We have 25 years until retirement and are saving 25% of our income — are we doing it right? And are we saving too much?

My wife, 33, and I, 40, have our own 403(b)s, Roth accounts (maxing their contributions this year for the first time) and pensions as part of our retirement plan.  My wife contributes 14% of her pay t...

Tesla Rival Rivian Considers a Major Move

Rivian ( (RIVN) – Get Rivian Automotive Inc. Report) is preparing for the tough times ahead.  The young manufacturer of electric vehicles, considered one of Tesla’s ( (TSLA) – Get Te...

Opinion: Medicare is broken — and not in the way you might think

For nearly every retiring American, Medicare is both universal and universally complex. Yet, Medicare is broken – and not in the way most people think.  Every few years, news organizations raise the a...

Toyota Loses Big Advantage to Tesla and GM

Toyota  (TM) – Get Toyota Motor Corporation Report is on one knee.  The Japanese automaker has enjoyed a big advantage for a long time, enabling it to seduce consumers interested in less polluti...

The DOL has a new IRA rollover rule for advisers to follow

IRA rollovers are common, whether they’re from an old 401(k) or just one account to another, but a newly implemented Department of Labor rule says financial advisers suggesting the move have some expl...

What’s required to travel to Thailand? Only one Covid document now

Travelers wondering what it’s like to visit Thailand now may be interested to know the country is “allowing almost everything” again. That’s according to the Tourism Authority ...

Car quality is slipping: These are the brands with the most and least complaints, study finds

New car owners are experiencing more problems in the first 90 days of ownership than ever before. Buick took the top spot in the 2022 J.D. Power Initial Quality Study, but the headline isn’t the winne...

Gas prices edge down just in time for July Fourth travel — here’s why

It’s a cool breeze during a hot moment, but it’s not the summer weather. As record-breaking numbers of Americans pack their cars and travel to Fourth of July barbecues that will cost them more than la...

A Walk-to-Earn Lifestyle App – crypto.news

STEPN (GMT), an innovative GameFi platform on the Solana blockchain, provides users with unique opportunities of participating in play-to-earn game and other innovative fitness solutions consistent wi...

Apple Stock Is Under Pressure. Why Its Earnings Could Trigger a Rebound.

Text size Apple stock has fallen 23% so far this year. Getty Images Investors are feeling a little jittery about Apple stock, and for logical reasons. The company’s June quarter earnings report is les...

Carnival and Other Cruise Operators Face Too Many Headwinds. Steer Clear of the Stock.

An analyst note predicting Carnival stock could fall to zero in a worst-case scenario has revived concerns about the cruise industry. Here, a Carnival ship docked at Key West, Fla., earlier this year....

There may be another shoe to drop after Micron’s big outlook miss

Micron Technology Inc. delivered an outlook that fell far short of the consensus view, prompting questions about how the memory market will fare in a downturn. The company expects August-quarter reven...

AutoZone and 3 Other Auto Parts Stocks That Look Like Buys

Text size Morgan Stanley recently upgraded AutoZone, citing its ability to pass on higher prices to consumers. Andrea Morales/Bloomberg Auto parts retailers have outpaced the market for much of the pa...

‘I wouldn’t be successful at my job without her’: My friend cleans, cooks and cares for my child. I pay her $50 a day. Am I taking advantage of her?

I’m a working-from-home mom and my supervisors have no intentions of bringing me back to the office at this time. In order to actually get work done, I have pieced together childcare using the help of...

Carnival Stock Could Fall to $0 in a Worst-Case Scenario, Analyst Says

Text size Carnival Dream cruise ship is docked at Port B in Key West, Florida. Chandan Khanna/AFP via Getty Images Carnival stock was tumbling Wednesday after Morgan Stanley cut its price target to a ...

How to save money on summer cooling bills as energy prices rise

A pedestrian uses an umbrella to get some relief from the sun as she walks past a sign displaying the temperature on June 20, 2017 in Phoenix, Arizona. Ralph Freso | Getty Images Tips for efficient en...

Opinion: Early retirement in 3 steps: Follow the ‘Cashing Out’ couple’s road map to financial freedom

A couple of months ago, our five-year-old son was relieved to find out that he could have two best friends. For weeks he’d been stuck in an innocent adolescent triangle where both kids wanted him to b...

Office workers in San Francisco, Manhattan and Chicago are not returning to the office in significant numbers, research shows

Companies are trying to bring back employees into the office. Early data suggests that workers still aren’t that keen. According to a new report by Placer.ai, visits to office buildings have yet to ca...

Tesla Has a New Rival on the Rise

Tesla  (TSLA) – Get Tesla Inc. Report completely dominates the electric vehicle market.  The figures are there to show that in the United States, Elon Musk’s company is unrivaled. Its mark...

Cruise Lines Can’t Duck Their Debt

Cruise ships, it seems, are like ducks—elegant and effortless above the water, fighting like crazy to stay afloat beneath. On the surface, the industry is finally steaming ahead after over a year at b...

Carnival Stock Surges as Second-Quarter Revenue Rises Sharply

Text size A large Carnival cruise ship docked at port in turquoise blue water. Dreamstine Shares of Carnival were rising Friday after the cruise line posted second-quarter revenue that rose sharply fr...

Revlon Declared Bankruptcy. Why Is Its Stock Soaring?

A funny thing happened on the way to Revlon’s bankruptcy.  By all accounts, it should have been lights out for Revlon  (REV) – Get Revlon Inc. Report. On June 16, the cosmetics company fil...

McDonald’s simplifies franchising policies to attract more diverse candidates

The logo for McDonald’s is seen on a restaurant in Arlington, Virginia, January 27, 2022. Joshua Roberts | Reuters McDonald’s is making changes to how it awards franchises in the hopes of ...

FDA bans Juul e-cigarettes as U.S. cracks down on nicotine products

The Food and Drug Administration announced Thursday that it is banning the sale of Juul e-cigarettes in the U.S. Juul intends to seek a stay on the decision and is exploring options, which include app...

Stock market nosedive, recession and your 401(k). Here’s what to do.

Even some of the most aggressive retirement savers and investors might find themselves a bit nervous these days with talks of a recession and a market downturn, so the best strategy for those in it fo...

Nearly one-third of older Americans have less than $10,000 saved for retirement

Many older Americans are willing to work during their retirement years — and they may have to be — because they aren’t financially prepared for their old age.  Almost three in 10 people between 55 and...

I want to retire next year, but I have $25,000 in credit card debt and a major monthly mortgage payment — I also live with my three kids and ex

I’ll be 57 next month and am divorced with three kids living with me. One is 28, she’s working, another is 21 and a senior in college (with a full scholarship) and the youngest is 15 (a sophomore in h...

Trillion-dollar crypto collapse sparks flurry of US lawsuits – who’s to blame?

With investors worldwide looking at a $1.5 trillion in recent cryptocurrency losses, a blizzard of class-action lawsuits are being prepared. One big question is: who, if anyone, is to blame ? See: Bit...

25% of U.S. expats ‘seriously considering’ or ‘planning’ to renounce citizenship

While many taxpayers dread tax filing season, Americans living abroad face even bigger yearly burdens and those are so frustrating that some want to ditch their U.S. citizenship. Roughly 1 in 4 Americ...

‘I feel bad that I’ll be taking most of his income’: I make twice what my boyfriend does. He pays me $300 in rent, but I want him to pay $800. Is that fair?

Dear Quentin, My boyfriend and I have been together seven years, and in that time I bought a house. I used my own savings and spent about $10,000 on renovations. My house is a three-bedroom family hom...