Citigroup; XRP poised for high-potential profit cycle in 2026

As XRP enters a new growth phase, investors are turning to compliant cloud-mining platforms like BI DeFi to generate steady daily returns while positioning for the token’s long-term upside.

Following the Trump administration’s approval of crypto-asset-related ETFs and its push for more favorable US regulatory policies, the cryptocurrency market has entered a new phase of development. The Office of the Comptroller of the Currency (OCC) has also reiterated its long-term focus and confidence in XRP and its underlying technology in this new regulatory era, laying a clearer compliance framework for institutional participation.

Although XRP’s price has retreated from its all-time high, Citigroup predicts in its latest market outlook that XRP’s price could reach $10 by the end of 2026. Achieving this target would mean considerable upside potential from current levels. Citigroup believes the key factors driving this growth include:

• Gradual easing of regulatory uncertainty
• Increased institutional investor participation
• Potential launch of an XRP spot ETF
• Improved custody and clearing infrastructure

From a technical perspective, the area around $2.25 is considered a key support level. With the gradual opening of compliant custody accounts and institutional-grade infrastructure, XRP’s price volatility may increase in stages, but this will also bring more liquidity and trading opportunities to the market.

Against this backdrop, many investors are turning their attention to compliant ways to participate in the XRP ecosystem. Some users are choosing the BI DeFi cloud mining solution to build a more robust cash flow structure while waiting for XRP’s long-term performance, in order to cope with cyclical market fluctuations.

Participating in the XRP Ecosystem through compliant cloud mining via BI DeFi

BI DeFi is committed to providing compliant and environmentally friendly cloud mining services. Users do not need to purchase their own hardware or have professional technical backgrounds; they only need to select the corresponding mining contract to earn daily returns according to the platform’s rules.

Through transparent return calculation and compliant custody mechanisms, BI DeFi provides investors with a way to translate their long-term positive assessment of the XRP ecosystem into predictable income, helping users to manage assets and accumulate value more calmly in a highly volatile market environment.

BI DeFi: A compliant, secure, and transparent global cloud mining platform

BI DeFi is headquartered in the UK and strictly adheres to mainstream European and international regulatory frameworks, with a focus on complying with MiCA and MiFID II requirements. The platform has established a comprehensive business system centered on transparent governance, compliant operation, and investor protection, committed to providing a trustworthy and stable digital asset participation environment for global users.

Regarding security and risk control, BI DeFi has passed multiple international authoritative audits and certifications. Key safeguards include:

• Annual financial and security compliance audit conducted by PwC
• Digital asset custody insurance underwritten by Lloyd’s of London
• Access to Cloudflare and McAfee® enterprise-grade cloud security protection
• Multi-layered encryption architecture and a 24/7 real-time risk monitoring system

Currently, the platform supports deposits of mainstream crypto assets and stablecoins such as BTC, ETH, XRP, USDT, USDC, DOGE, SOL, and BNB, providing users with more flexible and efficient participation methods and fund management options.

How to start earning daily with BI DeFi

Create an account: Users can visit the official website bidefi.com and register using their email address. Users will receive a $17 new user reward, allowing them to experience the platform’s services with zero barriers to entry.

Choose a mining plan: The platform offers various cloud mining contracts, allowing users to freely choose based on their expected returns and preferred timeframes, and start mining with a single click.

Automatic earnings: After the contract takes effect, the system calculates and automatically distributes earnings daily, helping users easily build a stable source of passive income and more easily cope with market fluctuations.

BI DeFi mining contract examples

BTC (Beginner Trial Contract): $100, Term: 2 days, Daily Yield: $4, Total Profit: $100 + $8

DOGE/LTC (Goldshell-Mini-DOGE-Pro): $500, Term: 6 days, Daily Yield: $6.5, Total Profit: $500 + $39

BTC (Antminer-S19-XP): $2,500, Term: 15 days, Daily Yield: $35.5, Total Profit: $2,500 + $532.5

DOGE (Goldshell-LT6): Investment $7,000, Term: 25 days, Daily Yield: $109.2, Total Profit: $7,000 + $2,730

BTC (Whatsminer-M56): Investment $30,000, Term: 35 days Daily Earnings: $501, Total Earnings: $30,000 + $17,535

For more details on mining yield contracts, please visit the BI DeFi official website.

Summary

Looking ahead to market opportunities in 2026, XRP’s long-term growth potential is gradually complementing the stable yield model offered by compliant platforms. By participating in the XRP ecosystem through BI DeFi cloud mining, investors can focus on the future appreciation potential of digital assets while also attempting to build a relatively stable daily cash flow structure, achieving a more sustainable “holding yield” strategy.

This approach helps balance risk and return in a cyclical market environment: maintaining exposure to XRP’s long-term value without over-reliance on a single price movement, laying a more composed and rational foundation for future wealth growth.

To learn more, visit the official website.