Retiring in a bear market can be catastrophic — working one more year can make a huge difference

Timing, apparently, is everything. Especially when it comes to retirement. Retiring in a bear market can…

Large U.S. Pension Sells Alibaba, TSMC, MGM Stock. It Bought Harley-Davidson.

One of the largest U.S. public pension plans made big changes in its investments, including Asian…

We make $140K in Raleigh and hope to retire in about a year with $1 million. Is there a certain type of financial adviser we should be looking for?

Raleigh, North Carolina Getty Images/iStockphoto Question: I live in Raleigh, North Carolina. I’m about to turn…

Jobs report tells markets what Fed chairman Powell tried to tell them

Oh dear. A lot of investors just learned again, the hard way, the old rule: When…

I’m 64, make $1,500 a month driving Uber and get almost $5,000 a month in pensions and Social Security – should I pay off my mortgage before I retire?

Hi, I’m 64 and getting ready to retire in one year. I owe approximately $165,000 on…

Annuity sales hit record in 2022 amid higher interest rates and fear

Tim Bieber | Photodisc | Getty Images Amid stock market gyrations, recession fears and loftier payouts,…

Wall Street to Jerome Powell: We don’t believe you

Do you want the good news about the Federal Reserve and its chairman Jerome Powell, the…

As Fed raises rates by a quarter point, here’s where financial advisers are telling their clients to invest — and store — their money

The Federal Reserve boosted its influential interest rate yet again Wednesday, even as more signs indicate…

Who gives the best retirement advice? Suze Orman and Dave Ramsey or economists?

Millions of people get their financial advice from non-economists, personal finance authors such as Robert Kiyosaki,…

What will the Fed and Jerome Powell do next week?

Jittery U.S. investors are still in “bad news is good news” mode because they want to…

My job is being eliminated and I will get a severance package. Is that considered income for IRS limits on Roth IRA contributions?

I know my job is being eliminated at the end of March 2023. I will receive…

This 72-year-old is hoping to fund her retirement on GoFundMe

GoFundMe campaigns have been raising piles of cash for older Walmart workers who want to retire…

Opinion: ‘Don’t just sit there, do something.’ The stock market is telling you to make some hard decisions with your money now.

I have always refrained from saying what legendary investor Sir John Templeton considered the four most…

Opinion: Central banks are buying gold at the fastest rate in half a century

Here’s another reason why it may not be completely insane to add some gold bullion to…

I’m still working at 75: Do I need to take RMDs from my 401(k)? 

Dear Fix My Portfolio,  I retired from the U.S. Postal Service in 2004 and have a…

How long does your retirement savings need to last? First, learn how long you might live.

One of the things that makes it so hard to save for retirement is not knowing…

Here’s how to report Roth IRA conversions on your taxes

If you made a Roth individual retirement account conversion in 2022, you may have a more…

This dividend-stock ETF has a 12% yield and is beating the S&P 500 by a substantial amount

Most investors want to keep things simple, but digging a bit into details can be lucrative…

I’m about to get $130,000 from a lump sum pension payout, what do I do with it?

I am about to receive a lump-sum payout from a pension plan I was in. It’s…

I-bond strategies: Answers to your questions about Series I bonds

Most people are still new to investing in I-bonds, and so it’s not surprising that they…

Retirement may be bad for your brain. Is working longer the solution?

When we retire from our jobs we may be giving up more than staff meetings, desk…

Should you add $30,000 to your retirement with an after-tax auto Roth conversion?

If you are saving up to the employee limit in your workplace retirement accounts and looking…

This simple, no-sweat portfolio makes money in all markets

Well now. This is interesting. Very interesting. And—potentially — very profitable. Especially if you want your…

I ruined my family’s finances by withdrawing from my 401(k) to buy a house – I regret it

I recently made a panic decision to withdraw all my money from one retirement account and…

10 simple investments that can turn your portfolio into an income dynamo

Many people are good at saving up money for retirement. They manage expenses and build up…

Jan. 17 is the deadline for 2022 fourth-quarter estimated tax payments

Constantine Johnny | Moment | Getty Images There’s still time to avoid a penalty if you…

To pick 2023’s winners, look to 2022’s losers

A good place to look for stocks that may be market beaters this year is a…

Secure 2.0 Lets Retirees Delay RMDs. That Doesn’t Mean They Should.

Text size It’s worth doing the calculations to determine whether taking RMDs earlier may ease your…

MYGAs and Fixed Index Annuities Are Popular. What to Consider.

Rising rates have made annuities of all stripes more interesting investments, but two in particular are…