How Alternative Investments Saved the Day for Big University Endowments

University endowments, battered by stock-market losses, posted their worst fiscal year since the financial crisis. The largest funds, however, were helped by higher allocations to alternative investme...

This simple chart reveals how much you need to save at 35 to become a millionaire by 65

What it takes to become a millionaire Getty Images/iStockphoto If you’re in your 30s and already dreaming of retirement, you may be wondering: Just how much do I need to start socking away to retire? ...

Kroger Pauses Buybacks to Prioritize Debt Reduction After Albertsons Deal Closes

Grocery giant Kroger Co. is pausing share buybacks ahead of its planned acquisition of rival Albertsons Cos. Inc., aiming to use the additional cash to reduce its debt as it closes one of the biggest ...

Senior KFC Executives Opt for Retirement as Interest Rates Hit Pension Payouts

Rising interest rates are adding to companies’ borrowing costs and triggering higher credit-card bills for consumers. At KFC, they are driving a turnover in senior management. The Louisville, Ky.-base...

Classic 60/40 investing strategy sees worst return in 100 years. How about 40/60?

Rules of thumb in investing appear to no longer apply in the carnage of 2022 in financial markets. Advocates for the 60/40 portfolio split, designed to capture the upside of stocks, but offer investor...

Why Zelle moves twice as much money as Venmo and the Cash App combined

Zelle may not have its own clothing line or suggest emojis when you pay your friend, but the peer-to-peer payment service is moving serious money, and that seems to be raising eyebrows these days. Sen...

What bank earnings tell us about how consumers are doing with high inflation, recession worries — ‘It’s not a crack in current numbers’

For all the worries about inflation’s pinch and the chance of a recession, just-released earnings reports from big banks indicate the wallets of many regular Americans are generally holding up as they...

Social Security COLA, Gen X and boomer money woes, and more retirement news and research

From MarketWatch: Social Security COLA 2023 benefits are rising 8.7% — here’s what that means for recipients: The cost-of-living adjustment for 2023 will be the largest increase for Social Security be...

American Executives in Limbo at Chinese Chip Companies After U.S. Ban

SINGAPORE—American workers hold key positions throughout China’s domestic chip industry, helping manufacturers develop new chips to catch up with foreign rivals. Now, those workers are in limbo under ...

Social Security Payments Are Going Up. 3 Ways to Spend the Extra Cash.

Social Security recipients will get a 8.7% raise next year, thanks to the biggest annual adjustment to benefits in more than 40 years. Higher-income beneficiaries should consider a strategic approach ...

You get some student loan debt erased, but what about the rest of it?

“January is going to be here before you know it,” says Damian Dunn, a certified financial planner and vice president of corporate financial wellness platform Your Money Line. Payments resume in Januar...

Switch up a classic stock and bond portfolio for an inflation-proof mix: Rieder

By some measures, the 60-40 portfolio is experiencing one of the worst years in recent memory. As bonds and stocks have sold off in unison, some people have even questioned whether one of the core ten...

It turns out that bonds may be a riskier investment now than stocks

Stocks are riskier than bonds — everyone knows that. At least until this year. So far in 2022, long-term U.S. Treasurys have significantly underperformed U.S. stocks. The Vanguard Long-Term Treasury E...

Airline Stocks Have Struggled. Here Are a Few Highfliers.

Some airline stocks trade at five times projected earnings. Why so expensive, you might be wondering. The group’s reputation on capital preservation at the moment ranks somewhere between damaged and U...

‘We’re seeing buyers backing out’: This dramatic chart reveals U-turn in the housing market as sellers slash home prices

Here’s a chart that speaks a thousand words about the state of the real-estate market right now. The chart above, part of a new report by real-estate brokerage Redfin RDFN, -7.03% on the property mark...

‘This is not QE or QT. This is none of those.’ Why the U.S. Treasury is exploring debt buybacks

The U.S. Treasury Department on Friday said it plans to start talking with primary dealers in late October about the potential for it to begin buying back some of its older debt to help stave off mark...

There’s no rush to buy I-bonds

This week’s worse-than-expected inflation report led to turmoil in more than one market, but you only read about one of them. The market that got all the headlines was in stocks, since in the wake of ...

U.K. Crisis Escalates as Chancellor Kwasi Kwarteng Fired

U.K. Chancellor of the Exchequer Kwasi Kwarteng has been fired over his handling of a recent economic crisis that saw bond markets crash. He left an International Monetary Fund gathering in Washington...

UnitedHealth stock surges after earnings beat, another raised outlook

Shares of UnitedHealth Group Inc. surged Friday, after the health insurer reported third-quarter profit and revenue that rose above expectations, and lifted its full-year outlook for a third-straight ...

3M Earns Quick Appellate Review of Earplug Unit’s Bankruptcy Shield

A federal appeals court granted 3M Co. ’s request to review a bankruptcy judge’s refusal to stop mass injury lawsuits from proceeding against the conglomerate following the chapter 11 filing of its ea...

Social Security’s ‘taxable maximum’ inches higher—but will it make a dent in the trust fund?

Social Security’s payroll tax cap was raised nearly 9% for 2023, meaning more income will face Social Security taxes next year, but the rise is unlikely to affect the solvency of the trusts underpinni...

Beneficiaries of Inherited Retirement Accounts Dodge a Tax Bullet

New legislation related to taxes can come with plenty of ambiguities and complexities, but the IRS often irons them out in the regulations it proposes.  Al Drago/Bloomberg Sometimes these efforts fail...

Opinion: $22 billion in I-bond sales can’t be wrong. Why you may want to buy them even when their rate resets soon

I-bonds’ sky-high interest rate is poised to fall to 6.48% when they reset next month, according to industry experts. Still, that would be the third-highest level since they were sold in 1998. Though ...

The ‘unexpected’ thing Americans now blame their credit-card debt on

Experts like Suze Orman and Dave Ramsey stress the importance of an emergency fund — and it can help prevent you from going into credit card debt. Getty Images Americans’ credit-card debt rose to $887...

Inflation Pushes Social Security COLA to 8.7% in 2023, Highest Increase in Four Decades

Social Security checks will be 8.7% bigger in 2023, the largest cost-of-living adjustment to benefits in four decades, the Social Security Administration said Thursday. The extra funds will provide re...

Rates on Treasury I Bonds Will Fall to 6.5% Soon. Get a Higher Rate Now.

The new rate on Treasury Series I inflation-linked savings bonds is likely to be set at 6.5% for bonds purchased starting in November, down from the current rate of 9.6%, Barron’s estimates. The new r...

The Social Security COLA Will Jump 8.7% in 2023

The Social Security Administration on Thursday morning announced the highest cost-of-living adjustment (COLA) to benefits since the early 1980s: 8.7%. The reveal comes as inflation has risen to levels...

‘The mood has turned darker’: Desperate to outrun inflation, people are making big (and easy) changes to their habits. You can too.

We never were the same after last summer. Stubbornly high inflation rates in recent months and several interest rate hikes by the U.S. Federal Reserve are impacting consumer behavior. That’s according...

Saudi Arabia defends OPEC+ production cut, suggests White House wanted delay until after midterms

Saudi Arabia’s ministry of foreign affairs put out a rare statement on Thursday defending the Organization of the Petroleum Exporting Countries’ decision last week to cut production, and suggested the...

How much should I save each month?

How much should you be saving in your 20s, 30s, 40s and 50s? Getty Images/iStockphoto You know you should save, but (yikes!), just what is the right amount? While there is no perfect answer, there are...

TSMC Reports Record Profit, Gains Exemption From U.S. Chip Curbs on China

Taiwan Semiconductor Manufacturing Co. said that its third-quarter net profit rose 80% to a new record, and that it had been granted a one-year exemption from new U.S. restrictions on China’s chip sec...