While XRP is eyeing a move toward $3.50, a newcomer with seemingly more upside potential is capturing attention: Digitap $(TAP).
Due to its innovative real-world utility, analysts view $TAP as the real 30x banking play, particularly in the current market where everyone is trying to bridge the gap between traditional finance and crypto.
XRP’s Price Is Holding Steady Amid the Current Market Downturn
In the last 7 days alone, XRP’s price decreased by over 8%, currently sitting at $2.83. This decrease was mainly because of the market climate, which is causing most major crypto players, including top altcoins, to fall in price.
On the bright side, XRP has shown some stability, maintaining its position as one of the top 5 cryptocurrencies. Technical analysis suggests that XRP’s key resistance levels lie at $3.05 and $3.10. So, if XRP’s price breaks through, then the $3.50 target will become a reality.
However, the breakthrough could be hindered, as XRP’s charts indicate an inability to hold above $3 at present. Also, XRP saw outflows of around $68.6 million recently, which is a signal that not all XRP investors are positive about its future right now.
But even so, many analysts are bullish on this old-timer. For instance, cryptoWZRD_ believes that $3.65 and $4.50 are XRP’s next price targets. Mr_Xoom has a similar analysis, stating that when XRP breaks $3.50, it will go straight to the $4-$4.50 zone. All in all, $3.50 is a very important level for XRP, one that can dictate where its price will be in the months to come.
The Utility Divide: Settlement Layer vs. Complete Banking Solution
XRP’s value proposition focuses on its efficiency as a bridge currency for financial institutions. It enables faster and more cost-effective cross-border transactions compared to traditional systems like SWIFT. This utility has been a game-changer, but it primarily serves institutional users.
Digitap, on the other hand, fundamentally reimagines this approach by offering a complete omnibank solution that serves both institutional and retail needs. That’s why experts see it as the real 30x banking play – it serves both the banks and the people.
Currently in Stage 1 of its presale, Digitap already has a live product that provides Visa-powered debit cards with instant fiat-crypto conversion, multi-currency accounts with IBAN support, and AI-optimized routing that reduces cross-border fees to under 1%. It also allows users to hold both crypto and fiat in one place.
And by offering a live product during its presale, which is very uncommon, Digitap has also gained the best ICO title for 2025. Another title that’s been thrown around is $TAP being one of the best cryptos to invest in 2025, and it’s all because of the wide real-world utility it offers.
Visit Digitap Presale
Where Does the Market’s Supposed Best ICO Stand?
Crypto presales are always the best time to get into promising projects very early. Stage 1 is underway, with the $TAP price at $0.0125. This price will rise to $0.0159 in the next stage, marking a 27% increase from now. And because of its already-significant market presence and utility, analysts see the $TAP price growing by 30x in the coming months.
Also, $TAP’s deflationary mechanism helps its case, as 50% of its profits will automatically fund buyback and burn processes. This is intended to create scarcity and keep $TAP’s value growing as user adoption grows. Furthermore, users receive staking rewards of up to 124% APR, which is another incentive that has been well-received by the market.
And, of course, the fact that investors can see and use a live product before even investing is a huge bonus that is not commonly seen in the crypto world.
Investment Verdict: Which Is Best Depends On Risk Appetite
It’s clear that both XRP and $TAP are projected to bring in profits for investors, one more so than the other. XRP’s $3.50 price projection is a reasonable target, one that, if it holds, can push XRP’s price even higher. However, as significant XRP outflows appear, the target may not be reachable by the end of the year.
Meanwhile, as with all new projects, $TAP offers bigger rewards. The 30x price increase is also reasonable given $TAP’s freshness on the market and its value proposition. However, what sets Digitap apart is that it is bringing something entirely new to the market, which could raise crypto adoption to unforeseen levels.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale https://presale.digitap.app
Social: https://linktr.ee/digitap.app
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