Dividend Stocks Don’t Yield Ballast for Your Portfolio. That’s Why You Need Bonds.

Text size Krittiraj Adchasai/Dreamstime.com While a growing number of investors are seizing on dividend stocks to build income streams, financial experts warn that stocks that pay high dividends can’t...

Here Are 3 Ways to Get Better Yields Than Bonds, With Some Measure of Safety

Despite the recent surge in bond yields, some alternative investments provide much better yields with varying degrees of safety. They include Treasury savings bonds, multi-year guaranteed annuities fr...

Here’s how to settle your loved one’s estate after they pass away

Arya Akmal. left, with his father Khosrow and son Dmitry in December 2018 at the University of Maryland, College Park. Arya Akmal Settling an estate is not just for the rich. When a loved one dies, so...

Why investors should care about who owns their advisor’s firm

Getting financial advice online is easier than ever before. Even so, many investors are likely to discover that there is no substitute for a human financial advisor. The problem, however, is selecting...

Buying your first home? Here’s what you need to know

Paul Bradbury | OJO Images | Getty Images First-time home buyers have a steep learning curve, from understanding true affordability and how to qualify for a mortgage to managing their cash flow after ...

‘Motherhood Penalty’ Ranges as High as $600,000. Here Are Some Tips to Catch Up.

When the pandemic hit in 2020 and shut down schools, Samantha Goodman decided there was no way to work and care for her son, now 6. So for two years she gave up on having a job or saving for retiremen...

Yes, Roths Are Tax-Free Retirement Accounts. But TFRAs Refer to Something Else.

Dreamstime.com Text size Have a question about saving for retirement or your personal financial situation? Whatever the question, Barron’s Retirement can try to help. Email [email protected], and...

Americans are pausing investments because of the Russia-Ukraine war

The ongoing Russia-Ukraine war is degrading Americans’ financial outlook, sparking the desire to save more and postpone investing, according to a survey from MassMutual. But steering clear of st...

Want to Buy a Retirement Retreat? Here Are Some Risks and Costs to Consider.

Dreamstime Text size For 35 years, financial planner Harold Evensky watched clients retreat regularly to vacation homes, enjoying serene beaches or mountains and the joy of family gatherings. And befo...

After an Incredible Rally, Beware a Dead Cat Bounce

An oil tanker stands at an oil terminal Thursday at Wilhelmshaven, Germany. Getty Images Text size It has been a tough year for stocks. A rally on Wednesday seemed to promise some reversal of the tren...

Federal Reserve may cause recession from fewer Bond Asset Purchases

Members of the Federal Reserve are debating how quickly to reduce the central bank’s portfolio of bonds, without starting a recession. Heading into the second quarter of 2022, the balance of Fed...

If you’re getting remarried, here are key financial issues to consider

kali9 | E+ | Getty Images You may want to consider some financial issues before walking down the aisle again. When it comes to tackling those financial issues around remarriage, financial advisors rec...

How couples choose to handle money

DusanManic | iStock | Getty Images When it comes to handling money, couples have a choice: combine all of their accounts, keep them entirely separate or strive for something in between. But what is no...

Have a case of buyer’s remorse? Why high inflation may be to blame

Shoppers are seen inside a shopping mall in Bethesda, Maryland on February 17, 2022. Mandel Ngan | AFP | Getty Images Inflation is pushing up prices everywhere, from grocery store shelves to gas pumps...

Why Moving to a State with Low Income Taxes Could Cost You

That’s what financial professionals are telling clients who are fed up with high income tax rates in their home state and weighing an out-of-state move. They’re counseling clients to take an in-depth ...

When it comes to a will or estate plan, don’t just set it and forget it

Spanic | E+ | Getty Images There are some obvious triggers that might prompt you to update your will, such as changes in health or marital status. There are, however, also some not-so-obvious ones to ...

Black families are achieving upward mobility in high-opportunity areas

Families have long sought to move toward better neighborhoods and schools to put their kids on the pathway toward success. A study from the Census Bureau is providing fresh insight on where to look. I...

Go Ahead, Retire at 62 and Claim Social Security at 67. Your Benefit Will Climb.

Joni Hanebutt/Dreamstime.com Text size Have a question about saving for retirement or your personal financial situation? Whatever the question, Barron’s Retirement can try to help. Email retirement@ba...

Many Americans Will Be Getting Smaller Tax Refunds This Year. Here’s Why.

The flood of federal pandemic-relief money was welcome last year, but it is causing disappointment and confusion as taxpayers prepare their 2021 returns. Many will be getting smaller-than-expected ref...

Cheap, Boring Advice for Retirement Savers: Minimize Taxes, Rebalance Regularly

Wealth advisor Susan Elser of Indianapolis says investing should be cheap and unexciting. Her firm has six advisors and manages $635 million in assets. She has no research staff to keep costs down, an...

Ranks of these investors are poised for fast growth in coming decade

Prasit photo | Moment | Getty Images The U.S. wealth management industry is poised to grow by about 5% annually over the next five years, while certain segments of the investor population are position...

A lack of diversity still persists in the financial planning industry

SDI Productions | E+ | Getty Images Financial planning — and the financial services industry, more broadly — has long been an arena of predominantly white men. Industry leaders have been working to bo...

68% of investment execs think clients shouldn’t own cryptocurrency

A Bitcoin ATM is seen inside a gas station in Los Angeles on June 24, 2021. CHRIS DELMAS | AFP | Getty Images Roughly 2 out of 3 “fund selectors” don’t think individual investors sho...

Financial anxiety is high. Why financial planners may miss the signs

The Covid-19 pandemic has made it difficult for people to answer big questions about their futures, and many financial planners are underestimating the financial anxiety that is causing, according to ...

How to Handle Taxes After AT&T’s Spinoff of WarnerMedia

Text size AT&T holders are due to receive about 0.24 share of Warner Bros. Discovery for each AT&T share. David Paul Morris/Bloomberg Income-oriented investors in AT&T face a choice when t...

Moved On From Your Job? Here’s What to Do With Your Old 401(k), and Why to Do It

Dreamstime Text size Editor’s note: Barron’s Retirement readers have sent along many questions about their savings, investments, and strategies over the past few months as everything from the record-b...

The 4% Rule Might Not Work, This Retirement Expert Says. Here’s His Strategy for a Downturn.

Economist Wade Pfau has been thinking about retirement since he was in 20s. But not just his own retirement.  Pfau started studying Social Security for his dissertation while getting his Ph.D. at Prin...

Why Advisors Say You Shouldn’t Pay Off Debt Now

Got debt? Don’t be so quick to dump it. That’s what financial advisors are telling clients with low-rate, fixed debt these days. “There’s never been a worse time to pay more than is required on fixed,...

Robo-advisors are gaining popularity. Can they replace a human advisor?

Robots want to be your next financial advisor. Not too long ago, that notion may have smacked of sci-fi whimsy — “Star Wars” cyborg C-3PO in a power suit on Wall Street, perhaps. But robot...

Here Are 3 Things 401(k) Millionaires Should Consider Before Retiring Early

Martinmark/Dreamstime Text size For the record number of 401(k) millionaires minted during the pandemic, retirement may be tempting but the market volatility late last year offers a lesson: Paper weal...