CD rates are higher, but should you put your cash in them? Consider your goals.

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13 Investment Moves to Pump Out Income as Interest Rates Rise

Text size The Federal Reserve building in Washington. Graeme Sloan/Bloomberg Interest rates have further to rise amid persistent inflation, while the labor market remains too strong for its own good. ...

Opinion: Americans are feeling poorer for good reason: Household wealth was shredded by inflation and Fed tightening

U.S. households’ real wealth plunged at a record 20.9% annual rate to $143 trillion in the second quarter of the year, with modest gains in home values offset by high inflation and a big selloff in th...

Al Gore’s Firm Bought Up Microsoft, Shopify Stock

Text size Al Gore’s investment firm, Generation Investment Management, made big bets on Microsoft and Shopify stock. Ian Forsyth/Getty Images Al Gore’s investment firm recently made some big cha...

5 tips for retiring in a volatile market

Retiring is usually accompanied by celebrations and relaxation, but recent market volatility is adding a measure of doubt for those nearing or at the start of their retirement. That volatility, couple...

Here’s What a $2 Million Retirement Looks Like in America

For many Americans, retirement advice is limited to encouragement to save more or warnings that they haven’t saved enough. But most people get little guidance or give little thought to what to do with...

Julian Robertson on how to make money — and avoid going bankrupt — in the stock market

Julian Robertson, the billionaire founder of hedge fund Tiger Management, has died at age 90. Robertson was a value-style investor who mentored, and invested with, a new generation of money managers a...

Shoppers Are Getting Cheap. Here Are Stocks to Buy in a Trade-Down Economy

I regret buying a twin pack of 40-ounce ranch dressing jugs this past week. It’s not that I over-ranched—the warehouse club industry was built around rewarding extreme condiment commitments with low u...

Why target-date funds may sabotage your retirement

If you’re like most of the 30 million or so people investing in a target-date fund mutual fund inside your retirement account, you’ve likely adopted a set-it-and-forget-it attitude toward your nest eg...

‘I’m in a very lucky position’: I will receive a $300,000 inheritance. Should I pay off my mortgage or invest the money?

I currently owe $300,000 on my house with a 2.5%, 30-year mortgage. I am maxing out my retirement accounts — IRA and 401(k) — and looking to retire in less than 10 years. I will receive an inheritance...

Duke Energy Sees a Bright Future for Nuclear Power

I figured I’d put the uranium rods near the basketball hoop. Water from the nearby garden hose would serve as both the coolant and the moderator, slowing the neutrons enough to keep my chain reaction ...

Want Steady Monthly Income? These Funds Offer It, With Some Risk.

Text size The sharp selloff in the credit markets during the year’s first half has created some attractive opportunities. Dreamstime.com Trickle-down economics lives on for individual investors trying...

Opinion: Fidelity’s bitcoin move getting all the wrong publicity

What would Ned Johnson do? The late, great Fidelity Investments honcho built his family’s Boston-based money management firm into one of the biggest in the world over the course of a long career. John...

Public pension hole now $11,000 per U.S. worker

Top state and local pension funds lost $250 billion on the markets during the month of June and are down more than $600 billion for the year, according to a new study. The 100 biggest public sector pe...

Have retirement savers been fooled by the bull market?

Today in Weird Retirement News: 75% of those currently saving through a workplace plan, such as a 401(k), are apparently expecting to make it through their entire golden years without even having to t...

The Upper Middle Class Is Getting Squeezed

By Dion Rabouin | Photographs by Dina Litovsky for The Wall Street Journal July 25, 2022 5:30 am ET Mark Yu had a profitable pandemic. Like many Americans, he added to his savings and pulled in big ga...

The Bear Market Has Brought ‘Fear and Uncertainty’ for Gen Z. How They’re Coping.

Ella Gupta made her first investment when she was 10. With the help of her parents, she took half the profits of her bracelet-making business and invested in the stock market. At 14, she opened a Roth...

I’m 40 and married with 2 kids. How aggressively should I invest my money right now, and should I own crypto? Here’s what 5 financial advisers told him to do now.

Should crypto be a part of your overall investing strategy? Getty Images/iStockphoto Question: I’m 40, married with two kids and gainfully employed. I’m wondering how aggressively I should be investin...

TIPS, I Bonds Are Smart Ways to Buy Inflation Protection

Illustration by Liam Eisenberg Text size As a consumer, it is almost impossible to escape the ravages of inflation, which rose at a 9.1% clip in the 12 months ended June, based on the U.S. Consumer Pr...

We have $1.5 million we don’t intend to ever use in retirement – how do we invest it if we plan on giving it to our kids one day?

I’m 59 years old, and my wife is older (retired early). I will be retiring next year after 40 years of Naval service and government contracting.  After the recent market crash in 2022, we still have a...

‘I feel like I’m investing just to afford taxes and broker fees.’ I’m 72, have a cushy amount of money invested and was withdrawing 4% a year, but once I pay fees and California taxes that won’t be enough. Should I ditch my financial adviser?

How to figure out if your adviser is worth what they’re charging you. Getty Images/iStockphoto Question: I have a comfortable balance in my investment account but have a question about only taking out...

Bear Market Have You Down? Here Are 3 Tips for Managing Anxiety During Tumult.

While investors and retirement savers grapple with a host of stressors from a bear market to surging inflation, financial advisors and psychologists say there are steps to take to ease anxiety. Illust...

A psychologist’s 5 steps to stop panicking about your 401(k)

In the fall of 2008, when global stock markets were imploding, I happened to be in New York. I switched on the TV in my hotel room and saw financial commentator Suze Orman on Larry King Live. She took...

How Corn and Soybeans Affect These 3 Biodiesel Stock Plays

Beans and corn have caught my attention, and this time it’s not just because ShopRite put summer succotash on sale. Prices for America’s two biggest cash crops are well off recent highs. Corn is down ...

Your retirement portfolio is fundamentally flawed: GMO

All across America, retirees and near-retirees are reeling. They were assured by simplistic “McMoney” financial advisers that bonds were “safe,” that bond returns were steady and predictable, and that...

Watch out — this one mistake could cost you thousands when you rollover your 401(k) to an IRA

Here’s a pro tip that can hardly be said often enough. When you change jobs and you think about rolling over your old company’s 401(k) to an IRA…watch out for all the extra fees. “Thousands of dollars...

Here’s how much the average working boomer has saved for retirement

Three news items that say a lot about the retirement crisis facing Americans and what we can do about it—if we want to. The first is a survey of 1,000 working Americans conducted recently showing much...

Meet the ‘unluckiest’ stock market investor of modern times

If you’re thinking of pulling your 401(k) out of the stock market, or you’re too terrified to invest more, you need to meet my friend Betty Badluck. Poor old Betty has had the worst luck of any stock ...

Why retiring this year could be a ‘worst-case’ scenario

This is an urgent update for anyone who has recently retired, or who is hoping to retire shortly, and who was expecting to follow one of those simple, time-tested rules for spending down their money d...

The Housing Market Just Hit a Wall. What’s Next for Prices, Brokers, and Builder Stocks.

My summer portfolio strategy is to play the old disco hit “Baby Come Back” while slow dancing with my December brokerage statements. If it works, I have a business idea involving Hall, Oates, and a tw...

3 moves retirement savers can make now to profit from the stock market turmoil

Every crisis is an opportunity. The massive turmoil on financial markets so far this year is no exception. Here are three things that every middle-class American can do with their 401(k), IRA or other...