, is the many separate filings for XRP ETFs by Bitwise, Canary and more. These are now likely to be approved by the new pro-crypto SEC. Source: X

3. A New Pro-Crypto SEC Will End Its Case against Ripple

Yesterday’s shake-up at the SEC is a potential game-changer for Ripple and XRP. With the resignation of SEC Chair Gary Gensler and the appointment of pro-crypto Mark Uyeda as acting chair, the regulatory winds seem to be shifting. Uyeda’s favorable stance on digital assets could lead to a more supportive environment for cryptocurrencies. This change is particularly significant for Ripple, which has been entangled in a legal battle with the SEC over allegations of unregistered securities offerings. A leadership more attuned to the nuances of crypto could pave the way for a resolution in Ripple’s favor. 

Moreover, the SEC’s formation of a “crypto task force” led by Commissioner Hester Peirce, known as “Crypto Mom” for her supportive views on digital assets, signals a move toward clearer regulatory frameworks. This initiative aims to protect investors while fostering innovation in the crypto market. 

For Ripple and XRP, this could mean a more defined and favorable regulatory landscape, reducing uncertainty and encouraging institutional adoption. The market’s positive response, with XRP’s price experiencing a notable uptick, reflects growing investor confidence in Ripple’s future prospects under this new SEC leadership.

In fact, we are sure the case will now be quietly resolved, letting Ripple focus on tech innovation, and taking the shackles off XRP so it can enter full price discovery mode.

4. Ripple and XRP: Positioned for Disruption

Ripple’s XRP was designed to address inefficiencies in global payments, enabling fast, secure, and cost-effective cross-border transactions. Unlike Bitcoin, which is slower and costlier, XRP processes thousands of transactions per second. RippleNet, XRP’s underlying network, is already being used by financial institutions globally, and the potential market disruption is immense.

However, challenges remain. Critics point out that RippleNet can operate without XRP, reducing the “supply shock” effect that might drive prices higher. But Ripple’s pivot toward tokenization could be the game-changer.

Ripple’s Vision: Transforming Finance Through Tokenization

Ripple is evolving beyond payments into tokenization, targeting the $55 trillion U.S. asset market. Recent acquisitions, such as Metaco and Standard Custody, strengthen Ripple’s infrastructure for tokenized assets. The launch of Ripple USD (RLUSD), a NYDFS-regulated stablecoin, enhances its ecosystem and monetization potential.

Ripple’s partnerships with leading players position it as a frontrunner in tokenization. The XRPL’s ability to handle fast, low-cost tokenization at scale will unlock trillions in opportunities, redefining global finance.

5. Technicals Look Strong for Ripple’s XRP

Finally, let’s end with a chart. On X, analysis CryptoWizard wrote, “HUGE $XRP SIGNAL. What if it’s only just beginning? On the Quarterly Chart XRPBTC is breakout out of a HUGE W-Pattern  A breakout will result in a CRAZY BULLISH RALLY that will leave you speechless. XRP Price Target is is $4.00, but we won’t stop there…”

XRP With a price prediction of $4, Source: X

Bullish Outlook for XRP and Crypto

Trump’s pro-crypto stance, combined with Ripple’s advancements, and XRP’s bullish technicals sets the stage for a massive bull run. With regulatory clarity and institutional backing, XRP and other digital assets could hit new all-time highs. The crypto moonshot starts now. Buckle up and see you on the moon!