Do these 15 things in 2023, and you’ll be significantly richer

Make 2023 the year you commit to saving more. Getty Images I wrote about saving money a lot in 2022, and that meant I saw a lot of ways that people suggest you save money. Most of them, quite frankly,...

How to get a personal loan with bad credit: Can you get one, and should you?

Getty Images/iStockphoto Even if you have a low credit score, you may still qualify for a personal loan — but “if you’re in this situation, you should be prepared to pay a higher interest rate and pot...

‘Less education can be worth more.’ While college grads have a net worth about 5x higher than high school grads, here’s what can matter even more than that college diploma

The average college graduate has a net worth about four times greater than someone who started but didn’t finish college, and about five times greater than someone with just a high school diploma. Get...

Amid inflation and recession fears, 10 money moves you should make in 2023

Getty Images/iStockphoto While inflation is cooling, projections still point to elevated consumer prices next year. What’s more, recession threats remain high, unemployment may rise and investors are ...

Queen Latifah – worth an estimated $70 million – got this money savings advice from her mom. Pros say more of us should follow it, too: ‘The best part is it scales the more you make.’ 

BEVERLY HILLS, CALIFORNIA – OCTOBER 22: Queen Latifah attends TheGrio Awards 2022 at The Beverly Hilton on October 22, 2022 in Beverly Hills, California. (Photo by JC Olivera/Getty Images) Getty Image...

LeBron James — now worth an estimated $1 billion — learned this simple lesson about saving money early in life. Pros say far more of us need to learn it too.

Lebron James Getty Images Basketball star and businessman LeBron James is now worth an estimatd $1 billion, according to Forbes, but the Ohio-native didn’t grow up wealthy and his family struggled to ...

1 in 4 Americans made this money move this year, and it has Suze Orman “worried” — but for some of you, it’s actually a lucrative move

Suze Orman Getty Images Finance guru Suze Orman isn’t shy about sharing her distaste for credit cards. In a blog post earlier this year, she wrote that more than a quarter of Americans surveyed said t...

‘Cash-stuffing’ has 700 million+ views on TikTok. How it can help you save more

What is cash stuffing? Getty Images/iStockphoto Thanks to a mild obsession with so-called “cash stuffing” — which has racked up more than 700 million views on TikTok — Gen Z has made an old-school mon...

‘I wish someone had warned me not to take my current job.’ 1 in 5 employees now reports being ‘miserable’ at work. Sound familiar? If so, this may be the No. 1 money move to make now

Workers are miserable these days Getty Images/iStockphoto Nearly 1 in 5 workers reports being miserable at work, according to Gallup’s recent “State of the Global Workplace: 2022.” And a global study ...

In mid-November, mortgage rates saw their biggest decline since 1981. Here’s what 6 pros say will what happen next

The latest mortgage rates Getty Images/iStockphoto For most of 2022, the trend of mortgage rates was generally up and then up some more. But in mid-November something big happened: Thanks to better-th...

The simple question Dave Ramsey says you must ask yourself to determine if you have enough savings right now

How much should you be saving in your emergency fund? Getty Images/iStockphoto You need an emergency fund, especially in trying times like these, but just how much should go in that fund? For his part...

These are the $30,000 questions you need to ask yourself if you want to get richer, says personal finance guru Ramit Sethi (and psst: pros say he’s got a point)

When it comes to building wealth, entrepreneur Ramit Sethi says it’s important to focus on the bigger picture. Getty Images No, it’s not about the latte — well, at least according to Ramit Sethi, entr...

More than 1 in 4 workers making $200K or more now say they live paycheck to paycheck. So even rich people are struggling to save, and pros offer 3 solutions

As many as 93% of rural and 92% of urban consumers say they’re noticing higher prices due to rising inflation, according to a report. Getty Images/iStockphoto Making bank doesn’t mean you have loot sa...

After her accountants pulled her aside, supermodel Tyra Banks — worth an estimated $90 million — realized she was doing this money move ‘to a fault.’ Ironically, some pros say it’s a mistake you should make too

Tyra Banks Getty Images for TIME Tyra Banks is worth an estimated $90 million, according to CelebrityNetWorth.com, but the supermodel and businesswoman, who grew up pinching pennies, admitted to Money...

Suze Orman says there is ‘no substitute’ for making this simple money move — and it’s now more lucrative than it has been in over a decade

Suze Orman Anna Webber/Getty Images For financial guru and best-selling author Suze Orman, savings is not only essential, it can help you “sleep better” and “live a better life.” (And thankfully, some...

Here’s exactly where ‘whiplash-inducing’ mortgage rates are headed this year, according to 6 economists and real estate pros

Where are mortgage rates headed? Getty Images Rates are trending upwards, pros say. Indeed, many pros say estimate that the Federal Reserve will raise interest rates in November and December. And for ...

Americans are running towards the safety of cash — but here are 3 ways they could screw that all up, pros say

Mistakes Americans may be making with their savings Getty Images With markets down and a potential recession looming, investors are running for the safety of cold, hard cash. Indeed, they’ve sidelined...

Want to get richer? You may need to stop looking at saving money like this, and start viewing it like this instead

While some experts say saving aggressively, early and often, is the best way to prepare for retirement, many economists suggest “savings rates should on average be low or negative early in life, high ...

The ‘unexpected’ thing Americans now blame their credit-card debt on

Experts like Suze Orman and Dave Ramsey stress the importance of an emergency fund — and it can help prevent you from going into credit card debt. Getty Images Americans’ credit-card debt rose to $887...

How much should I save each month?

How much should you be saving in your 20s, 30s, 40s and 50s? Getty Images/iStockphoto You know you should save, but (yikes!), just what is the right amount? While there is no perfect answer, there are...

He raked in $990K playing in the NFL last year, teaches finance at UPenn, and interned at UBS. And he’s got a simple piece of money advice we all may need to hear right now.

“A healthy emergency fund typically contains three to six months’ salary or living expenses, but as always, you have to assess your situation and save as much as you reasonably can,” says NFL lineback...

Here’s how much Shark Tank star Kevin O’Leary says you need in savings right now (and psst: it’s a lot less than Suze Orman recommends)

Shark Tank star and investment mogul Kevin O’Leary says keeping large sums of money in a low-interest savings account is a big mistake. (Photo by Dia Dipasupil/Getty Images) Getty Images Rates on high...

Here’s exactly how much Suze Orman and Dave Ramsey say you need to save right now (and psst: most of you are falling short)

Personal finance experts Suze Orman and Dave Ramsey both recently upped the amount of emergency savings they recommend you have. Getty Images High-interest savings accounts are now paying significantl...

1 in 5 retirees don’t see this expense coming — or its $315,000 pricetag

Close up of a senior couple having breakfast and doing bills istock Only about one in four retirees has not experienced any kind of shock event in retirement, according to a study from the Society of ...

Mark Cuban has repeatedly given this simple piece of money advice — and it’s more lucrative to do it now than it has been in over a decade

Billionaire Shark Tank host Mark Cuban Getty Images for Vox Media Billionaire Mark Cuban believes in saving for emergencies. In 2017, Cuban told Vanity Fair: “If you don’t like your job at some point,...