Hardship withdrawals from 401(k)s reach ‘concerning’ all-time high, Vanguard says

Amid stubbornly high inflation, a record-breaking share of Americans are turning their 401(k) accounts into emergency piggy banks, according to Vanguard. Dissecting data from a sample of the approxima...

Suze Orman says, ‘We’re heading downhill very fast,’ unless employers start providing this lucrative benefit to their workers

Americans trying to save some cash for unforeseen expenses are up against a lot — months of red-hot inflation, wages that don’t keep up, the sheer difficulty of delayed gratification in a time when pe...

Fed’s shrinking of balance sheet via quantitative tightening is ‘a complete mistake,’ says Mizuho

The Federal Reserve’s attempt at shrinking its balance sheet through so-called quantitative tightening, or QT,  is “a complete mistake,” according to Mizuho’s chief economist for the U.S. “There is a ...

Audit Standards Overseer Also Backs Startups

Listen to article (2 minutes) An accounting trade body has invested in audit-related tech startups, while setting auditing standards and overseeing millions of audits—prompting concerns within the ind...

Shinhan Financial’s U.S. Unit Ordered to Beef Up Money Laundering Oversight

A U.S. unit of South Korea’s Shinhan Financial Group has agreed to bolster the oversight of its anti-money-laundering program as part of a settlement with the Federal Deposit Insurance Corp. Shinhan B...

These money and investing tips can help your portfolio sail through December

Don’t miss these top money and investing features: Sign up here to get MarketWatch’s best mutual funds and ETF stories emailed to you weekly! INVESTING NEWS & TRENDS The only thing investors have ...

Binance U.S. Arm to Bid for Bankrupt Voyager Digital’s Assets After FTX Collapse

The U.S. arm of Binance, the world’s largest cryptocurrency exchange, will make a bid for bankrupt lender Voyager Digital  following the collapse of FTX, which in September won an auction for the comp...

Activision Stock Falls on Report FTC Might Block Microsoft Deal

Activision Blizzard stock dropped Friday after a Politico report suggested that the Federal Trade Commission will file an antitrust lawsuit to prevent Microsoft ‘s takeover of the videogame maker. An ...

Apple iPhone wait times have doubled in 4 weeks to 38 days, UBS says

It’s too late to buy an Apple iPhone 14 Pro or Pro Max in time for Christmas, as supply disruptions have caused wait times to double over the past four weeks, according to UBS research. As a result, i...

‘My elderly relative determined she could no longer care for herself’: Are her assisted-living facility costs tax deductible?

I have an elderly relative in an assisted-living arrangement in Indiana. She was basically directed to go there from a rehabilitation post-surgery, because they determined that she could no longer car...

How $10,000 now will help my newborn granddaughter have a better retirement

Earlier this month, my wife and I were delighted to welcome a new granddaughter into the world, and we wanted to give her the very best gift that we could. My readers won’t be surprised to learn that ...

Are you prepared for year-end 401(k) deadlines?

As we approach the end of the year, now is a great time to ensure you’re getting the most out of your 401(k) plan. There are several opportunities to expand your savings, potentially minimize your tax...

FTX Sends Crypto Reeling. The Whales Move in to Profit.

Cryptocurrency markets have been slammed by the sudden bankruptcy of FTX. But amid the carnage, some big traders—whales—were buying. Bitcoin the largest crypto, was plumbing two-year lows at $16,600 o...

Week’s Best: What the Elections Mean for Investors

So, who won? With most of the election drama now resolved, what will the divided legislature mean for tax policy, the health of the markets, and other financial issues? We put those questions to a han...

What’s Stopping Companies from Pulling Supply Chains Out of China

Text size Despite the trade war and Covid-19 lockdowns, China accounts for 35% of total U.S. containerized imports. Mario Tama/Getty Images About the authors: Christopher S. Tang is a University Disti...

Ontario Teachers’ Pension Plan is latest FTX investor to mark venture investment to zero

It’s relatively rare for an institutional investor to make a public statement about a loss on a venture-capital investment, but nothing about FTX International’s $32 billion blow-up and bankruptcy is ...

Trump Organization CFO Weisselberg chokes up on witness stand, claims his ‘personal greed’ drove $1.7 million tax-avoidance scheme

NEW YORK (AP) — Donald Trump’s longtime finance chief choked up on the witness stand Thursday, saying he betrayed the Trump family’s trust by scheming to dodge taxes on $1.7 million in company-paid pe...

Black Friday surprise: Jeff Bezos tells people not to buy cars, refrigerators and other big-ticket items. Critics call him out.

Billionaire Jeff Bezos, who founded the e-tail behemoth Amazon, has some spending tips as Americans gear up for the holiday shopping season — amid four-decade-high inflation and recession worries. Her...

Sunrun and Other Solar Stocks With Strong U.S. Presence Are a Buy, Analyst Says

An analyst from Deutsche Bank is bullish on Enphase Energy Sunrun and First Solar due to their strong domestic presence amid new U.S. legislation. Deutsche Bank analyst Corinne Blanchard initiated cov...

Dear Tax Guy: ‘What happens if I sell my existing house to pay off the loan on my new home? How much tax will I owe?’

Greeting, readers. I’m Andrew Keshner and I’m the tax reporter for MarketWatch. I write about the controversies, open questions and best strategies about taxes. For the purposes of this new column, th...

Opinion: You can’t rely on Social Security to fund your retirement — it’s time to rethink your retirement savings strategy

Following a period of record inflation, Social Security’s latest cost of living adjustment (COLA) means retirees will see the biggest bump to their benefits checks in 40 years. While this move will pr...

Antitrust battle over Apple’s app store goes to appeals court

SAN FRANCISCO — Apple is heading into a courtroom faceoff against the company behind the popular Fortnite video game, reviving a high-stakes antitrust battle over whether the digital fortress shieldin...

As Pandemic Aid Dries Up, Businesses Chase Covid Tax Credit

A temporary tax break for small businesses has spawned a cottage industry of advisory firms tapping into federal pandemic aid, raising alarms at the Internal Revenue Service that some claims are going...

Should I do a Roth conversion to offset stock losses?

Q.: Dear Dan, We have roughly $45,000 in short-term & long-term losses this year from our brokerage accounts. Is the best move to sell some of our positive stock positions in our brokerage account...

‘Bitcoin will be the winner because bitcoin is a digital commodity and it’s the least controversial of everything’: MicroStrategy’s Michael Saylor

“‘Bitcoin will be the winner because bitcoin is a digital commodity and it’s the least controversial of everything.’” — Michael Saylor, MicroStrategy In an interview Thursday morning on CNBC, MicroStr...

You need to understand the FTX debacle even if you have no investments in crypto

The sudden collapse of FTX, the world’s third-largest cryptocurrency exchange, underlines how important it is for any investor to learn about the risks they take when they park their money with a ligh...

Nvidia Can Outperform Its Peers, Analyst Says. Earnings Are Coming.

Restrictions on chip sales to China and falling demand for PCs are problems for Nvidia right now, but Piper Sandler wants investors to focus on growth in its key data center business in 2023. The chip...

‘Voters are looking for help’: With control of Congress too early to call, here are 3 burning tax questions

A day after midterm elections, it remains uncertain whether either party will end up with Congressional control or whether it will be a divided Congress — and that has consequences for these tax quest...

FTX lent over half of its customer funds to affiliated trading firm: WSJ

Embattled crypto exchange FTX, once the third-largest crypto exchange by trading volume, reportedly lent more than half of its customer funds to its affiliated trading firm Alameda Research, exposing ...

Deutsche Bank Faces Threat of Fines Over Money-Laundering Controls

Germany’s top financial watchdog threatened to fine Deutsche Bank AG if it doesn’t implement controls against money laundering by a set deadline, suggesting the regulator isn’t satisfied with the bank...