‘What are the chances? I retire and the stock market crashes. All my plans are upside down.’ I want to draw on my 401(k) to renovate my new home. What options do I have?

Dear Quentin, I’m due to retire in two months and I have already moved to my new home in the sun. I have not sold my apartment in a major U.S. metropolitan area on the east coast, as I wanted to see h...

We want to retire in a few years, and have about $1 million saved. Should I move my money to a Roth, and pay off my $200,000 mortgage while I’m at it?

Dear MarketWatch,  I’m 64 and my husband is 62. We plan to work until he is at least 65, so three or four more years. We have about $1 million total in various accounts, but my own IRA has $400,000 in...

Is Japan open to travelers? Some locals not ready to reopen borders

As countries across Asia reopen to international travelers, Japan — one of the continent’s most popular destinations — remains firmly closed. That may soon change. Prime Minister Fumio Kishida a...

‘We do not plan on getting married’: I’m moving into my boyfriend’s home. He bought it a year ago and paid off 25% of his mortgage. How do I get a stake in his home that’s fair to both of us?

My boyfriend and I would like to move in together in the next year or so. He bought his house about a year ago, and he has paid off about 25% of it. We both would like for me to gradually become a par...

Lucid Makes a Bold Decision to Solve A Big Problem

Lucid Group  (LCID) – Get Lucid Group, Inc. Report tries to send positive signals.  The electric vehicle manufacturer, whose main shareholder is Saudi Arabia’s sovereign wealth fund Public...

Ford Might Have Very Bad News for Rivian

The first quarter was very tough for Rivian  (RIVN) – Get Rivian Automotive, Inc. Class A Report and its shareholders.  The latter saw the value of their stake melt away as shares of the upstart...

‘She has no ambition’: I’m 41 and make $100,000. I’m buying a home before getting married. My fiancée earns $50,000 and has $20,000 in student debt. What’s a fair prenup?

I have been in my current relationship for almost three years. I’m a young woman, 41, have a great, stable career and make about $100,000 a year. I am ambitious and my prospects have me increasing my ...

The Fed raised interest rates – what to do now with your retirement portfolio

Inflation is rising, the stock market is volatile and now the Federal Reserve has raised interest rates – but investors, as always, should steer clear of any major changes, financial advisers said.  T...

‘The pandemic boom in home sales is over’: Mortgage rates soar to highest level since 2009 as the Fed pressures the housing market

Mortgage rates are skyrocketing thanks to the Fed, but buyers who can tough out this difficult, changing market will be rewarded. The 30-year fixed-rate mortgage averaged 5.27% for the week ending May...

Opinion: Once richly valued, ‘unicorn’ startups are being gored and investors and funders have stopped believing

When Homer Simpson was asked, “How are we going to get out of this hole?,” he replied, “We’ll dig our way out!” Many people who find themselves in holes they can’t climb out of think that the solution...

6 things to know before you jump into retirement

I’m six months into my retirement from the corporate world. How are things going? Any regrets? Any big surprises? No regrets, for sure. I knew that leaving the workplace at age 61 would be a trade off...

‘My aim is to have a net worth of at least $100,000’: I’m 29 and live with my mom in a rented mobile home. I have a $25K emergency fund and $26K in a Roth IRA. What do I save for next?

I am doing OK financially as a single 29-year-old who unfortunately is still roommates with my mom. We split everything down the middle and I mainly stay with her since it is very expensive to live on...

Rivian Has News That May Ease Concern Among Investors

Rivian  (RIVN) – Get Rivian Automotive, Inc. Class A Report is trying to break a bad streak.  As athletes well know, a few subpar performances can undermine morale. They train, repeat that they&...

Tim Hortons forecasts another year of Canadian same-store sales growth

Restaurant Brand International restaurants’ Tim Hortons and Popeyes. Randy Risling | Toronto Star | Getty Images Tim Hortons is anticipating Canadian same-store sales growth in the mid-to-high s...

How to teach your kids to have a healthy relationship with money

Many parents intend to teach their children to have a healthy relationship with money but end up falling short — even though a majority say personal finance lessons are best taught at home. Some 83% o...

CNBC survey will reveal readers’ favorites

Business people are getting out and about again. And they’re looking for places to stay. More people are traveling for business meetings and industry events now than at any time in the past two ...

Should I join a group tour alone?

Everyone told me not to travel solo during a pandemic. Especially not to learn snowboarding, a sport that not all travel insurance policies cover. It didn’t help that I wanted to visit a country...

Tesla Has Some Bad News for Its Investors and Fans

Tesla’s  (TSLA) – Get Tesla Inc Report investors and fans will have to wait — patiently or not.  Many of them had May 2 marked on their calendars as the date on which the manufacture...

‘I think we’re in the final innings.’ Pimco’s Kiesel thinks the housing market has hit its top

Mark Kiesel is thinking of selling his California home and becoming a renter. Families looking to buy a home make want to take heed. Kiesel, who serves as global credit chief investment officer at Pim...

Amazon and Ford Have a Big Problem They Can’t Control

Amazon  (AMZN) – Get Amazon.com, Inc. Report and Ford  (F) – Get Ford Motor Company Report operate in two different sectors.  The first is in online commerce, streaming, sport and, above a...

The Cruise Crowd Is Back, Even if Investors Aren’t. Here’s Why It May Be Time to Take a Plunge.

Few sectors absorbed as much pain as the cruise industry during the pandemic, which shut down sailing operations in the U.S. from March 2020 through last June. Shares of the big three cruise operators...

‘Buyers of a median-price home are looking at a monthly mortgage payment that is almost 50% higher than it was a year ago.’ The 30-year mortgage rate dips slightly to 5.1%

The interest rate on the country’s benchmark mortgage product edged downward for the first time since early March, but that doesn’t mean the housing market will see a reprieve. The 30-year fixed-rate ...

Americans view Asian nations as safer for travel now than 4 years ago

A new study shows American travelers view many Asian nations as safer travel destinations now than they did four years ago. South Korea, Singapore, Thailand, Japan, China and Vietnam rose in the annua...

‘I’m spending a fortune on home maintenance. I realize my second husband is essentially living in my house for free’: What is a fair way to split costs?

I am a retired 62-year-old woman. I was widowed in 2006 at the age of 46 and raised my two children (now 24 and 27) on my own. I used my husband’s life insurance money (about $500,000) to maintain our...

As office hours return, how to buy new work clothes on a budget

Alxeypnferov | Istock | Getty Images As more people head back to the office, they may not be able to rely anymore on their work wardrobe from more than two years ago. Their tastes or size may have cha...

STEPN, Web3’s lifestyle app, left exposed by blockchain security firm

Web3 lifestyle application STEPN was exposed by Peckshield  The blockchain security firm uncovered the presence of various phishing sites for STEPN app  Programmers embed a manufactured MetaMask progr...

Hackers Infiltrate Popular Web3 Lifestyle App, Stepn

– Advertisement –   Blockchain security firm alerts crypto users about Stepn phishing sites. Popular blockchain security firm, Peckshield, has revealed that there are now several phishing ...

Elon Musk Brings Internet Service Someplace Surprising

Last month, Jonathan Hofeller, vice president of Starlink commercial sales at SpaceX, Elon Musk’s aerospace company, declared that “connectivity on airplanes is something we think is ripe ...

Facebook Is Broken. Execs Say a Fix Won’t Come Fast.

Meta Platforms, the former Facebook, has come under heavy fire from Congress, regulators, and even its own users, but there has been nothing like the crisis it now faces. Its core business is decelera...

Stocks got clobbered Friday. Here’s why investors should focus on the long game

The stock market ended a volatile week on a gloomy note Friday, with the three major U.S. indexes plunging as investors got tripped up in worries like inflation, the Fed’s fight against it and fears o...

‘I feel deceived’: After 20 years of paying my student loan, I discovered I don’t qualify for forgiveness. My loans total $167,000. What can I do?

I took out loans for professional/graduate school during the years 1993 to 1996. I took out about $54,000 in loans. In 2002, I consolidated all my federal loans. The balance is approximately $167,000....

How to prepare your finances for another recession: ‘We think a hard landing will ultimately be unavoidable’

Two years after the short, sharp pandemic-related recession, Wall Street is once again warning of a new recession on the horizon. That’s not a lot to go on, but financial-planning experts say it ought...