Goldman Sachs executed the initial Bitcoin over the counter trade, tagging further institutional adoption of crypto assets. BTC is considered as an inflation hedge. The non deliverable option, offered...
Tag: commentary
Do I resist refinancing my $160,000 federal student loan at a lower rate in the hope there will be loan forgiveness? What are the chances it will happen?
I graduated from college in 2017 with more than $210,000 in federal student-loan debt thanks to out-of-state tuition, a master’s program, and not fully understanding this cost at that time. I’ve chise...
Opinion: Want to beat the stock market over the next decade? Add bonds to your portfolio
The death of the 60/40 portfolio has been widely accepted as growth and technology stocks overwhelmed gains in fixed-income securities since the end of the financial meltdown over 10 years ago. Howeve...
Millennials have solved the retirement crisis
Wow. It looks like millennials have totally solved the retirement crisis. And it turns out it was a lot easier than anyone realized. The solution? Cryptocurrencies, of course. A new survey of 4,000 pe...
These income strategies can help protect your stock investments from inflation and a recession
There is always uncertainty in the stock market, but the deflationary cycle that helped feed tremendous gains over the past several decades has ended. Two related strategies can give you downside prot...
Commentary: Bitfinex Trading Team on BTC Price, Volatility To Return In Bitcoin, But When?
Russia-Ukraine War is still active and at present, situation is not likely to get suppressed soon, although Zelensky, Ukrainian President, is about to address Security Council of UN today. Since comme...
Inverted Yield Curve Could Be Sending a Bogus Recession Warning
No topic has dominated the investment conversation lately as much as the yield curve. While it’s an arcane matter to most folks, we in the financial sphere have been thrown into a tizzy by this indica...
Opinion: This simple change in words can dramatically increase retirement savings
In today’s increasingly complex financial world, individuals are faced with many competing financial priorities — from student debt to emergency healthcare expenses, just to name a few. As a result, n...
Biden’s Wealth Tax Proposal Would Target More Than Billionaires
Text size President Joe Biden’s new budget proposal includes a wealth tax it says would target the top 0.01% of households. Anna Moneymaker/Getty Images About the author: Thomas Hoenig is a dist...
Opinion: The Dow, S&P 500 and Nasdaq have now suffered a ‘death cross’ — here’s why this could resurrect them
Reports of the U.S. stock market’s death appear to be greatly exaggerated. I’m referring to the dreaded “death cross” that has now appeared in the price charts of the three major U.S. stock market ave...
Commentary: Bitfinex Talks About Bitcoin, As It Gains Traction Following Commodity Pull Back
Russian President Vladimir Putin ordered his armed forces to invade the Ukrainian lands, which led to various sanctions by nations on Russia. During this war, Ukraine has received a myriad of support,...
‘I can tolerate him for 7 months — at the most’: My husband and I live apart in the summer. Should I refinance my house and set up a joint savings account?
Dear Quentin, My husband of seven years owns a home in Minnesota, and has a mortgage. I own a home in Florida with no mortgage. We have no savings or retirement accounts. Should I pull my equity from ...
‘Is this a good deal, or should I run for the hills?’ My boyfriend of five years wants me to give him a $165,000 loan using his house as collateral
Dear Quentin, I would like your advice on giving a hard-money loan to the man I’ve been dating for five years. He pressed me on this issue three years ago. I didn’t do the loan then, and it was a seri...
Lessons from the 1970s for Today’s Markets Turmoil
Text size President Gerald Ford, Secretary of State Henry Kissinger and Vice President Nelson Rockefeller at the White House in Washington, D.C. in 1975. National Archives/AFP via Getty Images About t...
Opinion: The economy is in much better shape than the headlines would tell you
Inflation is through the roof. There’s an oil crisis. A looming food crisis. You name it. War is raging in Europe. Russia’s president is starting to sound unhinged. And headlines are now linking him w...
White House Seeks Public Commentary On Crypto’s Environmental Impact And Energy Use
White House’s Office of Science and Technology Policy (OSTP) is seeking public comment on the impact of crypto on energy use and the climate. President Joe Biden, in his crypto order, gave the task of...
Opinion: What would it take for U.S. oil companies to ramp up production? A lot.
Even with oil prices above $100 a barrel and gas prices averaging over $4 a gallon at the pump, frackers show little interest in ramping up output. Companies including Devon Energy DVN, +1.56%, EOG Re...
Opinion: Convinced the stock market’s next two years will be like the past two? Don’t bet on it.
Don’t fall into the trap of believing the U.S. stock market’s spectacular return over the past two years represents the new normal. Not only will the market’s return in coming months likely be a lot l...
Weekend reads: the slowing housing market and inverted yield curve signal a coming recession
It is human nature to fear missing out as prices skyrocket, But all bubbles burst eventually. Ian Shepherdson of Pantheon Macroeconomics predicts a 25% decline in U.S. home sales. What will that do to...
Stock market investors are in the danger zone. This all-weather investing strategy offers protection
We’re in a period of high inflation, with a war disrupting energy markets and the Federal Reserve raising interest rates. The murky outlook calls for a multiyear cycle of central-bank policy moves tha...
Opinion: This stock market rally has more upside, but expect any relief to be brief
The U.S. stock market’s impressive rally last week is more likely a reflex bounce than the beginning of a new leg of the bull market. I say that not because the rally ran out of steam on Monday, with ...
Opinion: It’s time to buy the best beaten-down stocks in tech and elsewhere, and this winning fund manager shows you how
Sentiment in the stock market is so dark, it’s time to rummage through the hard-hit technology sector to pick up potential long-term winners. For help, let’s turn to tech expert Chris Armbruster, the ...
How Will the Fed’s New Interest Rate Policy Affect Real Estate Prices?
Text size Rising mortgage rates will further restrict housing affordability. Brandon Bell/Getty Images About the author: Clare Losey is an assistant research economist at Texas A&M University’s Te...
Weekend reads: There’s a recession warning as the Federal Reserve fights inflation
The Federal Reserve this week increased the federal funds rate for the first time since 2018. Long-term market interest rates had risen significantly as investors anticipated that the central bank wou...
I’m 61, left my job due to medical reasons, and made $150,000 from the sale of my home. I’d like to work for at least another 5 years. Can I still retire? If so, how?
Dear Quentin, I recently sold my house and had to leave my job due to a medical issue that was easily resolved, and I am now fine. I have approximately $150,000 in my checking account from the sale of...