Investors are betting the Fed will cut rates at its Sept. 16–17 meeting, and crypto traders see big implications for Ripple’s XRP.
The CME FedWatch tool shows roughly an 87% probability of a 25‑basis‑point cut in mid-September. Federal Reserve officials have signaled a shift toward easing.
Governor Christopher Waller told investors he “fully expects” to support a 25bp cut at the September meeting. Fed Chair Jerome Powell echoed that labor‑market risks “may warrant proceeding carefully” with policy, a comment markets took as a clear sign of an upcoming cut.
With inflation still above target, traders will watch Sept. 17 closely – that’s when the Fed is slated to announce its rate decision.
The Fed’s calendar shows a Sept. 16–17 gathering, with the policy rate decision due Sept. 17. Futures markets are pricing in a cut: CME’s tool shows the odds at about 85–90%.
 
Many Wall Street forecasts now assume the Fed will trim its target range from 4.25–4.50% down to 4.00–4.25%. In fact, several major banks (Barclays, Deutsche, BNP Paribas) recently flipped to expecting a 25bp cut on Sept. 17.
This shift comes after Chair Powell’s Jackson Hole remarks flagged rising labor‑market risks. Still, not everyone is convinced.
Bank of America notes that without clear evidence of a slowdown, cutting now “would risk a policy error.” JPMorgan and Goldman, by contrast, remain aligned with the consensus that September’s meeting will deliver a quarter‑point cut.
Analyst sees cut sparking XRP rally
Crypto analysts say an easing in Fed policy could send XRP soaring. On social media, a chart-focused trader (handle @Steph_iscrypto) posted two comparative XRP/USD graphs.
One chart shows XRP’s price action after last September’s Fed cut – a rounded base followed by a massive ~488% run into the $2–$3 range.
The second chart mirrors that pattern into 2025. The trader argues that if the Fed cuts 25bp on Sept. 17, XRP could “follow a path resembling its late 2024 rally,” meaning a very sharp advance.
In his words, the Fed decision “will be the trigger for a sharp upward move in XRP,” framing the cut as a catalyst for “another steep rally.”
Background data bolsters that view. Crypto.com CEO Kris Marszalek notes that the late‑2024 rate‑cut cycle (September–December) coincided with a roughly 57% gain in broad crypto prices over four months.
He now expects history may repeat in Q4 if borrowing costs fall. Likewise, the chartist’s overlay highlights that XRP’s base formation today echoes last year’s – suggesting the token is “primed to go parabolic” on another Fed cut.
Charts project XRP above $10 by 2026
The analyst’s annotated forecast is bullish. He extended the 2025 chart into 2026, showing XRP climbing above $8 into double‑digit territory by early 2026.
The key note on the chart reads that with a 25bp cut expected, XRP could advance “toward and above $10 in early 2026.”
In other words, if Fed policy is eased as anticipated on Sept. 17, XRP’s price could replicate – and even exceed – its post‑cut surge from 2024.
For context, XRP’s all‑time high is just under $3.84 from 2018. These projections assume that the current technical and macro setups hold, and they align with other bullish scenarios being discussed in the crypto markets.
Source: https://zycrypto.com/feds-september-17-rate-cut-could-ignite-ripples-xrp-biggest-price-rocket-yet/