Inflation Is Here to Stay. How to Adjust Your Portfolio.

Inflation is rampant and ubiquitous today, from the gas pump to the grocery store. The U.S. consumer price index has quadrupled in the past year, from a 1.7% annual rate in February 2021 to 7.9% this ...

I’m 57 and I don’t have much money. Is a financial adviser right for me?

How to find a financial adviser Getty Images Question: I’m 57 years old and late to the party. I do not have much money socked away nor do I have investments outside of my retirement fund, and I never...

Three things to take care of when you retire—your future self will thank you for it

After a working lifetime of alarm clocks and meetings, you might be looking forward to a lot more unstructured time once you retire. But taking care of one more to-do list early on can set you up for ...

Billionaire Peter Thiel Has an Unpleasant Message For Buffett, Dimon

Bitcoin has always divided the old guard and the young guard of finance.  It has often been presented as a fight between Wall Street and the people, or in a more recent version Wall Street against the...

SoFi Stock Drops. Buy the Dip? The Chart Gives a Hint.

The market is struggling on Thursday. Unfortunately for SoFi Technologies  (SOFI) – Get SoFi Technologies Inc Report bulls, the stock is not sticking out because of its outperformance, like Cost...

Do I resist refinancing my $160,000 federal student loan at a lower rate in the hope there will be loan forgiveness? What are the chances it will happen?

I graduated from college in 2017 with more than $210,000 in federal student-loan debt thanks to out-of-state tuition, a master’s program, and not fully understanding this cost at that time. I’ve chise...

As mortgage rates surge higher, these home buyers are being pushed out of the market

The steep upward climb in mortgage rates still isn’t showing any signs of stopping. The average rate on a 30-year fixed-rate mortgage was 4.72% as of the week ending April 7, Freddie Mac FMCC, -0.03% ...

Retired? Here’s when you don’t have to file your taxes – and when you do

Not all seniors need to file a tax return, but others may incorrectly think they fall in this category – don’t make that mistake.  Retirement Tip of the Week: If you don’t plan to file a tax return th...

We are both doctors but struggle with $472K in student loans. Can we get help?

How to get out of student loan debt Getty Images/iStockphoto Question: I have $237K in loans and my wife has $235K in loans. We are not currently making any payments [thanks to government relief] but ...

The Fed’s plan to rapidly slash its balance sheet is out. Here’s what happens to money in the system.

Minutes of the Federal Reserve’s March meeting released on Wednesday detailed plans for shrinking its nearly $9 trillion balance sheet to help cool U.S. inflation running at 40-year highs, but tricky ...

Warren Buffett’s Berkshire Hathaway Takes 11% Stake in HP

Text size Warren Buffett Paul Morigi/Getty Images for Fortune/Time Inc. Berkshire Hathaway has accumulated an 11.4% stake worth $4.2 billion in HP Inc. , the maker of personal computers and printers, ...

Opinion: Want to beat the stock market over the next decade? Add bonds to your portfolio

The death of the 60/40 portfolio has been widely accepted as growth and technology stocks overwhelmed gains in fixed-income securities since the end of the financial meltdown over 10 years ago. Howeve...

Fed primed to jack up interest rates in 1/2-point steps if inflation stays high

The Federal Reserve signaled its plans to increase a key U.S. interest rate by 1/2 percentage point steps at upcoming meetings if inflation remains high or gets even worse, according to minutes of the...

Marqeta is a ‘future fintech powerhouse,’ analyst says

Marqeta Inc. could be in rarefied company given its opportunity to disrupt the financial-technology landscape, according to an analyst. The card-issuing company is a “future fintech powerhouse,” wrote...

Millennials have solved the retirement crisis

Wow. It looks like millennials have totally solved the retirement crisis. And it turns out it was a lot easier than anyone realized. The solution? Cryptocurrencies, of course. A new survey of 4,000 pe...

‘Going to college ruined my life.’ I have $85K in student loan debt for my ‘useless degree’ but only make $16 per hour. How can I cope?

I would give anything to go back and not go to college at all. It wasn’t worth it. iStock Question: I am 32 and got my associates degree in occupational therapy. I owe $25,000 in federal student loans...

Ackman’s Closed-End Fund Trades at a Steep Discount. Maybe It’s the High Fees.

Investor Bill Ackman recently highlighted market-beating 17% annualized returns generated by his Pershing Square Capital Management since 2004. But many investors in Ackman’s largest investment vehicl...

Wells Fargo to Pay to Settle Lawsuit Over Its 401(k) Plan

Wells Fargo has agreed to pay $32.5 million to settle a two-year-old case involving alleged self-dealing with the company’s 401(k) plan. Wells Fargo, which had previously sought to dismiss the lawsuit...

These income strategies can help protect your stock investments from inflation and a recession

There is always uncertainty in the stock market, but the deflationary cycle that helped feed tremendous gains over the past several decades has ended. Two related strategies can give you downside prot...

Fintech Stocks Look Cheap. Why It Could Be Time to Buy.

Text size Wells Fargo has a strong outlook for the fintech sector. Dreamstime The fintech and digital payments sector has a new fan at Wells Fargo, who says the time to buy them is now. Analyst Jeff C...

U.S. Treasury bars Russia payments in dollars from US accounts

The U.S. Treasury Department will not allow any Russian government debt payments from accounts at U.S. financial institutions to be made in U.S. dollars, restricting one of the strategies President Vl...

Cathie Wood’s ARK Snaps Up Nearly $20 Million of UiPath Stock

Text size Cathie Wood’s ARK Innovation ETF purchased 867,331 shares of UiPath on Monday. Courtesy of ARK Cathie Wood’s ARK Innovation exchange-traded fund purchased 867,331 shares of UiPath , th...

Markets are hankering to find out the Fed’s plan to shrink its $9 trillion balance sheet. They should get their wish Wednesday

Markets have been craving information about how the Federal Reserve plans to shrink its massive $9 trillion balance sheet. They will get their wish Wednesday when the Fed releases minutes of its March...

Cardano leads rises as largest cryptocurrencies start mixed

The largest cryptocurrencies were mixed during morning trading on Monday, with Cardano ADAUSD seeing the biggest move, rising 2.96% to $1.21. Polkadot DOTUSD led the decreases with a 2.79% drop to $22...

I’m 41, my partner is 50. We have $800,000 in retirement savings and make $250,000. We want to retire ASAP but know our money won’t last us our lifetimes – what can we do?

I love reading your responses to everyone’s retirement questions, but realized that I haven’t seen one that matches up closely to what I’m hoping to do. I am 41, and my partner is 50. We are both empl...

I have 4 degrees and owe $197K in student loans. What should I do?

How to get out of student loan debt Getty Images/iStockphoto Question: I am 55 and a mental health therapist.  I have $197,000 in student loans that were for four degrees, plus some in Parent Plus loa...

‘Only a few’ cryptos should avoid SEC oversight, Chairman Gensler says

The vast majority of crypto tokens in circulation are securities that should be overseen by the Securities and Exchange Commission, Chairman Gary Gensler said in a speech Monday. “The fact is, most cr...

Investment Firm Files Finra Arbitration Demand Against Morgan Stanley

An investor accused Morgan Stanley of leaking information about a large sale of shares of Palantir Technologies Inc., saddling it with millions of dollars in losses. Morgan Stanley is at the center of...

AMD, Qualcomm make software-focused acquisitions as growth in core chip businesses questioned

Advanced Micro Devices Inc. and Qualcomm Inc. both announced acquisitions on Monday that will help diversify into greater software holdings as analysts question growth in the chip makers’ core busines...

Get ready for a ‘new world order’ that drives stocks and bonds: BlackRock

It’s an end of an era. That’s BlackRocks Inc.’s BLK, +1.62% Tony DeSpirito, chief investment officer in the U.S. fundamental equities division of the world’s largest asset manager, telling investors t...

U.S. economy will fall into a recession this summer, as inflation eats into consumer spending, former Fed official warns

Higher inflation will force consumers to limit their spending by so much that the economy will slump into a recession by the July-September quarter, former Federal Reserve Governor Lawrence Lindsey sa...