I just retired at 64. My husband is 73 and beginning to have health issues. We need a financial plan and to figure out what to do with Social Security. What’s our move?  

Getty Images/iStockphoto Question: I’m in need of a fiduciary financial planner. I recently retired at 64 years old. My husband is 73 and beginning to have health issues, and I have no idea what to do...

Italy Will Use Algorand For Banking And Insurance Guarantees

Algorand has been selected as the blockchain to support an innovative digital guarantee platform for Italy’s banking and insurance markets. Cryptocurrencies are now gaining more popularity and adoptio...

Opinion: Opinion: The Fed should pause rate hikes since inflation has slowed — it won’t

The Federal Reserve should declare an immediate cease fire in its war against inflation and hold its benchmark interest rate steady instead of raising the federal funds by a half percentage point to a...

FTX fallout continues with Bankman-Fried arrest. But where is former Alameda CEO Caroline Ellison?

FTX founder Sam Bankman-Fried is squarely in the spotlight following his arrest in the Bahamas, but attention is also focused on the whereabouts of Caroline Ellison, former CEO of Alameda Research, th...

Vanguard sees a recession in 2023 — and one ‘silver lining’ for investors

The last 12 months was a year of fast-rising inflation, fast-rising interest rates and fast-rising questions about a future recession. Prices went up while stock markets and savings account balances w...

These are the 5 most damning things FTX’s CEO has to say about Sam Bankman-Fried

Sam Bankman-Fried’s management of FTX was an “utter failure” that lacked any level of financial control and allowed his family-office trading vehicle, Alameda Research, to raid the crypto exchange’s c...

SBF to Testify Remotely At the Senate Banking Committee Hearing Tomorrow Amid Fear of “Paparazzi Effect”

– Advertisement – FTX founder said he is not planning to attend the testimony in person.  Sam Bankman-Fried (SBF), the former CEO of FTX cryptocurrency exchange, disclosed today that he ha...

Opinion: What’s the best way to take RMDs from retirement funds? Experts rate 3 options.

I’m a retired educator, and I’m just turning 72. I’m about to start taking my required minimum distributions. I don’t need the full amount, but I guess I have to take it anyway. I don’t know when the ...

Binance and Its CEO at Risk of Criminal Charges Over AML Rules: Report

The cryptocurrency exchange Binance and executives including CEO Changpeng Zhao are at risk of U.S. criminal charges over compliance with U.S. money-laundering laws and sanctions, according to a repor...

Terraform Labs co-founder Do Kwon reportedly hiding in Serbia

South Korean prosecutors said Monday that fugitive crypto executive Do Kwon is hiding in Serbia, according to reports. The prosecutors are working with authorities in Serbia to locate him, the Financi...

More Penalties, Industry Bans Come From Wells Fargo Scandal

Over the last few years, it seems like Wells Fargo  (WFC) – Get Free Report has come under investigation for no small number of regulatory infractions or discrimination practices.  Just under a ...

Netflix Stock Has Lost Almost Half Its Value. Why It Could Make a 2023 Comeback.

Netflix has had a tough run this year. But a number of Wall Street analysts are confident for a recovery in 2023, piling up bullish ratings on the stock. On Friday, Wells Fargo analyst Steven Cahall u...

The Fed Could Drive Bitcoin to $18,000 or Unleash More Selling Pressure

Cryptocurrency prices including Bitcoin drifted slightly higher Saturday ahead of an eventful macro week for markets. Highly anticipated inflation data and a likely increase in interest rates from the...

Kohl’s, Macy’s, Toll Brothers, and 6 Other Stocks That Already Price in a Recession

The stock market has begun to reflect a high probability of a recession. Strategists at UBS screened for stocks that have clearly priced in that risk—and are worth considering. A recession seems in th...

The Block CEO showed ‘serious lack of judgment’ in taking loans from FTX’s Sam Bankman-Fried and not disclosing them

The fallout from the implosion of FTX continues, with crypto publication The Block on Friday announcing that Michael McCaffrey has stepped down as its chief executive officer after failing to disclose...

Short selling giant Jim Chanos is still short on Coinbase, Tesla and the FOMO-investment market

Short selling giant Jim Chanos is still pretty bearish on a number of stocks including Coinbase and Tesla, he said on Thursday. In a Twitter Spaces conversation, Chanos was asked about the FTX fiasco ...

Kohl’s, PulteGroup, Macy’s and 6 Other Stocks That Already Price in a Recession

The stock market has begun to reflect a high probability of a recession. Strategists at UBS screened for stocks that have clearly priced in that risk—and are worth considering. A recession seems in th...

US banking regulator’s crypto warning

A United States banking industry regulator warned banks of the “emerging risks” of cryptocurrencies saying the sector should take a “cautious approach” and seek permission in some cases when engaging ...

Two US Senators Demand Answers From US Regulators on Banking Sector’s Exposure to Crypto

US Senators Elizabeth Warren and Tina Smith are demanding answers from a group of top US regulators about the banking sector’s exposure to crypto in the wake of FTX’s implosion last month. On Wednesda...

I have $600K invested, but my financial adviser has only made one trade this year, and left $7,500 in cash in my Roth IRA. Is it time to get rid of him?

Question: My financial advisor has made one trade this entire year and has left $7,500 in cash in my Roth IRA since January. I had $600,000 in assets at the start of the year. Some minimal reallocatio...

Queen Latifah – worth an estimated $70 million – got this money savings advice from her mom. Pros say more of us should follow it, too: ‘The best part is it scales the more you make.’ 

BEVERLY HILLS, CALIFORNIA – OCTOBER 22: Queen Latifah attends TheGrio Awards 2022 at The Beverly Hilton on October 22, 2022 in Beverly Hills, California. (Photo by JC Olivera/Getty Images) Getty Image...

Legal Pressure Grows on FTX’s Sam Bankman-Fried

Legal difficulties are mounting for Sam Bankman-Fried, the founder and former CEO of FTX—and it doesn’t seem to be limited to the crypto exchange’s collapse last month. FTX filed for bankruptcy on Nov...

Senator Warren Wants the Fed to Answer for Banking Sector’s Ties to FTX

U.S. lawmakers have penned a letter pressing Federal Reserve Chairman Jerome Powell for information on American banks’ ties to crypto following the collapse of FTX.  In a Wednesday letter, Democrat se...

I sold my late mother’s home for $250,000. I make $80,000 and have $220,000 in student debt. I want to buy a house. Should I use all my inheritance for a down payment?

My mom passed away, and left me her house, which I just sold and will net $250,000. I’m 41 years old with no real retirement savings. I make $80,000 a year, and I am maxing out contributions to my emp...

Analysis of Signature Bank’s Comments at Goldman Sachs US Financial Services Conference

December 8, 2022, 1:33PM EST • 2 min read Quick Take December 6, 2022 Signature Bank gave remarks regarding their crypto strategy and FTX at Goldman Sach’s Conference  Signature reducing digital asset...

Senators question U.S. banking regulators on crypto exposure

Two U.S senators have written to agencies tasked with supervising the financial sector to seek details about banks’ exposure to cryptocurrencies. Sens. Elizabeth Warren, D-Mass., and Tina ...

JPMorgan looks at ‘Armageddon scenario’ of Fed jacking rates up to 6.5%. Its conclusion may come as a surprise.

The market’s expectation is that the Federal Reserve will keep lifting its policy interest rate until it brings it to 5% before pausing for some time. But it’s possible that the Fed could decide that ...

This is the No. 1 source of income for millions of older Americans — and that may pose a problem

Just one in four retirees say they have not experienced any kind of shock event in retirement, according to a study from the Society of Actuaries. Getty Images/iStockphoto Where is the 65 and older cr...

Nigeria Limits Cash Withdrawals to $45 per Day in CBDC, Digital Banking Push

Nigeria has imposed limits on cash withdrawals in a move to push consumers towards alternatives, including its own Central Bank Digital Currency (CBDC), the eNaira. In a letter to banks and other fina...

U.S. banking committee says SBF ‘must answer for the failure’ of FTX

The US senate banking committee in a Dec. 7 letter to Sam Bankman-Fried said he must answer for the failure of his crypto firms in a hearing scheduled for Dec. 14. The committee chairman Sherrod Brown...

Japanese banking giant SMBC trialing soulbound tokens

One of Japan’s largest financial institutions, Sumitomo Mitsui Financial Group, is planning a trial of soulbound tokens for identity verification via a business partnership with HashPort Group. ...