Mortgage rates hit 6%. Here’s one way to pay about 4%, but there’s a catch

The latest mortgage rates, and how home buyers can save money. Getty Images Mortgage rates continue their upward march, with 30-year fixed rate mortgages crossing the 6% mark this week, Bankrate data ...

3 markets in which housing is more affordable than its historical average

Here’s where housing is relatively affordable. Getty Images Home prices have skyrocketed in recent years, with CoreLogic revealing in its latest report that home prices grew by 20.9% year over year in...

SEC issues investor protection rule charges. How to find a good advisor

Finding a broker or financial advisor you can trust may, at times, seem a daunting task. That’s especially true when investors see sensational stories of brokers fleeing the police in an underwa...

Four value-stock picks from a fund manager who steers clear of the energy sector

Jensen Investment Management follows a simple rule for initial screenings of stocks: Companies need to have achieved returns on equity (ROE) of at least 15% annually, for at least 10 consecutive years...

These 16 stocks in the S&P 500 crumpled at least 9% a day after the Fed raised rates

One day after U.S. stocks got a reprieve as the Federal Reserve lifted its target range for short-term interest rates by 0.75 percentage point, inflation fears built a new wall of worry to send U.S. s...

Scared to check your 401(k) as Dow tumbles? Here’s when you should look — and when you shouldn’t

To look or not to look. That’s the question when people consider checking the balances in their investment and retirement accounts. Maybe ignorance is bliss amid a volatile stock market’s recent seque...

36% of high earners are living paycheck to paycheck

South_agency | E+ | Getty Images More than a third of high-earning American workers feel strapped for cash — a share that has risen dramatically in recent years. Thirty-six percent of U.S. employees w...

Millennial millionaires are delaying home, car purchases due to inflation

Millennial millionaires are temporarily shelving major purchases as interest rates and inflation rise, according to CNBC’s Millionaire Survey. Nearly half of millennial millionaires say higher b...

Retirees Should Gird for a Long Run of High Inflation. Here’s How.

Retirees and seniors who are feeling the pinch of higher prices could be in for a long struggle as inflation shows few signs of peaking. But financial experts say there are some smart strategies that ...

Why Are Oil Prices Down and Gas Prices Up?

Gasoline prices continue to set records even as oil prices are beginning to slip back from their recent highs, leaving many drivers frustrated and perplexed. The American Automobile Association report...

3 crucial financial moves to make now after the Fed’s biggest rate hike since 1994

In a matter of months, it’s become more expensive to carry a credit card balance, a car loan or a mortgage as the Federal Reserve’s interest rate hikes have seeped into borrowing costs. It’s tough med...

Fed’s biggest rate hike since 1994 means millions more homebuyers may be priced out of the housing market

Pity those first-time house buyers. On Wednesday, the U.S. Federal Reserve raised the benchmark interest rate by 75 basis points to a 1.5% to 1.75% range, the biggest increase since 1994 as it tries t...

What the Fed Rate Hike Means for Your Savings, Credit Cards and Loans

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Here’s what the Fed’s highest rate hike in 28 years means for you

What the federal funds rate means to you The federal funds rate, which is set by the central bank, is the interest rate at which banks borrow and lend to one another overnight. Although that’s n...

It’s a daunting time for retirees who face biggest inflation threat, advisors says

MoMo Productions | Stone | Getty Images Retirees and those planning to retire soon are the people most threatened by high inflation, investment managers and financial experts said at CNBC’s Fina...

How raising rates slows inflation

Federal Reserve Chairman Jerome Powell speaks at a news conference following a Federal Open Market Committee meeting on May 4, 2022 in Washington, DC. Win McNamee | Getty Images The Federal Reserve lo...

Warren Buffett gives away $4 billion in Berkshire Hathaway stock as bidding for his last ever luncheon hits $3 million

As bidding for the last-ever chance to lunch with Berkshire Hathaway’s chairman and CEO Warren Buffett reached the $3 million mark, the investing legend himself announced a $4 billion giveaway in stoc...

Opinion: ‘The stock market is not going to zero’: How this individual investor with 70 years of experience is trading the bear market

Not many investors can claim a lifetime of stock-market success. Warren Buffett of Berkshire Hathaway BRK.A, -1.94% BRK.B, -1.39% comes to mind, of course, but what about Warren Kaplan? Who? Kaplan is...

3 moves retirement savers can make now to profit from the stock market turmoil

Every crisis is an opportunity. The massive turmoil on financial markets so far this year is no exception. Here are three things that every middle-class American can do with their 401(k), IRA or other...

Staying on track with retirement, near-term goals amid choppy markets

Rbkomar | Moment | Getty Images Remember better days are coming The best and worst days tend to be clustered together, data from J.P. Morgan shows. If you sell, you may miss the upside — and that will...

IRS boosts mileage rate deductions as gas prices soar to $5 a gallon

Guy Benhamou sends a picture of gas prices to friends while pumping gas at an Exxon Mobil gas station on June 9, 2022 in Houston. Brandon Bell | Getty Images If you’re self-employed or own a sma...

The S&P 500 closed in a ‘bear market’ on Monday. What does that mean?

Traders work on the floor of the New York Stock Exchange (NYSE) on June 10, 2022 in New York City. Spencer Platt | Getty Images There isn’t anything particularly special about the 20% demarcatio...

Crypto crash FOMO? ‘I missed the bus on Bitcoin, but now feel like my time has come. Is it time to go big or go home? I have another 25 years of a boring 9-to-5 job, and I just want out.’

I read a letter from a reader last year who was suffering from crypto FOMO, and I have been following the crypto markets ever since. I felt like I missed the bus on Bitcoin, but now feel like my time ...

Even as crypto craters, it’s still ‘accessible to anyone’: blockchain educator

Cleve Mesidor. Tom Williams | Cq-roll Call, Inc. | Getty Images Even as cryptocurrency craters as it has the past few weeks, it remains an asset class that is accessible to anyone, says a blockchain e...

Is now a good time to do a Roth IRA conversion?

Hello and welcome to Financial Face-off, a MarketWatch column where we help you weigh financial decisions. Our columnist will give her verdict. Tell us whether you think she’s right in the comments. A...

Charles Schwab will pay $187 million to settle SEC robo-advisor claims

The U.S. Securities and Exchange Commission headquarters in Washington on Feb. 23, 2022. Al Drago/Bloomberg via Getty Images Charles Schwab agreed to pay $187 million to settle an SEC investigation in...

Lifetime income illustrations are a ‘wake-up call’ for 401(k) savers

Blackcat | E+ | Getty Images You may get a nasty surprise when you open your next 401(k) statement. These statements generally arrive each quarter, either online or by mail. They provide basic informa...

‘Every month I express my concerns to my adviser, but he says not to worry.’ My 401(k) has lost over 20% and I can’t afford to lose that kind of money. Is it time to find a new adviser?

Every month I express my concerns to my adviser, but he says not to worry and that it will bounce back. Getty Images Question: My 401(k) was doing ok for a while, but since January of this year it has...

I’m the chief economist for the National Association of Realtors. Here are 6 things to know about the housing market now

In this series, we ask a variety of real estate economists what they think buyers and sellers should know about the housing market now. National Association of Realtors As mortgage rates inch upwards ...

New car prices rose again, everyone’s paying over sticker; when will the squeeze start to ease?

The average new car sold for $47,148 in May. That’s not quite the record high prices hit last December. But it’s close — May saw the second-highest prices on record. The average sale price increased b...

These money and investing tips can be your cure for the stock market’s summertime blues

Don’t miss these top money and investing features: Sign up here to get MarketWatch’s best mutual funds and ETF stories emailed to you weekly! INVESTING NEWS & TRENDS How bear markets trick gullibl...