On Friday, June 13, 2025, US stocks took a massive hit following escalating tensions in the Middle East. As Iran and Israel lobbed missiles at each other, it caused the Dow to fall 1.3% or over 500 points. Meanwhile, the S&P 500 fell 0.4%, while the Nasdaq Composite dipped 0.6%. These escalating tensions have also raised the price of oil globally by nearly 6%.
These dips in the market have hit retail investors especially hard, and as such, many of them are looking for opportunities for further growth elsewhere. One of the places they have found it is in the presale market, with Mutuum Finance (MUTM).
The Mutuum Finance (MUTM) project has recently been receiving massive attention from investors and analysts alike. The project is being praised for its commitment to utility, as opposed to mere hype, like has been the case during the recent meme coin wave.
A Deep Dive into Mutuum Finance (MUTM)
Mutuum Finance (MUTM) is a project solidly founded on utility for its users. The project operates as a lending protocol where users can participate as lenders, borrowers, or liquidators.
As lenders, users can deposit their assets in the protocol for a chance to earn interest. Their interest payments are set dynamically based on the pool utilization rate. As the utilization rate rises, it pushes up the interest rate, which encourages more lenders to deposit their assets to benefit from the rising rate. That causes interest rates to dip, which creates a positive feedback loop that leads to optimal capital utilization.
The Mutuum Finance (MUTM) Presale Update
Mutuum Finance (MUTM) has had an extremely successful presale so far. It has raised over $10.7 million from over 12,100 unique buyers. The presale is currently in phase 5, where tokens are going for $0.03 each. In the previous phase of the presale, the price was $0.025. The price is set to go up by 16.67% in phase 6 to $0.035. These increases will continue until the final listing price of $0.06.
Those who purchase the tokens in the current phase are guaranteed a 100% ROI based on the listing price, with that set to go down to 71.43% in phase 6. So far, over 38% of the tokens set aside for phase 5 have been sold, barely two weeks after they went live.
One of the reasons for this fast pace is that Mutuum Finance (MUTM) is CertiK audited. Generally, investors in the crypto market tend to place a premium on projects that have an independent third-party audit. With a CertiK Token Scan Score of 80, trust in this project is through the roof.
The Asset Vetting Process
One thing that sets Mutuum Finance (MUTM) apart in the DeFi ecosystem is that it carefully vets all new tokens to the protocol. It uses a well-designed framework that ensures only the best assets are accessible to borrowers, while helping to protect lenders from low-quality assets.
One of the main considerations is transaction costs. When a new token is added to the protocol, it can bring in heightened levels of code complexity, which could raise gas fees for everyone. If a token’s specialized logic could have a massive impact on the gas fees, Mutuum Finance (MUTM) will not add it.
Another check they perform is the overall liquidity and volatility of an asset. When a platform is allowed to participate as collateral, it must show a certain level of stability to qualify. It would create a massive mismatch if the protocol were to allow unstable assets like meme coins to be used as collateral to secure highly stable assets like stablecoins.
To mitigate any challenges from low-quality assets, the protocol will carefully vet tokens before they can be used as collateral. In some cases, highly unstable assets can only be granted collateral status in the isolation mode, where usage is highly controlled, and any fallout is contained.
Mutuum Finance (MUTM) will also check new assets for centralization. If an asset shows signs of significant centralization, that could create a single failure point. Consequently, it could potentially expose the whole ecosystem to potential insolvency. Before adding any tokens, which have issues with centralization, the team will weigh the potential benefits they pose, coupled with the level of demand from the community.
The platform will aim to find a balance between asset diversification and protocol safety. This will be done based on the premise that a diverse asset base could help to lessen the potential impact of any single asset. Various other parameters will be used to protect the ecosystem, including the use of reliable oracle price data, collateral factors, and liquidation thresholds.
Mutuum Finance (MUTM) is a project built for long-term returns. Its protocol design and the positive performance of the presale make it one of the must-have assets in your portfolio this summer.
For more information about Mutuum Finance (MUTM), visit the links below:
Website: https://www.mutuum.com/
Linktree: https://linktr.ee/mutuumfinance
Disclaimer: This is a sponsored article and is for informational purposes only. It does not reflect the views of Crypto Daily, nor is it intended to be used as legal, tax, investment, or financial advice.
Source: https://cryptodaily.co.uk/2025/06/dow-drops-500-points-on-global-tensions-why-mutuum-finance-mutm-is-a-hedge-worth-watching