MasterCard’s $2Bn Stablecoin Startup Bet ZeroHash is Now MiCA Licensed

ZeroHash, the crypto-infrastructure startup long tipped as a bridge between traditional finance and on-chain payments, has secured a Markets in Crypto-Assets (MiCA) authorization in the European Union.

This is a regulatory milestone that accelerates its ability to offer stablecoin and tokenization services across the bloc just as major payments players circle the firm.

The MiCA approval, confirmed in company filings and press notices this week, gives ZeroHash the regulatory footing to operate as a crypto-asset service provider across the European Economic Area — opening commercial doors for banks, fintechs and merchants that want to use tokenized cash and programmable money under a single EU-wide rulebook. The registration notably strengthens the startup’s proposition to enterprise clients seeking compliant rails for euro-denominated and dollar-pegged stablecoins.

Amid Acquisition Talks

The timing is striking. According to the last week fortune report, Mastercard is in late-stage talks to acquire ZeroHash in a deal that could be worth up to $1.5–$2 billion. This is a move that would mark one of the card giant’s most significant pushes into crypto rails.

The potential takeover comes as part of a broader industry rush by legacy payments firms/TradeFi giants  to own the plumbing that could power real-time, tokenized settlement at scale. However, Neither Mastercard nor ZeroHash has publicly confirmed a transaction.

Also Read: Telegram Joins $1T Tokenized Equities Race 

Why is MasterCard Keen to Acquire ZeroHash

ZeroHash — founded in 2017 and widely used by exchanges, brokerages and institutional trading desks for custody, on/off ramps and liquidity services — has been building a regulatory footprint for years. It is already registered as a Money Services Business in the U.S., holds state money-transmitter licenses, and operates regulated affiliates in multiple jurisdictions.

The company also closed a major funding round in 2025 that included participation from Interactive Brokers, Morgan Stanley and other institutional backers, helping it scale custody and clearing services for stablecoins and tokenized assets.

If Mastercard completes an acquisition, the strategic logic is straightforward: card networks have decades of experience managing global payment rails and compliance; owning ZeroHash would give them an incumbent-grade on-chain stack to offer merchants and issuers a single route to tokenized settlement, custody and liquidity.

For Mastercard, the bet — whether acquisition or strategic investment — signals confidence that stablecoins and tokenized cash will become a core part of enterprise payments choreography, not merely a retail speculative market.

Also Read: Circle is Partnering With Grammy Artist Wyclef Jean 

Why trust CoinGape: CoinGape has covered the cryptocurrency industry since 2017, aiming to provide informative insights to our readers. Our journalists and analysts bring years of experience in market analysis and blockchain technology to ensure factual accuracy and balanced reporting. By following our Editorial Policy, our writers verify every source, fact-check each story, rely on reputable sources, and attribute quotes and media correctly. We also follow a rigorous Review Methodology when evaluating exchanges and tools. From emerging blockchain projects and coin launches to industry events and technical developments, we cover all facets of the digital asset space with unwavering commitment to timely, relevant information.

Investment disclaimer: The content reflects the author’s personal views and current market conditions. Please conduct your own research before investing in cryptocurrencies, as neither the author nor the publication is responsible for any financial losses.

Ad Disclosure: This site may feature sponsored content and affiliate links. All advertisements are clearly labeled, and ad partners have no influence over our editorial content.

Source: https://coingape.com/block-of-fame/pulse/mastercards-2bn-stablecoin-startup-bet-zerohash-is-now-mica-licensed-acquisition-next/