guide to the financial revolution 2025

The stablecoin are transforming the world of payments, making them faster, cheaper, and more secure. The latest Coinbase State of Crypto Summit highlighted how these innovations are shaping the finance of the future. 

During the event, industry leaders, policymakers, and investors discussed the crucial role of cryptocurrencies for the global market and American politics under Trump’s presidency.

The growing impact of stablecoins on the financial system

Stablecoins, cryptocurrencies anchored to traditional currencies or stable assets, are increasingly central in digital payments. Brian Armstrong, CEO of Coinbase, and Jeremy Allaire, CEO of Circle, have highlighted the potential of stablecoins like USDC in making transactions faster and less expensive compared to traditional methods. By 2028, it is anticipated that the total capitalization of stablecoins could reach 2 trillion dollars, as forecasted by the U.S. Treasury Secretary Scott Bessent.

Competitive advantages and the need for regulatory clarity

Armstrong and Allaire highlighted that, despite the evident advantages such as the speed and security of payments, the growth of stablecoin depends on a clear and well-defined regulatory framework. Without such rules, the sector risks facing barriers that could slow down the mainstream adoption of these innovative technologies.

Market vision: between maturity and opportunity

Philippe Laffont, founder of Coatue Management, explained that the entry costs for the cryptocurrency market have decreased significantly, allowing for wider participation of institutional investors. The classic distinction between stablecoin and altcoin is consolidating, but both segments show increasing value and a distinctive role in the evolution of digital assets.

The overall capitalization of global net worth is estimated between 400 and 500 trillion dollars, offering a comparison that highlights the enormous growth potential of cryptocurrencies as a financial asset.

American politics and cryptocurrency: an evolving union

One of the most discussed topics at the summit was the growing political weight of digital assets under Trump’s presidency. The concept of the “crypto voter” was defined as a new political force, capable of engaging demographic groups often overlooked, particularly the youth.

Bipartisan approaches and recognition of the value of cryptocurrencies

Both the Trump campaign and the Democrats recognize the strategic importance of Bitcoin and other cryptocurrencies, especially for national security and economic development. The bipartisan consensus around cryptocurrency legislation highlights how this issue has now surpassed traditional political divisions. The aim is now to translate electoral interest into effective and sustainable policies through education and continuous engagement.

Derivatives, DeFi and regulation: challenges and solutions

Another important aspect addressed was that of on-chain trading and crypto derivatives. Caroline Pham, acting Chair of the CFTC, emphasized the need to make execution methods more flexible in the derivatives market. The current regulations, mainly born with the Dodd-Frank, have generated significant barriers and a fragmentation between American and foreign entities.

Regulated Innovations for an Efficient Market

Pham explained that, although perpetual futures are becoming a growing part of the market, they are already regulated by established frameworks. Therefore, a regulatory revolution is not necessary just because it is a new type of financial asset. Instead, it is essential to adopt rules based on clear principles, improve compliance tools, and increase the involvement of traditional financial institutions, such as large commercial banks.

News announced by Coinbase to accelerate adoption

The summit featured significant announcements from Coinbase, aiming to accelerate the adoption of cryptocurrencies among businesses and consumers.

• Commerce Payments Protocol: Shopify, through Tobi Lutke, announced that by 2025 its entire platform will accept payments in USDC, allowing fast and secure on-chain transactions thanks to an open-source protocol developed with Coinbase and Base.
• Coinbase Business: a platform designed to offer tailor-made crypto services to businesses, with solutions for accepting payments, managing digital assets, and complying with regulations.
• Coinbase One Card: arriving in fall 2025, this new credit card will offer 4% rewards in Bitcoin on all purchases. It will be available for Coinbase One customers and will operate through the American Express network.

Market Perspectives and Institutional Involvement

The summit highlighted how more and more listed companies are holding cryptocurrencies in their balance sheets, also leveraging financial tools for crypto purchases. This trend, while stimulating demand, highlights the risk of selling pressures that could destabilize the markets in the event of debt repayment obligations.

However, the analyses indicate that the majority of these debts do not mature for approximately 4.5 years, mitigating the immediate risks. This highlights the importance of constantly monitoring market dynamics to ensure stability.

Market data updated as of June 12, 2025

• Bitcoin: price at $106,904.92 with a market capitalization of 2.12 trillion dollars and a weekly increase of 5.08%.
• Ethereum: price at $2,697.53 and market capitalization of 326 billion dollars, increased by 11.44% in the last seven days.
• Stablecoin USDC maintains the stable value at $1.00 with a capitalization of 61.24 billion dollars.

The correlation of Ethereum with Bitcoin is at 73%, while other traditional assets like gold show negative correlations, confirming the distinct role of cryptocurrencies in the investment landscape.

A future of growth and innovation for Bitcoin and the crypto sector

The direction outlined by the Coinbase State of Crypto Summit clearly indicates that stablecoin and cryptocurrencies are becoming fundamental elements for the global financial system under Trump’s presidency. The focus on principle-based regulations, integration with the traditional sector, and new payment solutions represent the keys for scalable and secure adoption.

For investors and companies, the message is clear: this is the time to deepen the knowledge of cryptocurrencies and to explore the opportunities offered by a constantly evolving market.

Closely follow the regulatory and technological developments to make the most of this bull transformation.