US Lawmaker Launches CBDC Anti-Surveillance State Act to Protect Americans’ Right to Financial Privacy – Regulation Bitcoin News

U.S. Congressman Tom Emmer has introduced the Central Bank Digital Currency (CBDC) Anti-Surveillance State Act “to halt efforts of unelected bureaucrats” from “stripping Americans of their right to fi...

Here’s how much Americans’ 401(k) plans fell last year

Saving for retirement requires looking at the big picture, but it can be dispiriting when your 401(k) or other retirement plan takes a beating — a common plight for American workers last year, accordi...

A record number of Americans are grappling with $1,000 car payments and many drivers can’t keep pace — stay ahead by dodging these 2 loan mistakes

‘Tip of the negative equity iceberg’: A record number of Americans are grappling with $1,000 car payments and many drivers can’t keep pace — stay ahead by dodging these 2 loan mistakes With a re...

How do rich people avoid taxes? Wealthy Americans skirt $160 billion a year in tax payment

More than $160 billion in tax revenue is lost every year because the top 1% finds ways to avoid paying “their fair share,” according to academic research cited by the Treasury Department. What tactics...

Millions of debt collections dropped off Americans’ credit reports

Tens of millions of debt collections disappeared from Americans’ credit reports during the pandemic, a new government watchdog report found, but overdue medical bills remain a big strain on many house...

Americans are racking up debt and burning through their savings—economists warn it could spark a recession

Despite high inflation, rising interest rates, and consistent recession predictions from Wall Street, Americans have continued spending at near a record pace over the past year, opting to splurge on D...

The ‘sandwich generation’ is racking up an average of $7,000 on their credit cards as the Americans’ total balances spike to $930 billion — here are 4 ways to dig your way out of debt faster

Credit card balances hit record levels at the end of last year, and experts are predicting they will only continue to increase over 2023. “Whether it’s shopping for a new car or buying eggs in the gro...

The Way Americans Retire Has Changed Forever. Saving a Nest Egg Isn’t Enough.

About the author: Martin Neil Baily is a senior fellow at the Brookings Institution. He was Chairman of the Council of Economic Advisers under President Clinton. He is the co-author, with Benjamin H. ...

Americans are drowning in credit card debt thanks to inflation and soaring interest rates

Credit card debt skyrocketed during the last three months of 2022, as Americans shopped their way through the holidays and potentially into financial trouble. Americans’ collective credit card balance...

DOJ “Task Force” Will Target Tech Used By Americans

Topline The Justice Department will form a new task force aimed at preventing China and other foreign governments from accessing data through technology used by Americans, a top DOJ official said Thur...

55% of Americans Believe They Will Lose It All if a Recession Hits the United States – Economics Bitcoin News

According to a recent study by Clever, a real estate data company, nearly three out of four Americans worry there will be a recession this year, and 69% of the research participants say the U.S. is al...

Americans are spending despite high inflation. That means rate hikes

Fresh economic data this week shows Americans are shopping more than expected at the start of the year, even as prices continue to rise. That may be good news for some of the Club’s retail holdi...

A salary below this amount is a dating deal-breaker for many Americans, survey shows — why you should talk money on your very first date

Thinking about getting down on one knee this Valentine’s Day? Don’t make the big move without first being bold about your financial needs and goals. Financial services company Western & Southern F...

Americans’ Satisfaction With U.S. Immigration At Lowest Point In Decade

Topline Americans are less satisfied with the level of immigration into the U.S. than they have been at any point since 2012, according to a new Gallup poll, as the crisis at the border that’s caused ...

Americans’ Dissatisfaction With Abortion Policies At Record High, Poll Finds As Lawmakers Consider Watering Down Bans

Topline More than two-thirds of Americans are dissatisfied with the country’s abortion laws in the wake of the Supreme Court overturning Roe v. Wade, a new Gallup poll finds, with nearly half wanting ...

Majority Of Americans Plan To Use Or Gift Cannabis On Valentine’s Day, Says New Survey

Marijuana buds in a heart shaped, valentine’s day chocolate box on a white background with rose … [+] petals and cannabis buds getty Forget roses or chocolates! According to a new study, a...

Biden Gives Fiery Speech And Lays Out 2024 Agenda, Vowing To ‘Finish The Job’

US President Joe Biden delivers the State of the Union address in the House Chamber of the US … [+] Capitol in Washington, DC, on February 7, 2023. (Photo by SAUL LOEB / AFP) (Photo by SAUL LOEB...

4,000 Americans predict Bitcoin’s price in the next 6 months

With gains of about 40% in 2023, Bitcoin (BTC) is enjoying a successful start of the year. Therefore, investors are hoping that the crypto can sustain the gains in the coming months.  Despite the opti...

If You Are Smart, Your Super Bowl LVII Party Can Cost You Less Than It Did Last Year

Walk into every supermarket across the nation this week and there is no doubt you will know what major food event is coming up on February 12 – it’s Super Bowl time once again! And if you happen to li...

IRS more likely to audit Black Americans’ taxes, study finds

Jeffrey Coolidge | Photodisc | Getty Images Black Americans are roughly three to five times more likely to face an IRS audit than other taxpayers, according to a new study. While there isn’t evi...

Discovery Of Classified Documents At Biden’s Home Had No Major Impact On His Approval Rating, Poll Finds

Topline The discovery of classified documents at President Joe Biden’s residence and former office has not caused a major shift in his overall approval ratings, according to a new AP-NORC poll, even t...

The Human Development Index, Longevity And You

getty Key takeaways The Human Development Index evaluates individual human development in each country Every country is ranked on the HDI due to how they rank in average annual income, education and l...

Affluent Americans are snatching up prime real estate in other parts of the world — as the US housing market slumps. Here’s how to do it too

Laetitia Laurent knows the value of looking far and wide for a good deal. The Florida-based business owner and her husband had been hunting for a second home for five years before snagging an incredib...

Americans lost an average of over $1,800 to financial errors in 2022 — here are 3 money mistakes you might not even realize you’re making

‘Financial illiteracy is an epidemic’: Americans lost an average of over $1,800 to financial errors in 2022 — here are 3 money mistakes you might not even realize you’re making Americans are lea...

Eagles And Chiefs Are Headed To Super Bowl LVII—Here Are The Betting Odds

Topline The Kansas City Chiefs and Philadelphia Eagles are set to face off in Super Bowl LVII in two weeks, after winning their respective conference championships Sunday, and sportsbooks are projecti...

McDonald’s earnings haven’t been hit by higher prices, as ‘it just seems like Americans are more upset by the change in price at grocery stores’

Rising prices have kept diners away from many restaurants, but not McDonald’s Corp. As the ubiquitous burger chain prepares to report fourth-quarter results on Tuesday with its stock close to record h...

Americans want crypto regulations more than Marijuana regulations: Survey

The US has better regulations for Marjuana in comparison to cryptocurrencies, the Internet and social media. Recently, Harvard CAPS-Harris Poll organised a survey for voter suggestions on which indust...

Just 28% Of Americans Are Exercising Enough, CDC Says—And It’s Even Lower In Some Regions

Topline Only 28% of Americans are meeting physical activity guidelines set by the Centers for Disease Control and Prevention, according to a study from the agency released Thursday that also found Ame...

“Imaginative” China Minister Sends New Year’s Greetings To Americans Via NBA Game

China’s Foreign Minister Qin Gang spoke via pre-recorded video at a Washington Wizards game on … [+] January 21. People’s Republic of China Embassy in the U.S. China diplomat Qin Gan...

60% of North Americans Invest in Crypto Without Doing Due Diligence: Study

According to a study by Bybit and Toluna, 64% of North Americans spend less than two hours or don’t research at all before investing in cryptocurrencies. Boomers (those aged 56-64) tend to be more cau...

The US government just hit its $31.4 trillion debt ceiling — triggering fears of a nasty fallout for Americans. Here are 3 ways it could hurt you

The US government just hit its $31.4 trillion debt ceiling — triggering fears of a nasty fallout for Americans. Here are 3 ways it could hurt you The U.S. officially hit its $31.4 trillion debt ceilin...

Here’s What It Means For Investors

Getty Images Key takeaways ChatGPT has become the talk of the town as users are shocked by how impressive this new technology is. The chatbot can write poetry, create content and even help you solve p...