Timing, apparently, is everything. Especially when it comes to retirement. Retiring in a bear market can…
Tag: Retirement planning
We make $140K in Raleigh and hope to retire in about a year with $1 million. Is there a certain type of financial adviser we should be looking for?
Raleigh, North Carolina Getty Images/iStockphoto Question: I live in Raleigh, North Carolina. I’m about to turn…
Annuity sales hit record in 2022 amid higher interest rates and fear
Tim Bieber | Photodisc | Getty Images Amid stock market gyrations, recession fears and loftier payouts,…
Wall Street to Jerome Powell: We don’t believe you
Do you want the good news about the Federal Reserve and its chairman Jerome Powell, the…
As Fed raises rates by a quarter point, here’s where financial advisers are telling their clients to invest — and store — their money
The Federal Reserve boosted its influential interest rate yet again Wednesday, even as more signs indicate…
What will the Fed and Jerome Powell do next week?
Jittery U.S. investors are still in “bad news is good news” mode because they want to…
My job is being eliminated and I will get a severance package. Is that considered income for IRS limits on Roth IRA contributions?
I know my job is being eliminated at the end of March 2023. I will receive…
This 72-year-old is hoping to fund her retirement on GoFundMe
GoFundMe campaigns have been raising piles of cash for older Walmart workers who want to retire…
Opinion: ‘Don’t just sit there, do something.’ The stock market is telling you to make some hard decisions with your money now.
I have always refrained from saying what legendary investor Sir John Templeton considered the four most…
Here’s how to report Roth IRA conversions on your taxes
If you made a Roth individual retirement account conversion in 2022, you may have a more…
I’m about to get $130,000 from a lump sum pension payout, what do I do with it?
I am about to receive a lump-sum payout from a pension plan I was in. It’s…
I-bond strategies: Answers to your questions about Series I bonds
Most people are still new to investing in I-bonds, and so it’s not surprising that they…
Retirement may be bad for your brain. Is working longer the solution?
When we retire from our jobs we may be giving up more than staff meetings, desk…
Should you add $30,000 to your retirement with an after-tax auto Roth conversion?
If you are saving up to the employee limit in your workplace retirement accounts and looking…
This simple, no-sweat portfolio makes money in all markets
Well now. This is interesting. Very interesting. And—potentially — very profitable. Especially if you want your…
10 simple investments that can turn your portfolio into an income dynamo
Many people are good at saving up money for retirement. They manage expenses and build up…
Jan. 17 is the deadline for 2022 fourth-quarter estimated tax payments
Constantine Johnny | Moment | Getty Images There’s still time to avoid a penalty if you…
To pick 2023’s winners, look to 2022’s losers
A good place to look for stocks that may be market beaters this year is a…
Secure 2.0 Lets Retirees Delay RMDs. That Doesn’t Mean They Should.
Text size It’s worth doing the calculations to determine whether taking RMDs earlier may ease your…
MYGAs and Fixed Index Annuities Are Popular. What to Consider.
Rising rates have made annuities of all stripes more interesting investments, but two in particular are…
Jobs report tells markets what Fed chairman Powell tried to tell them
Oh dear. A lot of investors just learned again, the hard way, the old rule: When…