Here is How Much He makes if XRP hits $10

Ripple CTO David Schwartz recently revealed how much he purchased the XRP tokens he holds, confirming his early entry into the market.

Being one of the original architects of the XRP Ledger (XRPL), many expect Schwartz to hold a substantial amount of XRP. Naturally, these individuals expected the Ripple CTO to have received these tokens as a gift for his contribution to the XRPL’s development, but this was not the case.

In fact, Schwartz purchased his own XRP tokens like a normal market participant from the secondary market, and he recently confirmed this when he revealed his entry price.

“Real OGs Caught XRP at $0.5”

Notably, the conversation began with a commentary from Stedas, an XRP community pundit and creator of the XRP Posters. Specifically, he suggested that the real XRP community “OGs” secured their bag when XRP traded well below the current $2 value, particularly at $0.5.

For context, XRP continued to change hands at the $0.5 price level for years, giving investors ample opportunity to procure the token at this lower price. Specifically, from April 2022 to November 2025, over the course of three years, XRP persistently retested the $0.5 region. 

A breakout occurred in November 2025 during the Trump-led market-wide rally. Now, XRP has transcended both the $0.5 and the $1 price levels, holding steady at $2. Amid the recent rally, multiple investors jumped into the market. However, Stedas says only the OGs entered during the struggles at $0.5.

Ripple CTO Bought XRP at $0.006

Interestingly, Schwartz responded to this disclosure, confirming that he procured his own bag at a much lower price. According to the Ripple CTO, his entry point was $0.006, making him a bigger “OG” than even those who bought at $0.5.

$0.006

— David ‘JoelKatz’ Schwartz (@JoelKatz) July 5, 2025

For context, Schwartz revealed in a previous disclosure that he did not receive any XRP tokens from the initial distribution. According to him, he opted for Ripple shares instead, a decision he now weighs as XRP is more liquid. 

The Ripple CTO also stressed in July 2022 that he had the option of taking his salary in XRP in the early days. However, he chose to receive the payment in cash as he needed money at the time. Schwartz affirmed that he could always buy XRP on exchanges. 

Speaking on his XRP holdings last April, Schwartz revealed that he had 26 million XRP at his peak balance. While it is unlikely, supposing he procured these 26 million tokens at the $0.006 entry price, it would have cost him $156,000 to amass them.

Now, with XRP currently changing hands at $2.25, if Schwartz still held these 26 million XRP tokens, his bag would be worth $58.5 million. Interestingly, this would have represented returns of over $58 million. However, it is likely the Ripple CTO has liquidated some of his XRP. While he confirmed he never sold large amounts of his XRP, his current holdings remain a mystery.

Here is How Much Ripple’s CTO makes if XRP hits $10

However, multiple projections suggest XRP has the potential to reach a $10 price in the future. For instance, last month, EGRAG used a combination of several indicators to project a rally to $10.

Notably, if Schwartz held his 26 million XRP tokens as the price of XRP hit $10, his balance would have swelled. Specifically, at $10, the 26 million XRP would be worth a whopping $260 million.