I am 60 and plan to retire in March. I have $113K in my 401(k) and no other savings, but  I will get an early retirement package of 9 months salary. Should I get a pro to help me? 

Question: I am accepting an early retirement offer from my long-term employer of 24 years. In March of 2023, I will retire and receive nine months of salary as well as my benefits. During this time I ...

Why a Long-Term Investor Is Sticking With Tesla and Cloud Shares

Everything about the investment approach at Baillie Gifford screams patience. Founded more than 110 years ago, the Scottish portfolio management firm, which oversees $250 billion, is a believer in the...

This ‘crazy’ retirement portfolio has just beaten Wall Street for 50 years

You could call it crazy. You could call it genius. Or maybe you could call it a little of both. We’re talking about a simple portfolio that absolutely anyone could follow in their own 401(k) or IRA or...

Looking for clues about iPhone supply? Ask AT&T, Verizon and T-Mobile

How have iPhone sales have fared in the wake of production constraints on high-end models? Wall Street likely won’t get a clear answer until Apple Inc. reports earnings later this month, but some publ...

Dow ends down nearly 350 points after jobs data, hawkish Fed comments hammer stocks

U.S. stock indexes ended another choppy session in the red on Thursday as investors digested a fresh batch of labor-market data and hawkish commentary from Federal Reserve officials, while looking ahe...

‘I can no longer be an executive at a high level’: Workers with disabilities, including long COVID, are finding their place as companies become more flexible

Dana Pollard started a new job at the end of 2022, after spending three years recovering from a 2019 stroke. Pollard, 56, lives in Fort Worth, Texas, with his wife. After the stroke, he could not reco...

‘A friend advised me to find a husband’: I’m nearly 50 and close to retiring. Would it be a mistake to marry and commingle my finances?

I’m a single female in my late 40s with no children. At 50 years old, my federal agency will allow me to retire with a full pension. I’m planning to, as I have a significant amount saved in my thrift ...

‘Am I crazy?’ I’ve paid my fiancée rent for 9 years and spent $10,000 improving her home. She’s also listed on my health insurance. What would you do?

I have a situation that is causing a lot of issues in my relationship. We have been dating for 17 years, have lived together for close to nine years and have been engaged for six.  When I moved into h...

My husband and I rent our second home to our son and his wife. Now we want him to own this house, but keep our 2.5% mortgage rate. How can we do that?

My husband and I bought a second home two years ago, for $160,000, with a 30-year mortgage at 2.5%. We bought it with the sole purpose of renting it out to our son and his new wife.  They were recent ...

Investors who did this one thing survived the markets in 2022

Forget inflation. Forget oil prices. Forget Vladimir Putin’s invasion of Ukraine. Forget layoffs in the tech sector. Forget the yield curve. When I sat down to write about what worked for investors in...

Alibaba Stock Is Soaring. What’s Driving Its Big Move.

Alibaba stock was on a tear Wednesday amid signs that the tough regulatory landscape for Chinese tech stocks—one of two key headwinds facing the sector—is improving. Progress has put investors on a bu...

Opinion: It’s time to buy I-bonds again. Here are 3 ways to maximize your $10,000 inflation-fighting investment.

The once-obscure Treasury investment soared in popularity last year because of its enticing inflation-adjusted rate, which peaked at 9.62%. That leapfrogged bank deposit accounts and completely trounc...

Why this Japanese idea can lead to a more fulfilling retirement

Typical New Year’s resolutions, financially speaking, tend to be things like:” I’ll save more,” “I’ll reduce debt” or “I’ll become smarter about investing.” I’d like to offer a different one for 2023,...

I want to retire in 4 years on $3,100 a month. Is this enough, and do I need a pro to help? 

Getty Images/iStockphoto Question: I’m retiring in four years at $3,100 a month income, per my calculations. How can I stretch this amount as far as possible, and should I hire a professional planner ...

AMC CEO Adam Aron will not sell more stock ‘any time soon,’ tells investors, ‘I ride with you’

AMC CEO Adam Aron has told investors that he will not sell more of the movie theater chain’s stock “any time soon,” telling investors, “I ride with you.” “About 2/3 of my total pay is in stock not cas...

Workers in California and Washington State will get more pay transparency

Do you know how much your job is worth? Millions of Americans are finally getting the answer.  Starting Jan. 1, California and Washington state will require employers to include pay ranges with their ...

My wife and I live ‘an average life’ in the Bay Area making $320K. Last year, we bought a house for $200K over asking — now we don’t want to live in it. Should we get professional help?

Getty Images/iStockphoto Question: I was a victim of FOMO during the housing market craziness and bought a house for $200,000 over the asking price. Now house prices are coming back to reality, and I ...

Do these 15 things in 2023, and you’ll be significantly richer

Make 2023 the year you commit to saving more. Getty Images I wrote about saving money a lot in 2022, and that meant I saw a lot of ways that people suggest you save money. Most of them, quite frankly,...

Opinion: Crypto insurance is nearly nonexistent, so you’ll have to rely on common sense

If only your bitcoin could catch on fire — literally — then it might have a chance of being covered by insurance. For property, fire is a straightforward hazard. But it’s probably the one big thing th...

Here’s a New Year’s resolution: resist the temptation to bet on the top mutual fund of 2022

Beating the stock market is not that big of a deal. What’s really impressive — and what you should be looking for when using performance scoreboards to choose a mutual fund — is one that has beaten th...

How to get a personal loan with bad credit: Can you get one, and should you?

Getty Images/iStockphoto Even if you have a low credit score, you may still qualify for a personal loan — but “if you’re in this situation, you should be prepared to pay a higher interest rate and pot...

Business Disruptions Wane as Some Industries See a Return to Normal

After more than two years of pandemic-related upheaval, businesses in many corners of the economy are seeing their Covid disruptions recede. Supply-chain disruptions have eased. A lack of semiconducto...

These money and investing tips can help you ring in a profitable new year

Don’t miss these top money and investing features: Sign up here to get MarketWatch’s best mutual funds and ETF stories emailed to you weekly! INVESTING NEWS & TRENDS The stock market has been rang...

Fund a Roth 401(k) if You’re in a Low Tax Bracket. Here’s Why.

If you’re not earning big bucks this year, consider saving money in a Roth 401(k) instead of a traditional 401(k). Roth contributions make sense when your current tax rate is less than your rate in re...

Will 2023 finally be a good year to buy a home? Read this before making a decision.

The housing market is nothing if not unpredictable. Mortgage rates have skyrocketed, and the market has taken a beating. But don’t expect 2023 to turn into a buyer’s market just yet, housing experts s...

The Craziest Moments From the Longest Tech Boom (So Far)

It’s been a singular year for tech, one that marked the apparent end to a heady, madcap boom that changed how we think about the industry.  Over the past dozen or so years, a tidal wave of money poure...

Acacia Research says inquiry found former CEO may have misused funds

Acacia Research Corp., a company that buys other companies, and its former chief executive are in a fight that involves allegations of potential misuse of corporate money. Acacia ACTG, -1.17% on Frida...

Bahamas Regulator Says It Seized $3.5 Billion in FTX Crypto Assets

Bahamas securities regulators said they seized digital assets valued at $3.5 billion from FTX’s local operation in mid-November as the cryptocurrency exchange spiraled toward collapse, a figure that F...

These 3 Sectors Have Had a Good Run. They Still Look Strong for 2023.

Yes, the stock market can always get worse—and that means three of this year’s best-performing sectors could continue to outperform in 2023. After a punishing 2022, Wall Street isn’t expecting the sit...