Why a stock market obsessed with the Fed’s inflation fight should focus on Main Street jobs in 2023

Fortunes on Wall Street this year could hinge less on what’s happening to high-paid workers in San Francisco’s reeling technology sector and more on a familiar part of American life: the working class...

‘I can no longer be an executive at a high level’: Workers with disabilities, including long COVID, are finding their place as companies become more flexible

Dana Pollard started a new job at the end of 2022, after spending three years recovering from a 2019 stroke. Pollard, 56, lives in Fort Worth, Texas, with his wife. After the stroke, he could not reco...

‘A friend advised me to find a husband’: I’m nearly 50 and close to retiring. Would it be a mistake to marry and commingle my finances?

I’m a single female in my late 40s with no children. At 50 years old, my federal agency will allow me to retire with a full pension. I’m planning to, as I have a significant amount saved in my thrift ...

‘Am I crazy?’ I’ve paid my fiancée rent for 9 years and spent $10,000 improving her home. She’s also listed on my health insurance. What would you do?

I have a situation that is causing a lot of issues in my relationship. We have been dating for 17 years, have lived together for close to nine years and have been engaged for six.  When I moved into h...

Workers in California and Washington State will get more pay transparency

Do you know how much your job is worth? Millions of Americans are finally getting the answer.  Starting Jan. 1, California and Washington state will require employers to include pay ranges with their ...

Will 2023 finally be a good year to buy a home? Read this before making a decision.

The housing market is nothing if not unpredictable. Mortgage rates have skyrocketed, and the market has taken a beating. But don’t expect 2023 to turn into a buyer’s market just yet, housing experts s...

Democrats release six years of Trump’s tax returns, and CPAs have questions: ‘The personal tax return is just the tip of the iceberg.’

The nonpartisan committee’s findings also raised several red flags related to the filings, namely Trump’s carryover losses, loans to his children that may or may not also be considered taxable gifts, ...

Opinion: Hardship withdrawals from a 401(k) will get easier soon, but not quite yet

If you’re getting crushed by inflation and you have any money sitting in your 401(k), you may be wondering how you can get at it. In that kind of situation, something called a “hardship withdrawal” so...

5 things not to buy in 2023

It’s been a year of contradictions. The recession drum beats on, interest rates are rising, and the stock market has taken a tumble, and yet retail sales have risen 6.5% in the last 12 months, trailin...

‘Auto makers are building more expensive vehicles’: Why you should not buy a new car in 2023

There are always good reasons for most people not to buy a new car. Such a purchase can set you back for years, as high monthly payments delay the buildup of savings and investments that will be neede...

With this simple year-end change to your retirement accounts, you can reap significant tax rewards

If you are a middle-income earner, you may be in a much better position tax-wise than you realize. That’s good news: You may be able to take advantage of that better position to strengthen your retire...

Are high-deductible health plans worth it? Here’s who can benefit the most.

Hello and welcome to Financial Face-off, a MarketWatch column where we help you weigh financial decisions. Our columnist will give her verdict. Tell us whether you think she’s right in the comments. A...

Financial health dipped in 2022, and consumers aren’t ready for a downturn: CFPB

Americans’ financial health slid by some measures in 2022 amid rising consumer prices, the end of pandemic-era government benefits, and even a return to riskier alternative financial services like tit...

10 ways American finances actually improved in 2022, despite high interest rates and a slump in stocks

Many Americans are ending the year feeling gloomy about their finances, and you don’t need to be a psychiatrist to figure out why. Runaway inflation gnawed through household budgets as prices soared o...

D.C. spending deal sets way for employers to help workers build cash savings

As people watch their savings sink under inflation’s pressure, one provision in the congressional year-end spending deal aims to make it easier for workers to save money for life’s unexpected expenses...

IRS pauses rule requiring people to report PayPal, Venmo transactions over $600. Here’s what went wrong.

To avert taxpayer confusion in the upcoming tax season, the IRS is delaying a rule that would have required e-commerce sites and payment platforms like eBay EBAY, +0.12%, Etsy ETSY, -0.32% and PayPal ...

The Smurfs’ Society Comes to Web3 Segment with ZenGo Integration

Vladislav Sopov Tokenized smurfs will be available for all users of cryptocurrency wallet ZenGo Contents The Smurfs’ Society releases Web3 game “Early birds” campaign for ZenGo users...

The Homeownership Society Was A Mistake

Investment risk and uncertainty in the real estate housing market getty The Atlantic just published a new article that makes some of the same points about homeownership as my newly released chapter in...

Inside Nigeria’s Ambitious Push of Cashless Society, eNaira CBDC

Nigeria’s push to adopt digital currency and move towards a cashless society shifted into high gear on December 6, when the country’s central bank announced a cap on cash withdrawals, either over the ...

Female Pleasure Society – How to Register for the Christmas Drop

From December 16th to December 23rd you can register for the Female Pleasure Society Christmas Drop. The aim is to strengthen female health for an independent, free and determined life and to establis...

Why Atlanta Tops the Hottest 2023 Real Estate Markets

Atlanta is hot. Georgia’s capital tops the National Association of Realtors’ list of markets to watch in 2023, based on 10 metrics, including housing affordability, employment conditions, and populati...

New tax rule for eBay and Venmo will cause ‘significant confusion,’ CPAs say

As Congress concludes 2022 with a sprint to pass laws and a spending deal, tax accountants are joining a chorus of e-commerce companies and pay platforms who say a revamped tax form is about to cause ...

My mom spent $90K on bitcoin and gifts in a romance scam. Can the tax code help her?

My mom went into debt to buy bitcoin for a scammer because she thought she was in a romantic relationship with him. She also racked up credit-card debt to mail computers and gift cards to the scammer....

Vanguard sees a recession in 2023 — and one ‘silver lining’ for investors

The last 12 months was a year of fast-rising inflation, fast-rising interest rates and fast-rising questions about a future recession. Prices went up while stock markets and savings account balances w...

Just 1 in 3 Americans understands this crucial component of planning smartly for retirement — and that lack of knowledge could prove very costly

Are you sure you’re ready to retire? No, really … are you sure? Although some 73% of American workers say they’re on track for a comfortable lifestyle in retirement, a recent report from Transamerica ...

Gas prices are now lower than at this time last year. Could they fall below $3 a gallon in the months ahead?

Gas prices on Thursday were slightly less on average than they did one year ago — with a slim one-cent margin — but experts say there could be cheaper gas in the weeks and month to come. Thursday’s na...

Opinion: Opinion: Household wealth falls $13.5 trillion, second worst drop on record

American households lost about $6.8 trillion in wealth over the first three quarters of 2022 as the stock market SPX, -0.73%   DJIA, -0.90%   COMP, -0.70% shed more than 25% of its value, the Federal ...

I sold my late mother’s home for $250,000. I make $80,000 and have $220,000 in student debt. I want to buy a house. Should I use all my inheritance for a down payment?

My mom passed away, and left me her house, which I just sold and will net $250,000. I’m 41 years old with no real retirement savings. I make $80,000 a year, and I am maxing out contributions to my emp...

This is the No. 1 source of income for millions of older Americans — and that may pose a problem

Just one in four retirees say they have not experienced any kind of shock event in retirement, according to a study from the Society of Actuaries. Getty Images/iStockphoto Where is the 65 and older cr...

Do Democrats have momentum for a second round of boosted child tax-credit payments?

A day after Raphael Warnock held onto his seat in Georgia’s Senate race, giving Democrats a 51-49 edge in the Senate, Democrats are hoping that momentum can quickly turn into a financial boost for par...

Dear Tax Guy: Our accountant charged us $486 for a simple gift-tax return. Why on earth would it cost so much?

We gave our daughter money towards a down payment on a home and learned we had to file a gift tax return. Our accountant charged us $486 for this. Why can’t you just add a form to your regular tax ret...