Nursing homes suing caregivers for debts they don’t owe, regulator says

Nursing homes and debt collectors are billing and suing long-term-care residents’ family members and friends, demanding payments for debts these individuals don’t legally owe, consumer attorneys and f...

With inflation, many retirees will pay more federal income taxes

The federal income tax is generally indexed for inflation. Most particularly, the income brackets to which the marginal tax rates apply are increased in line with the “Chained CPI-U.” While the chaine...

Why DeFi Insurance Needs a New Design

Technical insurance directly targets the potential of smart contract failures or attacks. Smart contract exploits are the best known form of technical risk in DeFi protocols. Nomad, Wormhole, Cream, R...

Bill Ackman says stocks will soon be a ‘buy’ now that the Fed is ‘doing what it has to do’ to fight inflation

“‘Once people realize the Fed doesn’t have to keep increasing rates and will soon take rates down…that will be a buy signal for markets.’” — Bill Ackman Pershing Square Capital Management’s billionair...

We earn $7K a month, have $798K in retirement and will get pensions. But we want to help our child buy a house, and my wife wants to retire at 55. Do we need professional help?

How to find the right financial adviser for you Getty Images/iStockphoto Question: As teachers, my wife and I bring home $7,000 a month combined.  We save 20% of our income in pre-tax 403(b) contribut...

Where Is the Stock Market Going? It Could Have a Messy Fall.

If 2022 were to end tomorrow, or the day after, it would enter the books as a dismal one for investors. The Dow Jones Industrial Average is down 13% year to date, the S&P 500 index is off 17%, and...

CVS Is in Advanced Talks to Buy Signify Health for Around $8 Billion

CVS Health is in advanced talks to acquire the home-healthcare company Signify Health for around $8 billion, according to people familiar with the matter. CVS appears to have beat out other heavy hitt...

Prices Regulate Activity. Let’s Empower Insurance Companies To Save Young Lives

The memory is hazy as to the exact year, but seemingly ten or fifteen years ago an auto insurer offered a novel option for drivers: lower prices if the insurer could track the driving style of the ins...

Celebrity Medicare Sales Pitches Are Toned Down After Scrutiny

If it’s football season, you can count on seeing Joe Namath on television, along with William Shatner and Jimmie “J J” Walker. They are the most prominent pitchmen for what has become an annual fall s...

Bank of America draws mixed reviews for zero-down-payment mortgages aimed at boosting Black and Hispanic home ownership

Bank of America Corp. is drawing a mixed reaction in social media to a zero-down-payment mortgage program aimed at bringing first-time home ownership within closer reach of more African American and H...

Flood losses covered by insurance are jumping drastically

This aerial photograph taken on September 1, 2022 shows flood-affected people taking refuge in tents after heavy monsoon rains in Dera Allah Yar town of Jaffarabad district, Balochistan province. R...

Croatia Osiguranje’s LAQO Launches Ripple (XRP) Payment Option for Its Car Insurance Services

– Advertisement –   LAQO has become the first insurance company in Croatia to offer cryptocurrency payment options. Croatia Osiguranje’s LAQO has announced a partnership with fintech compa...

How much do I need to retire? 11 big retirement questions answered

​I spend a significant amount of time reading the viewpoints of people who are planning for retirement or who are already retired. My frequent reaction: What are they thinking? When I review retiremen...

Regulators have a weak case against FTX on deposit insurance

In a cease-and-desist letter to fast-growing crypto exchange FTX, the Federal Deposit Insurance Corporation (FDIC) shed light on a now-deleted tweet from the exchange’s president, Brett Harrison, and ...

These dividend stocks can protect you as the Federal Reserve slows the economy

With Federal Reserve Chairman Jerome Powell set to deliver an important speech Friday, investors may finally begin to take him at his word: The central bank is going to maintain a hawkish stance to co...

Only 5 S&P 500 stocks ended higher after Powell’s sobering Jackson Hole speech

It took only a 10-minute speech from Federal Reserve Chairman Jerome Powell on Friday to clarify that monetary policy would be relentlessly tightened in the months ahead. Investors dumped stocks, send...

US Federal Deposit Insurance Corporation Warns 5 Crypto Firms Against Misleading Customers ⋆ ZyCrypto

Advertisement &nbsp &nbsp The US Federal Deposit Insurance Corporation (FDIC) has issued cease and desist letters to five crypto firms for allegedly misleading customers about...

How The Rich Use Insurance to Pass Down Wealth

second to die policy A second-to-die policy is designed for couples who want to share a life insurance policy with specific beneficiaries, such as children and grandchildren. The life insurance compan...

Bill Ackman says fast-food chains are an inflationary shield. Here’s two he likes, and one he just sold.

A cautious session is ahead for Tuesday, following the worst smackdown since June for major indexes. That’s as an increasing number of investors see the Fed pivoting from rate hikes to be a tall order...

9 ways the Inflation Reduction Act affects Medicare coverage, and what it means for you

Major changes to prescription drug affordability for more than 50 million beneficiaries enrolled in Medicare Part D are likely on the way because of a new law. The Inflation Reduction Act “finally del...

Once offering the worst return on Wall Street, cash is now looking like the best asset to own, says Morgan Stanley

Stock sellers are ready to pick up where they left off on Friday, as the market appears to be is waking up from its August slumber with a vengeance. As Goldman Sach’s chief U.S. equity strategist Davi...

Amazon Among Bidders for Signify Health

Amazon.com Inc. is among the bidders for healthcare company Signify Health Inc., joining other heavy hitters vying in an auction for the home-health services provider, according to people familiar wit...

Having a Long-Term Care Plan Is Crucial. Here, 2 Hybrid Policy Types to Consider

For millions of baby boomers, Gen-Xers, and millennials who have no long-term care strategy, the pandemic has sent a message: Act now or it will cost you later.  It’s a sobering task no matter your fi...

U.S. FDIC Issues Cease and Desist Order to FTX US Over False Insurance Claims

The United States Federal Deposit Insurance Corporation (FDIC) has issued cease and desist letter to FTX US over “false claims and misleading statements” concerning its insurance coverage. The regulat...

How to save money and beat the car insurance companies just by tweaking your job title

How to save money and beat the car insurance companies just by tweaking your job title While no kid dreams of becoming a doctor or firefighter just to save on car insurance, that is a real perk that c...

FDIC issues cease-and-desist letters to FTX US, other crypto firms over deposit insurance

The Federal Deposit Insurance Corporation (FDIC) has issued cease-and-desist letters to FTX US and four other crypto companies for allegedly making “false and misleading statements” about ...

FDIC Scrutinizes FTX U.S Over Deposit Insurance Claims

49 seconds ago | 2 mins read Exchange News The FDIC demanded taking down any content implying FDIC-insured. The FDIC requested that they refrain from making any additional such representations. Today,...

FTX backtracks on FDIC insurance but fails to delete all references

Following the demands from the FDIC for FTX to cease making misleading statements about FDIC insurance, FTX CEO Sam Bankman-Fried took to Twitter to undertake crisis management. SBF stated that the me...

FDIC sends 5 companies, including FTX.US, cease and desist letters for making false statements about deposit insurance

The Federal Deposit Insurance Corp. (FDIC) said Aug. 19 that it issued letters demanding Cryptonews.com, Cryptoytosec.info, SmartAsset.com, FTX.US and FDICCrypto.com to stop making misleading statemen...

Crypto firm FTX receives cease and desist from FDIC about insurance

Sam Bankman-Fried, founder and chief executive officer of FTX Cryptocurrency Derivatives Exchange, speaks during an interview on an episode of Bloomberg Wealth with David Rubenstein in New York, US, o...

Decentralized Insurance Built on the Blockchain is a Game Changer

Decentralized insurance built on a transparent, blazingly fast, and efficient blockchain with the community in mind is something to think about, says Adam Hofmann, the CEO of Nimble. Let’s face it – c...

I’m 65 and want to retire in 6 months. I have a $125K annuity, plus $100K of money that I’m not sure what to do with. Should I get professional help?

Is a financial planner right for you? Getty Images/iStockphoto Question: I had $225,000 in my 401(k) and then I rolled over $125,000 to an annuity at 7%, as I wanted income. I just turned 65 and want ...