Rethinking Retirement Savings in Light of Longer Life Spans

Every day, Jordi Visser checks his heart rate. He also monitors his breathing, keeps tabs on how well he slept, and consumes a diet consisting largely of fruits and vegetables. Visser, 56, doesn’t do ...

Big Oil’s Big Paradox: Record Profits, Low Stock Valuations

Big Oil has never been more profitable, but it has hardly ever been a smaller part of the stock market. That’s enough to make industry executives feel unappreciated. “We’re grossly undervalued,” says ...

ChatGPT Has Sparked an AI Craze. How to Build a Long-Term AI Portfolio.

Artificial intelligence has sparked new competition in internet search—for the first time in decades. Here’s how to build an AI portfolio. Feb. 10, 2023 6:06 pm ET It has been more than 70 years...

IRS says people in most states who got inflation-relief payments don’t have to report it on their taxes. Here’s where.

The IRS is not going to tax payments from most of the states that cut checks to residents last year in order to help them defray rising living costs. This week, the IRS has been trying to determine if...

Bed Bath & Beyond to Shut Down Canadian Stores in Bankruptcy

Bed Bath & Beyond Inc.’s Canadian division will shut down its stores under court protection after the company received an unusual lifeline earlier this week to save its U.S. operations from bankru...

Nvidia, Broadcom, and Marvell Are Chip Stocks to Benefit in AI Arms Race

J.P. Morgan says there are three semiconductor companies that will thrive from the rising demand for artificial-intelligence services and software. In a note to clients on Friday, analyst Harlan Sur s...

‘Cash is the cool kid on the block’: High-yield savings accounts, Treasury Bills, money market funds, and CDs — here’s where your cash can earn up to 4.5%

Cash isn’t just the dollar bills you put in your pocket — in this market, it might seem to be a patch of steady ground. There are multiple options: People can put their money in high-yield savings acc...

Tech Layoffs Hit H1B Visa Workers Hard

When she lost her job at Google last month, Jingjing Tan started worrying about her dog, an energetic, 75-pound German shepherd. As a foreign worker living in the U.S. on a temporary work visa, if she...

‘You may want to think about a CD.’ Some CDs pay 4.5% or more right now. Should you get one?

The latest rates on CDs Getty Images/iStockphoto Certificates of deposit certainly don’t make headlines like, say, certain stocks do, but right now they maybe should. Indeed, many CDs — a type of savi...

‘Is my financial planner crazy?’ We’re 55 and 60, five years from retirement and were told we should invest more aggressively

Dear MarketWatch,  Is my financial planner crazy?  I recently saw a MarketWatch article that recommended that one’s retirement portfolio should be 100 minus their age in stocks or perhaps even more co...

These 20 AI stocks are expected by analysts to rise up to 85% over the next year

There are always fads in the stock market, but now we are in the midst of what could turn out to be a revolutionary trend that will last much longer than any fad — artificial intelligence. In the Need...

Elderly man fought Chase bank for years to recover stolen funds before his death

In the spring of 2020, James Vesey worked at a U.S. Postal Service building in midtown Manhattan, sorting mail and unloading trucks. With stringent security protocols in place at the federal facility,...

Older workers are fooling themselves when it comes to work, money and caregiving

Denial runs deep when it comes to money and retirement. Older adults are working longer, but at first blush they contend they are working because they want to. Only when pressed do they admit they nee...

Sell your Bank of America shares now, says KBW

Shares of the largest U.S. banks have been performing well so far this year, but David Konrad of Keefe, Bruyette and Woods believes the party is over for Bank of America Corp. Konrad downgraded Bank o...

We are in our early 60s and have a $750K portfolio that is ‘sinking fast.’ But we want to pay for our daughter’s medical school. Who can help us figure this out?

Have an issue with your financial adviser or looking for a new one? Email [email protected]. Getty Images Question: We are in our early 60s and have a roughly $750,000 portfolio that is sinking fa...

‘They continue to climb.’ Many savings accounts are now paying upwards of 4%. Is it time to ditch your current bank?

Americans haven’t seen yields like this in nearly 15 years, pros say. That said, your average bank isn’t paying much. Getty Images Despite the Fed raising rates multiple times over the past year, most...

15 dividend stocks whose 5% to 10% yields appear safe in 2023 and 2024 by this analysis

Corrected dividend stock screen table, because Hanesbrands had eliminated its dividend on Feb. 2. See note above table. If you are investing in dividend stocks, the last thing you want to see is a com...

‘And then 2022 happened’: I borrowed $500,000 from friends and family to invest in the stock market, foolishly promising a 10% return. Can I avoid legal action?

Dear Quentin, I am a budding options/futures trader with my own sole proprietor investment business.  Heading into 2022, I took on a large cash infusion of $500,000 from friends and family under the g...

How to retire rich — even if you just got wiped out

The Wall Street Journal published an article over the weekend about all the millennials and Generation Z “zoomers” who have fled the markets after getting crushed in the 2022 rout. One was 25-year-old...

Suze Orman says this is the $1-$2 mistake that can ‘creep into’ too many of your financial decisions — and it could cost you tens of thousands of dollars

Finance guru Suze Orman recommends asking yourself: “Are your needs as inexpensive as possible?” Getty Images for WICT Saving a dollar or two here and there may seem trivial, but finance guru Suze Orm...

‘I really need help.’ I have $580K in retirement savings, but can’t find a financial adviser because the ones I spoke to want clients to be richer than me. What should I do? 

Have a question about your financial adviser or looking for a new one? Email [email protected]. Getty Images/iStockphoto Question: I’m in Maryland and could use a financial planner for my Roth IRA...

AI Stocks Are Soaring. It’s a Feeding Frenzy That Won’t End Well.

Investors are in a feeding frenzy over artificial-intelligence software plays, and you have to think this isn’t going to end well. You can date the start of the AI stock craze to the Nov. 30 launch of...

Why Biden’s 4% buyback tax could boost stock prices and dividends

The Biden administration’s new stock buyback tax will have little impact on the overall stock market. It might even actually help it. I’m referring to the new 1% excise tax on share repurchases that w...

Biden targets stock buybacks — do they help you as an investor?

There seem to be two camps when it comes to stock buybacks. On one hand, share buybacks can reduce a company’s share count, which increases profit per share and hopefully supports a rising stock price...

‘I am watching my inheritance evaporate’: My brother and sister constantly hit our parents up for money. What can I do to stop this?

I am 46 and single. I have a good job and own my own home but live modestly. I have been fortunate not to have had to ask my parents for anything over the years. My brother and sister, by contrast, ha...

The stock market is a ‘drunken psycho.’ Why this hedge-fund manager is shorting some of the market’s biggest stocks.

Stocks are struggling for traction ahead of a few words from Fed Chair Jerome Powell, who will make his appearance this afternoon, just days after moonshot jobs data. Our call of the day from the pres...

Here’s exactly when the majority of families start saving for college — but experts say that’s simply not good enough

Indeed, should you pull a Swift one and start thinking about your kids’ college — or even saving for it — before your kids are born? Valerie Macon/Agence France-Presse/Getty Images Taylor Swift, with ...

We’re retired and recently lost $100K from our portfolio. Our adviser said ‘we could lose another $100K in 2023.’ Is that crazy? 

Should you decide to switch advisers, be clear about your expectations and get a good understanding of the new adviser’s investment philosophy. Getty Images/iStockphoto Question: I retired in October ...

C3.ai, BigBearAI, and SoundHound Stock Are Soaring in an AI Feeding Frenzy

Investors are in a feeding frenzy over artificial-intelligence software plays, and you have to think this isn’t going to end well. You can date the start of the AI stock craze to the Nov. 30 launch of...

Retiring in a bear market can be catastrophic — working one more year can make a huge difference

Timing, apparently, is everything. Especially when it comes to retirement. Retiring in a bear market can harm your portfolio for the long-term, even if the market eventually recovers, according to a n...

Market strategist David Rosenberg: U.S. stocks will drop 30%. Wait to buy them.

David Rosenberg, the former chief North American economist at Merrill Lynch, has been saying for almost a year that the Fed means business and investors should take the U.S. central bank’s effort to f...