After nearly five years of legal uncertainty, Ripple’s long-running dispute with the US Securities and Exchange Commission has finally ended. The company agreed to pay a $125 million fine and is now permanently barred from selling XRP directly to institutions. Both parties withdrew their appeals this August, closing one of the most consequential regulatory sagas in crypto history.
The resolution comes amid a friendlier regulatory climate. Congress has passed the GENIUS Act, establishing a framework for stablecoins. It also allows commercial banks to develop digital asset custody services.
Under the new SEC Chairman Paul Atkins, the agency is pursuing clearer definitions of when digital assets qualify as securities. The policy shift is already influencing markets. Seven major institutions have filed for XRP-based exchange-traded funds, with the first batch expected to launch before year-end.
CME Group’s XRP futures contracts, introduced earlier this year, have posted strong trading volumes, confirming institutional demand. With XRP trading around $2.30 and renewed access for fund products on the horizon, analysts argue that the asset’s structure — a token with real transactional utility — is primed for a new growth phase.
XRP Tundra Expands the Utility Layer on XRP Ledger
Beyond Ripple’s corporate developments, independent ecosystems are extending the XRP Ledger’s reach. XRP Tundra is a dual-chain DeFi network operating across the XRPL and Solana. It has built a verifiable structure that links liquidity, governance, and yield. The project issues two tokens: TUNDRA-S, deployed on Solana for utility and staking, and TUNDRA-X, issued on XRPL to support governance and reserve value.
This separation enables transparent on-chain tracking while balancing cross-chain liquidity. TUNDRA-S functions as the network’s economic engine. Participants can stake it to earn yield. The TUNDRA-X token defines voting rights and ecosystem control. The model aligns with Ripple’s broader vision of real-world blockchain infrastructure, but with a fully decentralized DeFi focus.
The current Phase 11 presale prices TUNDRA-S are at $0.183 with a 9% bonus. Buyers also receive TUNDRA-X for free of charge (reference value $0.0915). Upon listing, TUNDRA-S targets $2.5 and TUNDRA-X $1.25. That would translate to a potential appreciation exceeding 1,000%.
The project has raised over $2.5 million to date. Verified data shows that over $32,000 has been distributed via the project’s Arctic Spinner reward program. It is a transparent, gamified bonus system that instantly credits tokens.
Crypto Legends featured a detailed overview of the system on YouTube. The expert highlighted how the project merges XRP Ledger compatibility with Solana’s high throughput to create verifiable, yield-based participation.
Verified Tokenomics and Presale Mechanics
XRP Tundra’s tokenomics can mirror institutional-grade audit standards. Ownership is renounced, minting functions are locked, and supply distribution is fixed and visible on both chains. The project holds triple audits from Cyberscope, SolidProof, and FreshCoins, along with full KYC verification by Vital Block.
That verification record has given the presale unusual credibility among large-scale investors who typically avoid unaudited DeFi projects. The two-token configuration ensures clear separation between staking liquidity and governance, creating measurable accountability — a contrast to most early-stage altcoins that rely on opaque token models.
This structure positions XRP Tundra as a natural complement to RippleNet’s enterprise function. While Ripple focuses on institutional payments, Tundra opens decentralized participation to public investors through an audited, dual-chain economy.
On-Chain Staking and DAMM V2 Liquidity Protection
Where XRP provides cross-border liquidity, XRP Tundra adds a verifiable yield layer through Cryo Vaults — staking contracts that distribute rewards between 4% and 20% APY depending on the chosen lock period. These vaults use Frost Keys, non-custodial staking certificates that record each position directly on-chain.
To prevent volatility at launch, the team integrates Meteora’s DAMM V2 liquidity pools — a Solana-based automated market maker that uses dynamic fees to neutralize early selling pressure. Fees start high and decrease over time, discouraging bot-driven trading while allowing organic market discovery. This mechanism ensures liquidity depth without compromising price stability, protecting early participants while rewarding long-term holders.
Together, Cryo Vault staking and DAMM V2 liquidity design create a system where verified trading activity feeds directly into staking rewards. Instead of speculative volatility, the ecosystem generates predictable, yield-based growth.
Why Analysts See $10 XRP as Realistic by 2026
With legal uncertainty behind it, Ripple is again pursuing international partnerships through RippleNet and On-Demand Liquidity — both reliant on XRP for settlement. The newly supportive regulatory climate and pending ETF approvals create a structural demand scenario similar to Bitcoin’s in 2024. If institutional access scales as projected, analysts believe XRP could revisit and surpass its all-time high during the next market cycle.
XRP Tundra’s contribution lies in extending market demand beyond speculative trading, introducing verifiable decentralized yield through audited staking and liquidity systems. The project illustrates how the XRPL can function simultaneously as an institutional settlement layer and a decentralized finance ecosystem open to retail participation. This structural evolution supports analysts’ $10 XRP forecast for 2026, reflecting an asset class advancing under clear regulation and measurable network growth.
For readers wondering is XRP Tundra legit, the project’s verified audits, liquidity locks, and KYC documentation confirm its compliance-first design and transparent development approach.
Secure your Phase 11 allocation and follow verified updates as XRP’s next growth cycle takes shape.
Buy Tundra Now: official XRP Tundra website
How to Buy Tundra: step-by-step buying guide
Security and Trust: Vital Block KYC