Best Platforms to Earn Yield on XRP in 2025 – Top 5 Options

Looking to earn on your XRP without traditional staking?

XRP doesn’t support classic staking, but there are smart ways to generate passive income through lending and yield programs.

We’ve rounded up the top 5 platforms where you can safely grow your XRP holdings, compare yields, and enjoy extra perks.

Top 5 Platforms to Earn Yield on XRP

1. Binance Earn

Binance offers flexible options to earn yield on XRP, from short-term savings to fixed-term programs. It’s ideal for both beginners and experienced traders who want predictable returns.

• Yield: 0.5% – 2% APY
• Safety: High – leading global exchange
• Perks: Flexible and fixed-term XRP earning options

2. Kraken

Kraken allows XRP holders to lend their assets and earn interest, making it a solid choice for those prioritizing security. The platform’s user-friendly interface makes lending simple and transparent.

• Yield: Up to 1.2% APY
• Safety: High – robust security
• Perks: Trusted lending services

3. Nexo

Nexo is a regulated platform that provides daily payouts and lets you boost returns by holding NEXO tokens. It’s great for users who want both flexibility and higher potential yields.

• Yield: Up to 8% APR (higher with NEXO tokens)
• Safety: High – insured and regulated
• Perks: Daily payouts, optional NEXO token earnings

4. Crypto.com

Crypto.com offers tiered XRP earning options, rewarding users who hold CRO tokens. The platform combines decent yields with extra perks for loyal users.

• Yield: Up to 4% APR (higher with CRO tokens)
• Safety: High – secure, established platform
• Perks: Flexible staking tiers, CRO benefits

5. KuCoin

KuCoin provides a variety of lending and yield products for XRP, catering to more adventurous investors. While the platform has improved security, users should stay aware of potential risks.

• Yield: Competitive rates on lending products
• Safety: Moderate-High – improved security
• Perks: Wide range of lending and yield opportunities