I borrowed $50K for culinary school, but now owe $90K. How do I get out of debt?

How to get out of student loan debt Getty Images/iStockphoto Question: I went to culinary school where I received a bachelor’s degree in culinary management. At the time in 2007, I didn’t know it woul...

I’m 69 and ‘never got a job that paid well.’ How can I tackle student loan debt?

How to get out of student loan debt Getty Images/iStockphoto Question: I went back to college to get my degree after my children had grown up and my mother passed away. I left my job as a corporate ch...

‘My degree has not led to greater income.’ Can I get rid of old student loans?

How to get out of student loan debt Getty Images/iStockphoto Question: I have a degree, and I’ve been paying the student loan for about 25 years. I switched to income-driven repayment in 2011. The loa...

My ex-husband encouraged me to drop out of college after a year, and now I’m struggling to repay my student loans. Is there anything I can do?

It’s also important to make sure you don’t neglect the emotional impact of this situation. Getty Images/iStockphoto Question: I took out a student loan in 2006, but my ex-husband was very controlling,...

I’ve been paying my student loan for 37 years, but now I’m earning $11K a year

How to get out of student loan debt Getty Images/iStockphoto Question: I have a student loan from 1984 that I defaulted on. I am 72 years old and have been paying through a deduction in my Supplementa...

I’m 62 with $100K in student loans and $13K in credit card debt. What can I do?

How to get out of student loan debt Getty Images/iStockphoto Question: I work as a nurse for a small for-profit agency.  I am salaried and have no option for overtime. I only have every other weekend ...

We are both doctors but struggle with $472K in student loans. Can we get help?

How to get out of student loan debt Getty Images/iStockphoto Question: I have $237K in loans and my wife has $235K in loans. We are not currently making any payments [thanks to government relief] but ...

‘Going to college ruined my life.’ I have $85K in student loan debt for my ‘useless degree’ but only make $16 per hour. How can I cope?

I would give anything to go back and not go to college at all. It wasn’t worth it. iStock Question: I am 32 and got my associates degree in occupational therapy. I owe $25,000 in federal student loans...

I have 4 degrees and owe $197K in student loans. What should I do?

How to get out of student loan debt Getty Images/iStockphoto Question: I am 55 and a mental health therapist.  I have $197,000 in student loans that were for four degrees, plus some in Parent Plus loa...

I have $80K in student loans and work 60 hours a week. How can I deal?

How to get out of student loan debt. Getty Images/iStockphoto Question: I’m strapped but want to be free.  I have $80,000 in student loan debt. I work 60 hours a week in 12-hour shifts just to make en...

We took out $55K in student loans and 22 years later, the balance has not budged

How to get out of student loan debt. Getty Images/iStockphoto Question: I graduated in 2000 with about $35K in student loan debt.  My wife also had about $20K in student loan debt.  They were mostly f...

I’m 65 and have $220K in student loan debt. I have a lot of health issues and am only working part-time. Can I somehow erase this debt?

Remember, if you’re having difficulty making payments due to low or no income, you may be eligible for a low or $0 payment by enrolling in an income-driven repayment plan Getty Images/iStockphoto Ques...

My son failed out of school and has $126K in student loan debt. What can we do?

How to get out of student loan debt Getty Images/iStockphoto Question: My son was studying in a pharmacy program and at the end of the last semester, the college kicked him out due to his non-performa...

I now owe 3x what I originally borrowed in student loans. What can I do?

Borrowers with less-than-perfect credit records face challenges while climbing out of debt, and they can get steeper when you’re older because income tends to plateau. Getty Images/iStockphoto Questio...

I cosigned student loans for my daughter, but am now disabled. What can I do?

How to get out of student loan debt Getty Images/iStockphoto Question: I cosigned on a private student loan for my daughter in 2006. Soon afterwards my health deteriorated, and I was granted disabilit...

I graduated college at 40, but defaulted on my student loans. How can I deal?

How to get out of student loan debt Getty Images/iStockphoto Question: I am about to turn 65 and eligible for Medicare. I have a bachelor’s degree in business and organizational communications and an ...

I took out $30K in student loans, but they now total $96K. How is this possible?

How to get out of student loan debt Getty Images/iStockphoto Question: I’d like to obtain advice on tackling student loan debt. I do not have private loans, and I owe approximately $96,000. I’m so con...

I took out student loans for my now-imprisoned son. I owe $50K. Please help.

From student loan forgiveness to refinancing, some options to consider. Getty Images/iStockphoto Question: I just turned 60 and will probably have to work 20 more years. I currently owe about $50,000 ...

I’m an attorney with more than $200K in student loans. How should I handle this?

Getty Images/iStockphoto Question: I’m an attorney with over $200,000 in federal student loan debt, and I desperately want to file for bankruptcy on these loans. I’m on an income-driven repayment plan...

I only make $41K a year, but owe $189K in student loans. What should I do?

Advice for paying down student loans Getty Images/iStockphoto Question: “I will owe about $189,000 on my student loans when repayment starts. I’m so stressed. I got let go from my job and lost my apar...

I’m a teacher, still live with my parents, and have $103K in student loan debt, which is more than 2x my salary. What are my options?

Getty Images/iStockphoto Question: “I’m a 33-year-old fourth-year teacher earning $41,098 a year before taxes with about $103,000 in student loans. I still live with my parents because I can’t afford ...

I’m a 60 and took out student loans for my child. I owe $36K. What should I do?

Getty Images/iStockphoto Question: I’m a U.S. Army veteran, and I’ve been paying the loans I took out to send my child to college, but the interest was crushing from day one. I’m 60 and I don’t know i...