American retirement savings and 401(k) balances take a huge hit. Gen Z has it worst.

With the stock market tanking and inflation continuing to drive up the cost of everyday staples, it’s no wonder that Americans are feeling less confident in their retirement plans. About four in 10 Am...

New Survey Shows Nearly 50% Of Millennials And Gen Z Want Bitcoin, Cryptos In Their Retirement Fund ⋆ ZyCrypto

Advertisement &nbsp &nbsp Gen Z and Millennials want bitcoin and other crypto assets added to their 401(k) amid its volatile nature.  A study reveals that 43% of Gen Z and 47%...

Cryptocurrency Is a Top Method for Retirement Savings – Featured Bitcoin News

A study published by financial giant Charles Schwab shows that cryptocurrency is a top method for retirement savings. “Gen Z and millennial workers are more likely to also invest in cryptocurrency, re...

Bryan Cranston On The Winning Formula Behind ‘Jerry And Marge Go Large’

Bryan Cranston and Annette Bening star in ‘Jerry and Marge Go Large.’ Paramount Pictures What would you do if you won $27 million playing the lottery? Jerry and Marge Selbee from Michigan ...

‘We are facing a retirement crisis in our country,’ says head of TIAA, as ‘40% of Americans run the risk of running out of money’

“ ‘We are facing a retirement crisis in our country’” — Thasunda Brown Duckett, president and CEO of TIAA That’s CEO of TIAA Thasunda Brown Duckett, who oversees some $1.2 trillion of retirement asset...

This Social Security Bridge Strategy Can Help Secure Your Retirement

Most people approaching retirement plan to rely on Social Security payments for at least part of their retirement income, and they also realize that the longer they wait to claim those benefits, the b...

Americans Say They Need $1.2 Million to Retire. Most Aren’t Saving Enough.

When it comes to retirement, Americans are simultaneously determining they need more stashed away to have a comfortable retirement and falling behind their savings goals. That’s according to two new s...

Almost 50% of Gen Z and Millennials want crypto in retirement funds: Survey

Nearly half of Gen Z and Millennials want to see crypto become a part of their 401(k) retirement plans, according to an October survey from United States asset manager Charles Schwab.  Asking particip...

Serena Williams Says She’s ‘Not Retired’—She Would Join A League Of Sporting Giants Who Made A Comeback

Topline Serena Williams says she has “not retired” from tennis and will likely return to the sport in the future, the latest sporting star to tease a comeback after indicating she would finish her leg...

Is crypto too risky for a retirement pension?

Much material is written about the perceived risks of including crypto in retirement pensions. Could crypto be a viable investment? According to many mainstream media accounts, crypto is a “trendy” bu...

Opinion: The limit for 401(k) contributions will jump nearly 10% in 2023, but it’s not always a good idea to max out retirement investing

The federal government will allow you to save nearly 10% more for retirement in 2023. But it’s not likely that many will take advantage of the tax break. The simple reason: Most people don’t make enou...

Retirement contribution limits for 2023 jump by record amount

Americans can sock away much more money next year in their retirement accounts — thanks to higher prices. The Internal Revenue Service on Friday released the maximum annual contributions to 401(k) and...

Opinion: Liz Truss is out — why that might be good for your 401(k)

The British pound rose on the news that Liz Truss was standing down. (It’s now the best performing currency of the last month, if you can believe). The interest rate on British government bonds fell. ...

Texas Rangers Lure Bruce Bochy Out Of Retirement To Manage 2023 Club

Bruce Bochy won three World Series with the Giants but faces a giant task with his new club, the … [+] out-of-contention Texas Rangers. (Photo by Jamie Squire/Getty Images) Getty Images After wi...

401(k) And Other Retirement Savings Limits Will Jump Record Amounts In 2023

Young workers will be allowed to contribute up to $22,500 pretax to a 401(k) in 2023, while those 50 and older will be able to sock away $30,000. getty The Internal Revenue Service announced today tha...

Here’s how to Take Advantage of the new 401k Contribution Increase

Inflation may be ruining everything from bond coupon interest payments to holiday travel plans but being able to put more away for retirement is one unexpected positive. On Friday, the Internal Revenu...

Should You Really Use It As a Guide to Retirement Savings?

Among retirement rules of thumb, saving 10 times your salary by 67 reigns supreme. But workers should also have another way by planning for their savings to provide 45% of their pretax, preretirement ...

Help Me Understand the ‘Best Way’ to Manage an IRA. Is It Better to Pay Taxes Now or in Retirement?

Michele Cagan  Which is the best way to handle an individual retirement account (IRA)? Let it sit and earn money, then pay taxes on the withdrawals in retirement? Or roll it over to a Roth IRA? Should...

Senior Living Facility Or Kids’ Inheritance?

A new place to live getty When elderly folks can’t take care of themselves, or fear that day is coming, one option is a senior community. But will that rob their children of a decent bequest? Rick Kah...

Here Is the New Standard Deduction and Federal Income Tax Brackets For 2023

The IRS has announced inflation adjustments to the standard deduction and other tax provisions for the 2023 tax year. The standard deduction for married couples filing jointly for tax year 2023 will r...

Retirement can mean a loss of identity — how to bring happiness to your next act

For many people transitioning into retirement, the famous lines from the start of “A Chorus Line” resonate: “Who am I anyway? Am I my résumé? That is a picture of a person I don’t know!” Struggling wi...

Medicare Open Enrollment Starts Today. Here’s What to Know.

Medicare’s open enrollment period arrives predictably each fall, blanketing beneficiaries in advertisements. While there’s no need to look at everything, it pays to review your coverage and make sure ...

Senior KFC Executives Opt for Retirement as Interest Rates Hit Pension Payouts

Rising interest rates are adding to companies’ borrowing costs and triggering higher credit-card bills for consumers. At KFC, they are driving a turnover in senior management. The Louisville, Ky.-base...

Here’s how much the average American 60-year-old holds in retirement savings — how does your nest egg compare?

Here’s how much the average American 60-year-old holds in retirement savings — how does your nest egg compare? Even Americans with only modest retirement funds may be shocked to learn how many p...

Social Security COLA, Gen X and boomer money woes, and more retirement news and research

From MarketWatch: Social Security COLA 2023 benefits are rising 8.7% — here’s what that means for recipients: The cost-of-living adjustment for 2023 will be the largest increase for Social Security be...

5 Ways to Get Guaranteed Retirement Income

SmartAsset: 5 Ways to Get Guaranteed Retirement Income J.P. Morgan Asset Management wants you to rethink how you will pay for retirement. The multinational investment bank says retirement investors sh...

Eli Manning Enjoys Letting Personality Shine Through In Retirement

FILE – Former Mississippi quarterback Eli Manning laughs as he addresses the crowd as his jersey, … [+] number 10, is retired at a half time ceremony during an NCAA college football game a...

Beneficiaries of Inherited Retirement Accounts Dodge a Tax Bullet

New legislation related to taxes can come with plenty of ambiguities and complexities, but the IRS often irons them out in the regulations it proposes.  Al Drago/Bloomberg Sometimes these efforts fail...

The Social Security COLA Will Jump 8.7% in 2023

The Social Security Administration on Thursday morning announced the highest cost-of-living adjustment (COLA) to benefits since the early 1980s: 8.7%. The reveal comes as inflation has risen to levels...

The 2023 Social Security COLA Will Be Revealed Today. What to Expect.

The Social Security Administration on Thursday morning is expected to announce the highest cost-of-living adjustment to benefits since the early 1980s. The reveal comes as inflation has risen to level...

I’m 63, Have No Retirement Savings and Will Rely on Social Security. How Do I Begin Saving? Is It Too Late to Start Investing ‘This Late in the Game’?

I’m 63 and have zero retirement, just Social Security benefits. How can I begin saving? And where can I begin investing this late in the game? -Rita Saving for retirement is certainly easier and...