How to get a guaranteed retirement spending rate of 4.3%

Stop the presses! The 4% spending rule may be alive after all—at least for now. I’m referring to the famous research from William Bengen in 1994 that focused on how much a retiree could withdraw from ...

The future looks gloomy for retirees — if you look closely at financial history

Retirement planning requires us all to become historians. Surely not, you object: Do we really have to become proficient in yet another subject? Unfortunately, yes. Regardless of whether you’re aware ...