There’s more to NFTs than just PFPs — 5 ways nonfungible tokens will transform society

The nonfungible token (NFT) sector has undergone a surge in popularity over the past year and a half as projects like Bored Ape Yacht Club and CryptoPunks captured the attention of the general public....

Opinion: What does Social Security insolvency mean, and how can it impact your retirement?

In the last several months you may have seen news headlines announcing that the Social Security program will be insolvent by 2033. This could be alarming if you’re planning to retire, but it doesn’t n...

‘She has no ambition’: I’m 41 and make $100,000. I’m buying a home before getting married. My fiancée earns $50,000 and has $20,000 in student debt. What’s a fair prenup?

I have been in my current relationship for almost three years. I’m a young woman, 41, have a great, stable career and make about $100,000 a year. I am ambitious and my prospects have me increasing my ...

‘The pandemic boom in home sales is over’: Mortgage rates soar to highest level since 2009 as the Fed pressures the housing market

Mortgage rates are skyrocketing thanks to the Fed, but buyers who can tough out this difficult, changing market will be rewarded. The 30-year fixed-rate mortgage averaged 5.27% for the week ending May...

How will boomers draw down their 401(k) balances?

Recent studies have found that past generations drew down their financial assets very slowly in retirement, leaving much of their savings untouched throughout old age.  This finding always seemed obvi...

Foreclosure filings are up 132% from a year prior. Here’s what that means

What does the recent uptick in foreclosures mean for the housing market now? Getty Images When we were reading through real estate data this month, three stats caught our eye. The first: That the numb...

‘I think we’re in the final innings.’ Pimco’s Kiesel thinks the housing market has hit its top

Mark Kiesel is thinking of selling his California home and becoming a renter. Families looking to buy a home make want to take heed. Kiesel, who serves as global credit chief investment officer at Pim...

Opinion: There’s a big hole in the Fed’s theory of inflation—incomes are falling at a record 10.9% rate

The most concerning thing about Thursday’s report on U.S. gross domestic product for the first quarter wasn’t that the first line of the first table showed that real GDP fell at a 1.4% annual rate. It...

‘Buyers of a median-price home are looking at a monthly mortgage payment that is almost 50% higher than it was a year ago.’ The 30-year mortgage rate dips slightly to 5.1%

The interest rate on the country’s benchmark mortgage product edged downward for the first time since early March, but that doesn’t mean the housing market will see a reprieve. The 30-year fixed-rate ...

Boomers are leaving the stock market. Here’s what comes next, says this strategist.

Stocks are in the green for Thursday, with Facebook parent Meta Platforms in the driver’s seat after less disastrous than feared results. Gains are a bit less than what stock futures were promising th...

‘I’m spending a fortune on home maintenance. I realize my second husband is essentially living in my house for free’: What is a fair way to split costs?

I am a retired 62-year-old woman. I was widowed in 2006 at the age of 46 and raised my two children (now 24 and 27) on my own. I used my husband’s life insurance money (about $500,000) to maintain our...

‘The issues with the IRS are still present and very real’: Millions of Americans are racing to file their tax returns, and filing extensions

Tax Day came and went earlier this week, so if your upcoming weekend plans are just chilling after the last-minute tax time bustle, you might have company. April 18 marked the deadline in most states ...

Stocks got clobbered Friday. Here’s why investors should focus on the long game

The stock market ended a volatile week on a gloomy note Friday, with the three major U.S. indexes plunging as investors got tripped up in worries like inflation, the Fed’s fight against it and fears o...

‘I feel deceived’: After 20 years of paying my student loan, I discovered I don’t qualify for forgiveness. My loans total $167,000. What can I do?

I took out loans for professional/graduate school during the years 1993 to 1996. I took out about $54,000 in loans. In 2002, I consolidated all my federal loans. The balance is approximately $167,000....

How to prepare your finances for another recession: ‘We think a hard landing will ultimately be unavoidable’

Two years after the short, sharp pandemic-related recession, Wall Street is once again warning of a new recession on the horizon. That’s not a lot to go on, but financial-planning experts say it ought...

Netflix sheds subscribers and CNN+ will shut down amid competition from Disney, Hulu, HBO, Amazon Prime and Apple. Have we finally hit peak streaming?

Media companies keep dueling for more streaming subscriptions, but viewers might be tapping out in the clash for their attention — and their cash. Netflix on Tuesday reported a first-quarter net loss ...

‘I’m already feeling guilty’: My uncle is leaving me a large inheritance, but excluding my siblings. Should I gift them money every year, or set up a trust?

Dear Quentin, I am soon to inherit a sizable sum of money from an uncle with whom no one in my family still speaks; I’m the only one who has stayed in contact with him. While it seems a bit grotesque ...

‘Life is measurably better without the burden of this debt’: As Biden reviews student-debt cancellation, young people with debt delay buying a house and even having kids

Young Americans are buckling under the weight of their student debt. A large majority (74%) of Generation Z (ages 18 to 25) and 68% of millennials (ages 26 to 41) who took on student debt delayed a ma...

I have a government job and a small pension. I’m planning to work a few more years. Should I file for Social Security now or wait?

A recent reader email introduced the very common question: Should I file for Social Security now or wait? Here’s the email: I am turning 66 in June, approaching full retirement. I am a federal employe...

Have fun AND retire rich — a great tax-refund life hack

For the 100 million of you who will get a tax refund this year, the former head of retirement solutions at J.P. Morgan has a great and very simple idea. Don’t spend all your refund. And don’t save all...

‘The graveyard shift is the most understaffed:’ I work as a waiter on the Las Vegas Strip. We are overworked, underpaid, and our drunk customers often don’t tip

Dear Quentin,  I currently work at a fast-casual restaurant on the Las Vegas Strip. I have worked at the company for three years. I work at the busiest outlet of this restaurant in the world. During t...

Financial Face-Off: Should you use your tax refund to buy I bonds or crypto? One of these options could get a 9.6% return. Let us explain.

Hello and welcome to Financial Face-off, a MarketWatch column where we help you weigh financial decisions. Our columnist will give her verdict. Tell us whether you think she’s right in the comments. A...

Here Are Some Answers to Common Questions on Social Security Disability and Spousal Benefits

Photo illustration by Barron’s Staff; (reference) Dreamstime (4) Text size Have a question about saving for retirement or your personal financial situation? Whatever the question, Barron’s Retir...

New York City Companies Prepare to Put Pay Ranges on Job Listings

New York City employers are hustling to figure out what to do about impending salary-disclosure rules, while hoping for a delay. A sweeping pay-disclosure law requiring nearly all companies operating ...

This is where property taxes increased the most last year — it’s not in California or New York

Today’s home buyers could be in for a shock when the tax man comes calling. In 2021, around $328 billion in property taxes were imposed on single-family homes across the country, according to a new re...

A retired nurse lost $43,000 to bitcoin — watch out for red flags online

A New York retired nurse lost $43,000 of her life savings to bitcoin scammers, after transferring the money to them through a malicious computer pop-up – an unfortunate reminder to be vigilant when it...

‘Please help!’ It seems like I have been paying my child’s student loan forever. How much longer must I pay it off?

Dear Quentin, It seems like I have been paying my Parent PLUS Loan forever. Someone told me that when my husband passed away, even though we were divorced at the time, I wouldn’t have to keep paying t...

Mortgage rates soar to highest level in over a decade — even wealthy home buyers are feeling the pain

Mortgage rates are soaring, and no one is being spared. The average rate on a 30-year fixed-rate mortgage was 5% as of the week ending April 14, representing an increase of 28 basis points from the pr...

‘The weight of this debt is crushing’: I’m 74, and a retired speech-language pathologist with a student-loan debt of $200K. Am I obliged to pay it off?

Dear Quentin, I have not seen anyone address student-loan debt for people over 70 years of age. I am a 74-year-old retired  speech-language pathologist with a student-loan debt of $200,000.  I’m on a ...

I’ve been paying my student loan for 37 years, but now I’m earning $11K a year

How to get out of student loan debt Getty Images/iStockphoto Question: I have a student loan from 1984 that I defaulted on. I am 72 years old and have been paying through a deduction in my Supplementa...

‘It put everyone in a weird position’: Our waitress said a 20% service fee was added to cover benefits and health insurance, but that it was not a tip. Is this normal?

I went to brunch last weekend and, when the server handed us the bill, she said a 20% service fee was added to cover her benefits and health insurance, but that it was not a tip.  I am absolutely supp...

The Mutant Parrot Society Announces a Unique Collection of 10,000 NFTs

Place/Date: London, UK – April 11th, 2022 at 7:44 am UTC · 3 min read Contact: Mutant Parrot, Source: Mutant Parrot The Mutant Parrot Society has announced a unique collection of Mutant Parrots,...