‘Somehow we live check to check.’ We make over $200K a year, but owe $100K on HELOC loans, never learned to save money and feel like we’ll never be able to retire. Do we need professional help?

Do you need a financial adviser? Getty Images Question: My wife and I are looking for help. We have never really learned how to save money, and we are really terrible at it. We both come from poor fam...

Should You Use a HELOC to Pay Off Your Mortgage?

SmartAsset: How to Use a HELOC to Pay Off Your Mortgage A homeowner with enough home equity may be able to use a home equity line of credit to pay off an existing mortgage. That can reduce monthly pay...

Home Equity Loan vs. HELOC: What’s the Difference?

Home Equity Loan vs. HELOC: An Overview Home equity loans and home equity lines of credit (HELOCs) are loans that are secured by a borrower’s home. A borrower can take out an equity loan or credit lin...