Phased retirement arrangements might be a good fit for older employees who want to scale back on work but aren’t yet ready to leave for good. “It requires some planning,” said Elliot Dole, an adviser...
Tag: Retirement
Are Commodities Right For Your Retirement Portfolio?
getty Higher prices returned with a vengeance in 2021. During such bouts of inflation, commodities tend to do well. Last year the S&P Goldman Sachs Commodity Index (GSCI) earned 37.1%, far exceedi...
These money and investing tips can help you read the stock market’s changing signs
Don’t miss these top money and investing features: Sign up here to get MarketWatch’s best mutual funds and ETF stories emailed to you weekly! INVESTING NEWS & TRENDS How to future-proof your stock...
Dividend Stocks Don’t Yield Ballast for Your Portfolio. That’s Why You Need Bonds.
Text size Krittiraj Adchasai/Dreamstime.com While a growing number of investors are seizing on dividend stocks to build income streams, financial experts warn that stocks that pay high dividends can’t...
Here Are 3 Ways to Get Better Yields Than Bonds, With Some Measure of Safety
Despite the recent surge in bond yields, some alternative investments provide much better yields with varying degrees of safety. They include Treasury savings bonds, multi-year guaranteed annuities fr...
Five Retirement Risks to Avoid in 2022
SmartAsset: Five Retirement Risks to Avoid in 2022 While 79% of Americans told Fidelity Investments in 2022 that they are confident about their retirement planning, 71% also said that they are concern...
Understanding How Retirement Trusts Work
Investors often use trusts to protect their assets and exert control over their estate after they’ve passed away. The problem with trusts is that you cannot place your retirement account within ...
Edward ‘Ned’ Johnson, Former Fidelity CEO and Fund Pioneer, Dies
Text size Edward “‘Ned” Johnson III built Fidelity Investments into a giant financial services firm. Neal Hamberg/Bloomberg News Edward “Ned” Johnson III, who built Fidelity Investme...
Retirement Plan Tax-Prep Checklist
Qualified retirement plans and individual retirement accounts (IRAs)s allow you to save for retirement on a tax-advantaged basis. Earnings on contributions grow tax-deferred—or tax-free for Roth IRAs ...
Can I Fund a Roth IRA and Contribute to My Employer’s Retirement Plan?
You can contribute to both a Roth IRA and an employer-sponsored retirement plan, such as a 401(k), SEP, or SIMPLE IRA, subject to income limits. However, each type of retirement account has different ...
JPMorgan Launches New Retirement Tool to Help You Generate Income
A woman looks over her retirement portfolio on her tablet. JPMorgan has a new tool that helps retirees calculate how much they can safely withdraw from their account each year. There’s more to r...
The Worst Way to Withdraw From Your Retirement Accounts
When it comes time to start taking your retirement income, you’ll hopefully have an array of options available to you: Social Security benefits, 401(k) and IRA funds, dividends from stock invest...
Many companies are enriching their retirement benefits
Workers may be in for a treat – some companies plan to boost their retirement benefits in the next few years, as they look to hire and retain talent, according to a new survey. U.S. employers are imp...
How Long Will $600,000 Last in Retirement?
How Long Will $600,000 Last in Retirement? One of the biggest worries associated with retirement planning is making sure you have enough money tucked away. While some people might aim to save $1 milli...
‘Motherhood Penalty’ Ranges as High as $600,000. Here Are Some Tips to Catch Up.
When the pandemic hit in 2020 and shut down schools, Samantha Goodman decided there was no way to work and care for her son, now 6. So for two years she gave up on having a job or saving for retiremen...
Yes, Roths Are Tax-Free Retirement Accounts. But TFRAs Refer to Something Else.
Dreamstime.com Text size Have a question about saving for retirement or your personal financial situation? Whatever the question, Barron’s Retirement can try to help. Email [email protected], and...
The Best Retirement Plans to Build Your Nest Egg
2022 Roth IRA Income Limits Filing Status Modified AGI Contribution Limit Married filing jointly or qualifying widow(er) Less than $204,000 $6,000 ($7,000 if you’re age 50 or older) $204,000 ...
Can digital assets become part of Americans’ retirement plans?
On March 11, the United States Department of Labor warned employers that sponsor 401(k) retirement plans to “exercise extreme care” when dealing with cryptocurrencies and other digital assets, even th...
France is considering raising its retirement age to 65
French workers may see their legal retirement age jump from 62 to 65 if President Emmanuel Macron gets his way. Macron, who is running for reelection, said the move is a natural progression. “We are ...
More than 70% of savers are worried that inflation will affect their ability to retire
Inflation just hit its highest level in 40 years. Future inflation expectations have risen by a third in 12 months. And the federal government’s own “inflation protected” bonds, which were designed to...
‘Where should I live and what am I going to do?’ Retirement advice we’re not getting from financial advisers
Retirement is one of the Top 10 most stressful life events, according to the psychiatrists Thomas Holmes and Richard Rahe. As someone who recently began unretirement (or semiretirement), I concur. But...
Starbucks CEO announces retirement: ‘I find it quizzical’
Shares of Starbucks Corporation (NASDAQ: SBUX) are up 8.0% on Wednesday after CEO Kevin Johnson announced retirement; to start on April 4th. Howard Schultz to serve as the interim CEO Starbucks expect...
Inflation is causing some older Americans to delay retirement plans
As inflation rises, many Americans are shifting life milestones, including retirement. Some 13% of Gen Xers and baby boomers say they have postponed or considered delaying plans to leave the workforce...
Opinion: Top investors dump stocks — why that might mean you should buy
Well, here’s some cheerful news for all of us with a retirement portfolio: The geniuses running the world’s biggest investment funds have panicked and have bailed out of the market. If that’s not a go...
How Women’s Basketball Figures Are Fighting For A More Equal Retirement For Women
SAN ANTONIO, TEXAS – MARCH 30: Head coach head coach Dawn Staley of the South Carolina Gamecocks … [+] celebrates after cutting the last piece of the net during the Elite Eight round of th...
US Labor Department Urges Caution over Crypto Investment in 401k Retirement Plans
The U.S. Department of Labor (DOL) on Friday warned employers and retirement plan providers to “exercise extreme care” before they consider cryptocurrency into their investment option for plan partici...
Opinion: The economy is in much better shape than the headlines would tell you
Inflation is through the roof. There’s an oil crisis. A looming food crisis. You name it. War is raging in Europe. Russia’s president is starting to sound unhinged. And headlines are now linking him w...