Bridging Worlds: How Stabull Makes Swapping Between USD and Global Stablecoins & RWAs Easy

Need a stablecoin tied to the Euro, Brazilian Real, or even gold? Until recently, escaping the USD-dominated stablecoin world was tricky and costly—but today, new tools are finally making it simple, affordable, and accessible.

Imagine wanting to use digital money online. You probably know about stablecoins pegged to the US dollar, like USDC or USDT. They’re popular and widely used. But what if you live in Europe and want a stablecoin pegged to the Euro? Or maybe you’re doing business in Brazil and need a stablecoin based on the Brazilian Real? What if you want to hold gold to capitalize on it’s current price rally but don’t have the ability to store it?

Until recently, swapping your common USD stablecoins for these less common, non-USD stablecoins (or tokenized assets like gold) could be tricky, expensive, or just plain confusing. The digital currency world, while growing fast, was messy and disconnected, especially for currencies other than the US dollar.

This is where Stabull Finance enters the picture. Stabull is a special kind of cryptocurrency exchange called a Decentralized Exchange (DEX). Think of it as an automated, online currency exchange booth specifically designed to make swapping between different stablecoins – especially turning USD stablecoins into other global currency stablecoins – simple, cheap, and fast.

Let’s explore the problems Stabull solves and exactly how it makes these global stablecoin swaps so much easier.

The Problem: A Scattered Stablecoin World

Before platforms like Stabull, swapping stablecoins, especially non-USD denominated ones,  faced several hurdles:

• Scattered Money (Fragmented Liquidity): Imagine dozens of small ponds instead of one big lake. That’s what the market for non-USD stablecoins looked like. Liquidity – the amount of money available for trading – was spread thin across many different stablecoins (like EURS for Euro, GYEN for Yen, BRZ for Brazilian Real) and across different blockchain networks (like Ethereum, Polygon, etc.). If you wanted to swap USDC for, say, NZDS (New Zealand Dollar stablecoin), you had to find a specific place that had both coins and enough of each to make the trade without the price jumping wildly. Often, such places were hard to find or didn’t have much money in them.
• Finding the Right Coin: Discovering and getting your hands on a specific non-USD stablecoin wasn’t easy. You couldn’t always just buy them directly from the company that created them (the issuer). Many issuers only worked with big institutions or required complicated sign-up processes (like KYC – Know Your Customer identity checks) and high minimum amounts (sometimes $100,000 or more!). This left regular users needing to hunt through various exchanges for the amount they need for a specific purpose.
• High Costs and Complexity: If you used a general DEX like Uniswap, you might not find a direct swap pair (like USDC-to-TRYB for Turkish Lira). You might have to do multiple swaps (e.g., USDC to ETH, then ETH to TRYB), paying fees and losing a bit of value (slippage) on each step. On the Ethereum network, high “gas fees” (transaction costs) could make small swaps incredibly expensive, sometimes costing $20, $50, or even more just to trade. While cheaper networks like Polygon exist, moving your money between networks can also be costly and complicated requiring traders to jump between multiple exchanges.
• Issuer Roadblocks: The companies creating stablecoins face their own challenges. They need to follow strict rules (regulations), prove they have real money backing every digital coin (1:1 reserves), and often limit who can directly create (mint) or cash out (redeem) their coins. This focus on safety and rules, while important, made it harder for everyday people to access and use these global stablecoins easily.

In short, the world needed a better bridge – a place to easily connect the dominant USD stablecoins with the growing number of stablecoins representing other world currencies and tokenized assets.

Stabull’s Solution: A Unified Hub for Stable Swaps

Stabull was designed from the ground up to be this bridge. It acts as a central hub specifically for stablecoins and tokenized Real World Assets (RWAs) like gold. Here’s how it works and solves the problems:

1. Bringing Everything Together (Unified Platform & Aggregated Liquidity)

Instead of searching across many platforms, Stabull brings numerous stablecoins together in one place. It uses a clever system where most non-USD stablecoins are paired directly with a major USD stablecoin, primarily USDC, within “liquidity pools.”

• How it helps: Think of USDC as the central connecting flight. If you want to go from TRYB (Turkish Lira) to EURS (Euro), Stabull automatically routes your swap: TRYB → USDC → EURS. This happens seamlessly in the background. By using USDC as the common bridge, Stabull concentrates liquidity. Everyone trading different non-USD coins effectively uses the same underlying USDC pools, making those pools deeper and trading more efficient.
• Easy Discovery: The platform interface clearly shows the available stablecoins (like EURS, GYEN, NZDS, TRYB, XSGD, BRZ, PHPC, COPM) and assets (like PAXG gold). You can easily see what’s available and swap into it, often in just one or two clicks. No more hunting across obscure exchanges or needing accounts in different countries.

2. Smart Trading Technology (Oracle-Powered AMM)

Stabull isn’t just a simple marketplace; it uses advanced technology called an Automated Market Maker (AMM) specifically tuned for stable assets. This is what makes the swaps cheap and accurate.

• What is an AMM? Instead of matching individual buyers and sellers like a traditional stock exchange, AMMs use pools of tokens and a mathematical formula (an “invariant curve”) to determine prices automatically.

• Stabull’s Innovation: Stabull uses a “4th generation” AMM. Its key feature is using oracles (like Chainlink). Oracles are services that feed real-world information (like the current EUR/USD exchange rate) onto the blockchain.

• How it helps: Stabull’s AMM constantly checks the real-world FX price from the oracle and concentrates its trading liquidity around that price. If the oracle says 1 EUR = 1.08 USD, the EURS/USDC pool will focus its liquidity to make trades happen very close to that 1.08 rate. This means:
  • Low Slippage: When you swap, the price you get is very close to the real market price, even for larger trades. Slippage (the small price change that can happen during a swap) is minimized because the AMM knows the “correct” price from the oracle.
  • Price Accuracy: Unlike basic DEXs where prices can drift away from real-world values, Stabull’s pools stay anchored to reality. This gives users confidence they are getting a fair deal.
  • Helps Stablecoins Stay Stable: By providing a reliable place to trade at the correct price, Stabull helps stablecoins maintain their peg to their underlying currency.

3. Lower Costs (Fees and Multi-Chain Strategy)

Stabull tackles the cost problem head-on:

• Low Swap Fees: Stabull charges a small fee of 0.15% for each pool used in a swap. So, a direct swap like USDC to EURS costs just 0.15%. A swap between two non-USD coins (like TRYB to EURS) that routes through USDC would use two pools, costing 0.30% total. These fees are very competitive and transparently shown. 70% of the fee goes to people providing liquidity (LPs), and the rest supports the protocol (like an insurance fund and treasury).
• Operating on Cheaper Chains: Stabull runs on both Ethereum and Polygon, with a third chain – Base – announced for Q3 2025. Polygon and Base are “Layer 2” networks known for their extremely low gas fees (often fractions of a cent). By using Stabull on Polygon, users can make frequent swaps without worrying about high Ethereum gas costs. This multi-chain approach lets users choose the best balance of cost and network preference.

4. Making Stablecoins Useful (Yield Generation & On-Chain Forex)

Stabull doesn’t just let you swap; it lets you do things with your stablecoins:

• Earning Yield: If you hold stablecoins (like USDC and, say, NZDS), you can deposit them together into a Stabull liquidity pool. By doing this, you become a Liquidity Provider (LP). LPs earn a share of the 0.05% swap fees from trades in that pool. Stabull also has a Liquidity Mining program where LPs can earn extra rewards in the form of $STABUL tokens (the platform’s own governance token). This turns idle stablecoins into assets that generate income, which was previously hard to do for many non-USD stablecoins.
• On-Chain Forex Trading: Because Stabull offers many currency pairs and operates 24/7, it effectively creates an always-on, decentralized foreign exchange (FX) market. Users can:
  • Swap currencies instantly, any time, without banks.
  • Make cross-border payments cheaply by swapping stablecoins.
  • Build a diversified portfolio of different currency stablecoins as a hedge or investment strategy.
  • Facilitate global business operations like payroll or invoicing in multiple currencies using stablecoin swaps.

5. Simplicity and Accessibility (No KYC, Easy UI)

Stabull removes common barriers:

• Permissionless: You don’t need to sign up, create an account, or provide identity documents (KYC) to use Stabull. You just connect your existing crypto wallet (like MetaMask). This makes it accessible to anyone, anywhere.
• Non-Custodial: You always keep control of your own funds in your wallet. Stabull doesn’t hold your money; the swaps happen directly between your wallet and the protocol’s smart contracts.
• User-Friendly Interface: The website and trading app are designed to be simple and intuitive, showing clear rates, fees, and potential slippage before you confirm a trade.

How a Swap Works on Stabull (Simplified)

Let’s say you have 1000 USDC on the Polygon network and want to swap it for NZDS(New Zealand Dollar stablecoin):

1. Connect Wallet: You go to the Stabull DEX and connect your MetaMask wallet, making sure it’s set to the Polygon network.
2. Select Coins & Amount: You choose “USDC” as the input coin and enter “1000”. You select “NZDS” as the output coin.
3. Check Rate & Fees: Stabull instantly shows you how much NZDS you’ll receive. This calculation uses the current NZDS/USDC price from the oracle-powered AMM. It also clearly displays the 0.15% swap fee and any potential slippage (which should be very low). Gas fees on Polygon will be minimal.
4. Approve & Swap: If it’s your first time trading USDC on Stabull, you might need to approve the Stabull smart contract to spend your USDC (a one-time, small gas fee transaction). Then, you click “Swap” and confirm the transaction in your wallet.
5. Receive Coins: Within seconds, the swap executes on the Polygon blockchain. 1000 USDC (+ tiny gas fee) leaves your wallet, and the calculated amount of NZDS arrives in your wallet. The 0.15% fee (taken from the EURS output) is automatically distributed to the NZDS/USDC pool LPs (who receive 70% of the fee) and the protocol.

The process is similar for swapping between two non-USD stablecoins, like TRYB to EURS. Stabull would handle the two hops (TRYB→USDC and EURS) automatically as a single user action, charging the 0.15% fee for each hop (0.30% total).

Stabull vs. Alternatives

Compared to other options, Stabull offers distinct advantages for cross-currency stablecoin swaps:

• vs. General DEXs (Uniswap/Curve): Stabull provides much lower slippage and more accurate pricing for fiat stablecoins due to its oracle integration and specialized design. Curve is good for USD stable swaps but has less focus and liquidity for the wide range of non-USD pairs Stabull targets.
• vs. Centralized Exchanges (CEXs): Stabull requires no KYC, is accessible globally, non-custodial (safer), and operates 24/7/365. CEXs often have limited non-USD stablecoin listings, various withdrawal fees/limits, and in many cases they also have regional restrictions on who can use them.
• vs. Synthetic FX Protocols: Stabull deals with fully-reserved, fiat-backed stablecoins, avoiding the complexities and risks associated with synthetic (algorithmically generated or crypto-backed) stablecoins.

The $STABUL Token

Stabull has its own token, $STABUL. Its main purpose is governance. Holders can vote on platform decisions, like adding new pools or changing fees. It’s also used as a reward for liquidity providers through the Liquidity Mining program. Stabull is conducting an Initial Exchange Offering (IEO) on the ProBit exchange across April and May 2025 to distribute the token and raise funds for further development, including expanding to more chains, expanding the range of stablecoins and tokenized RWA’s on offer and integrating with other DeFi tools such as aggregators, expanding the number of transactions that can be routed through its liquidity pools. The Token Generation Event (TGE) will occur at the same time the token is listed, shortly following the conclusion of the Public Sale of tokens.

Stabull as the Global Stablecoin Bridge

The world of cryptocurrency is rapidly expanding beyond just Bitcoin, Ethereum, and USD-pegged stablecoins. As digital analogues of global currencies (Euros, Yen, Pesos, Reals, etc.) and assets (like gold) become more common, the need for a simple, efficient way to swap between them grows critical.

Stabull Finance directly addresses this need. By creating a unified, low-cost, and easy-to-use DEX focused specifically on stablecoins and RWAs, it solves the problems of fragmented liquidity, high fees, and complex access that plagued earlier solutions. Its innovative use of oracles ensures fair pricing, while its multi-chain strategy keeps costs low.

For users holding USD denominated stablecoins, Stabull opens the door to easily accessing and acquiring a diverse range of global currency stablecoins. Whether for payments, remittances, business operations, or building an on-chain forex portfolio, Stabull acts as the essential bridge. It transforms a scattered collection of digital currencies into an interconnected, accessible global market, running 24/7/365 on the rails of DeFi. As the stablecoin ecosystem continues its explosive growth, platforms like Stabull are paving the way for a truly globalized digital economy.