How to invest in the stock market and never lose money

Fixed index annuities are not the only way you can invest in the stock market and be assured of not losing money over the short term. That’s because there’s a do-it-yourself alternative that avoids th...

Nearing retirement? Here’s how to shift your portfolio from growth to income.

Over the decades, perhaps you’ve been very good at saving your money and investing it for long-term growth. But when the time comes for you to stop working or to step back to a part-time job, you migh...

Here’s why you should be worried about state and local pensions

America, about 26 million people across America are relying on state and local pension plans to take care of them in their retirement years. That figure includes 15 million retired teachers, police of...

Municipal bond yields are attractive now — here’s how to figure out if they are right for you

This has been an unusual year for financial markets, with stocks and bonds falling in tandem. For bonds, the declines mean yields have become viable again for income investors who over the previous de...

These Mortgage-Backed Securities Offer Hefty Yields, Mild Risk

Text size Bonds from Ginnie Mae, Fannie Mae, and Freddie Mac are more attractive than Treasuries or corporates. David Paul Morris/Bloomberg Move over TINA, it’s time for TARA. The latter stands for “T...

Munis Have Slid This Year as Investors Bail Out. They May Be a Bargain Right Now

Municipal bonds have taken a beating this year as investors retreat amid rising interest rates. The market, however, could be poised for a comeback thanks to unusually attractive relative yields and s...

Missed the Dip in Stocks? Where to Find Yields of 3% to 6%.

I sneezed, and missed the buying opportunity in stocks. The S&P 500 was down 13% at one point this year. It ended the first quarter with a loss of just 4.6%, including dividends. But all of the ba...

Worried About Inflation? Check Out This 7% Treasury Savings Bond.

Text size The Treasury Building Chip Somodevilla/Getty Images One of the best deals for savers now are Treasury Series I savings bonds now paying a 7.12% interest rate. The savings bonds, available el...